cmcom Posted December 22, 2014 Share Posted December 22, 2014 Are there any? Link to comment Share on other sites More sharing options...
CharlieH Posted December 22, 2014 Share Posted December 22, 2014 WRONG FORUM MOVED Link to comment Share on other sites More sharing options...
MrWorldwide Posted December 23, 2014 Share Posted December 23, 2014 Not sure abt credit cards, but I didnt pay any fees on my CITI Debit card. As long as you have internet banking and can top up your balance online, its gold - particularly if you can get to the CITI ATMs in BKK and avoid the 150-180THB withdrawal fee per transaction. I have a Thai bank account now and no longer need the CITI account, but it was very handy when I arrived back in April. Link to comment Share on other sites More sharing options...
Youbloodybeauty Posted December 23, 2014 Share Posted December 23, 2014 Yes this one... http://www.28degreescard.com.au/ No annual fee No international transaction fees on purchases No currency conversion fees Up to 55 days interest free on purchases Exchange rate is OK too. Debit Card: Citibank Plus Credit Card: 28 Degrees Link to comment Share on other sites More sharing options...
sha1985 Posted December 23, 2014 Share Posted December 23, 2014 The BankWest platinum cards (doesn't matter which one) have no foreign transaction fees, you do still pay a foreign atm fee if you withdraw cash though. Link to comment Share on other sites More sharing options...
Pungdo Posted December 23, 2014 Share Posted December 23, 2014 Com Bank slugs you very, very, hard for cash advances on their credit cards, much better off doing internet transfers to a Thai Bank account, fee wise that is. 1 Link to comment Share on other sites More sharing options...
shaggy851 Posted December 23, 2014 Share Posted December 23, 2014 I thought citibank charged a 3% foriegn trans fee on purchaces thats a debit card but no withdrawl fee at their own atms at asoke etc. You can withdraw more cash there in one hit tho thats an advantage over low limit thai atms. Thats an australian dollar savings account withdrawing thai baht. I changed to hsbc but they have no benefits here, but good for 1$ for 1point frequent flyer points with qantas one world. But also 3% foreign trans fees. I may use cash card in future with velocity and qantas. I think the virgin cash card has no foriegn trans fee and multi currency Link to comment Share on other sites More sharing options...
JimGant Posted December 23, 2014 Share Posted December 23, 2014 Up to 55 days interest free on purchases I love the fine print on that offer: To take advantage of up to 55 days Interest Free on credit card purchases, you must pay the full balance of the account (excluding unexpired Interest Free promotional plans) both for the statement before the purchases were made, and for the statement on which the purchases are listed. Lemme see..... pay off, in full, your previous 30-day statement, then pay-off the current statement's charges to date. What's, then, left to accumulate interest charges against? I certainly hope there would be no interest on two 30-day statements paid in full. But, what a great advertising ploy for those who never read the footnotes. Aussie rules banking is kinda funny..... Link to comment Share on other sites More sharing options...
lordblackader Posted December 23, 2014 Share Posted December 23, 2014 I took a look at Virgin Global Wallet, there's no foreign currency transaction fees as long as you have baht loaded on the card. However there's a 60 baht withdrawal fee listed for cash out. Anyone know if that's the total fee or in addition to what the ATM charges? Link to comment Share on other sites More sharing options...
cadjan Posted December 23, 2014 Share Posted December 23, 2014 28 Degrees for credit (purchases) Citibank Plus for debit (withdrawing cash) Both good, master/visa fx rates, pay off the credit every month and it'll cost you virtually nothing. Citibank Plus gives you fee free international SWIFT transfers too - just make sure to select receiver pays fees (to Thailand, at least...) Link to comment Share on other sites More sharing options...
Nuddy Posted December 23, 2014 Share Posted December 23, 2014 Am with Com bank and if I draw cash out of an ATM here in Thailand it cost a lot Ok I see the fees and I hate them. But then to give such a shitty exchange rate as well after charging so much fee is such a huge rip off. Down with Banksters. 1 Link to comment Share on other sites More sharing options...
Chao Lao Beach Posted December 23, 2014 Share Posted December 23, 2014 But when you use a Oz card you get outrageous oz exchange rates. Yep they are hideous, take a look for the baht. Fees ar the least of your worries. The rate is set by you home bank. get a local account and use that logically with cash you bring form home, exchanged here. Link to comment Share on other sites More sharing options...
cmcom Posted December 23, 2014 Author Share Posted December 23, 2014 Thx guys Link to comment Share on other sites More sharing options...
pgs Posted December 23, 2014 Share Posted December 23, 2014 GE Finance's 28 Degree Mastercard is probably the better one. The airlines' global wallet (similar type) systems look ok, but the fees are in the details. inactivity fees, loading.... Have a look at mozone.com.au (money zone) for more and reasonably current information. Link to comment Share on other sites More sharing options...
Cats4ever Posted December 24, 2014 Share Posted December 24, 2014 Yes this one... http://www.28degreescard.com.au/ No annual fee No international transaction fees on purchases No currency conversion fees Up to 55 days interest free on purchases Exchange rate is OK too. Debit Card: Citibank Plus Credit Card: 28 Degrees Not so good now. It charges $35 if you withdraw at an ATM from a positive balance ie. you load your card up with cash. Still good for credit purchases. Link to comment Share on other sites More sharing options...
Pib Posted December 24, 2014 Share Posted December 24, 2014 Yes this one... http://www.28degreescard.com.au/ No annual fee No international transaction fees on purchases No currency conversion fees Up to 55 days interest free on purchases Exchange rate is OK too. Debit Card: Citibank Plus Credit Card: 28 Degrees Not so good now. It charges $35 if you withdraw at an ATM from a positive balance ie. you load your card up with cash. Still good for credit purchases. Maybe you are talking a cash advance which charges 3% or $4, whichever is greater? http://www.28degreescard.com.au/credit-card-features/interest-rates-fees.html Link to comment Share on other sites More sharing options...
Shasta55 Posted December 24, 2014 Share Posted December 24, 2014 Yes this one... http://www.28degreescard.com.au/ No annual fee No international transaction fees on purchases No currency conversion fees Up to 55 days interest free on purchases Exchange rate is OK too. Debit Card: Citibank Plus Credit Card: 28 Degrees Not so good now. It charges $35 if you withdraw at an ATM from a positive balance ie. you load your card up with cash. Still good for credit purchases.Maybe you are talking a cash advance which charges 3% or $4, whichever is greater?http://www.28degreescard.com.au/credit-card-features/interest-rates-fees.html You are right. But about 18 months ago they changed the fine print and now all cash withdrawals are deemed cash advance whether you have a credit balance or not. It was good while it lasted. Link to comment Share on other sites More sharing options...
Youbloodybeauty Posted December 24, 2014 Share Posted December 24, 2014 (edited) Yes this one... http://www.28degreescard.com.au/ No annual fee No international transaction fees on purchases No currency conversion fees Up to 55 days interest free on purchases Exchange rate is OK too. Debit Card: Citibank Plus Credit Card: 28 Degrees Not so good now. It charges $35 if you withdraw at an ATM from a positive balance ie. you load your card up with cash. Still good for credit purchases.Maybe you are talking a cash advance which charges 3% or $4, whichever is greater?http://www.28degreescard.com.au/credit-card-features/interest-rates-fees.html You are right. But about 18 months ago they changed the fine print and now all cash withdrawals are deemed cash advance whether you have a credit balance or not. It was good while it lasted. I was loading up the 28 Degrees card before this change too. That's when I got the Citibank Plus Debit Card and now use both. Besides, apparently loading up the 28 Degrees Card above your limit, this money was not covered by fraud. By the way, remember to advise these banks when you are in Thailand as I've had my card locked by their security when making a withdrawal. No big deal to call them when in Thailand and get it fixed though. Edited December 24, 2014 by Youbloodybeauty Link to comment Share on other sites More sharing options...
Youbloodybeauty Posted December 24, 2014 Share Posted December 24, 2014 28 Degrees for credit (purchases) Citibank Plus for debit (withdrawing cash) Both good, master/visa fx rates, pay off the credit every month and it'll cost you virtually nothing. Citibank Plus gives you fee free international SWIFT transfers too - just make sure to select receiver pays fees (to Thailand, at least...) This is interesting, so you can make international transfers through Citibank Plus account to an account in Thailand, no fees. Do they show the exchange rate at the time? receiver pays fees Any idea of what fees would be? Cheers. Link to comment Share on other sites More sharing options...
cadjan Posted January 3, 2015 Share Posted January 3, 2015 28 Degrees for credit (purchases) Citibank Plus for debit (withdrawing cash) Both good, master/visa fx rates, pay off the credit every month and it'll cost you virtually nothing. Citibank Plus gives you fee free international SWIFT transfers too - just make sure to select receiver pays fees (to Thailand, at least...) This is interesting, so you can make international transfers through Citibank Plus account to an account in Thailand, no fees. Do they show the exchange rate at the time? receiver pays fees Any idea of what fees would be? Cheers. Send AUD for the best exchange rates although surprisingly Citi's rates haven't been too far off the Thai onshore rate the past couple of times I looked. Check the receiving bank's rates to get an idea of how much baht the receiver will get if you send AUD. Fees at the Thai end are 0.25%, min 200 max 500 baht. If you send receiver pays fees then there will be no fees, apart from the 200-500 mentioned above. DON'T send it sender pays fees - $35 charge to you... It's a SWIFT transfer now (used to be manual and take a couple of days) so usually arrives same day, if you send it first thing aussie time. Link to comment Share on other sites More sharing options...
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