New Car Considerations

[mightyone]

Having read a few articles on here it seems the general consenus is to buy a new car rather than a nearly new one (the reverse is recommended in England). Is insurance often included on new car deals and if not are premiums expensive in general compared to England does anyone know.

A finance deal would be good but looks like this could be tricky being a farang.

Any advice would be appreciated.

Thanks

[Tywais]

Insurance is based on engine size, car value and maybe horsepower. Expect on an average car to pay around 20k to 25k per year for first class insurance. Some dealers will throw in first class insurance (first year) for free and you might press the dealer on it. Some posters have indicated if you place a 40-50% deposit you will not need a guarantor to finance it.

[nakhonsi sean]

I was looking into buying a new double cab pickup a few months ago. I looked at Toyota, Mitsubishi and Mazda. All of them offered free insurance and discounts. All of them said I would not need a guarantor if I put down 25-30%. After speaking to many people I found that buying new was by far the best option. Most of the second hand stuff around will end up as money pits! Financing second hand cars often ends up costing the same as a new car due to much higher interest rates.