oldbill Posted February 6, 2015 Share Posted February 6, 2015 Hi, sorry if this has been covered elsewhere. Looking for in country insurance for 70 year old retiree staying in country for 6 months. Any advice appreciated. Link to comment Share on other sites More sharing options...
Rooo Posted February 6, 2015 Share Posted February 6, 2015 Moved to Insurance Forum. Link to comment Share on other sites More sharing options...
georgegeorgia Posted February 6, 2015 Share Posted February 6, 2015 Wouldnt Travel insurance be a bettrr option? Link to comment Share on other sites More sharing options...
jocko Posted February 7, 2015 Share Posted February 7, 2015 Travel insurance is 90 day maximum and not all company give that 60 days is the norm. Link to comment Share on other sites More sharing options...
AAInsuranceBrokers Posted February 7, 2015 Share Posted February 7, 2015 Travel Insurance is readily available for a 70 year old traveling to Thailand for a 6 month holiday. For a quote please follow this LINK 1 Link to comment Share on other sites More sharing options...
jocko Posted February 7, 2015 Share Posted February 7, 2015 Thanks for the link from the UK I could only find a 90day max I will save that for the future Link to comment Share on other sites More sharing options...
Suradit69 Posted February 7, 2015 Share Posted February 7, 2015 Most hospital insurance (rarely any out-patient coverage) available in Thailand for 70 year old foreigners would require that you initiated coverage before 50 or 55 and not let the policy lapse once you exceed those limits. Even then it would be very pricey. And even for a company like BUPA, travel-medical insurance excludes people over 70. We do not cover medical expenses for children under 1 month and persons over 70 years of agehttp://www.bupa.co.th/en/individuals/travel-insurance/ 1 Link to comment Share on other sites More sharing options...
gamini Posted February 7, 2015 Share Posted February 7, 2015 You won't get insurance over 70 in Thailand except at a ridiculous premium. The best thing to do is take out travel insurance before you come here. I always find it pretty cheap. And they will ensure you up till 85.90 days will at least be better than nothing. But I do believe there are some travel insurances that will ensure you for six months just look around Link to comment Share on other sites More sharing options...
AAInsuranceBrokers Posted February 7, 2015 Share Posted February 7, 2015 Most hospital insurance (rarely any out-patient coverage) available in Thailand for 70 year old foreigners would require that you initiated coverage before 50 or 55 and not let the policy lapse once you exceed those limits. Even then it would be very pricey. And even for a company like BUPA, travel-medical insurance excludes people over 70. We do not cover medical expenses for children under 1 month and persons over 70 years of agehttp://www.bupa.co.th/en/individuals/travel-insurance/ There are several medical insurance policies (both In Patient and Out Patient) available in Thailand for persons over 70 but agree the premiums increase as the risks are obviously very high. As mentioned earlier Travel cover for up to 180 days available from several companies. Either PM me direct or go HERE for a quote. Link to comment Share on other sites More sharing options...
DGS1244 Posted February 7, 2015 Share Posted February 7, 2015 New insurance cover for the over 70's not available in Thailand, I tried to get cover and I worked in insurance in Thailand for many years. A Danish company will offer world wide cover at about 500 USD per month??? 1 Link to comment Share on other sites More sharing options...
Jaggg88 Posted February 7, 2015 Share Posted February 7, 2015 You can get 120 days cover with Saga http://www.saga.co.uk/insurance/campaigns/travel-insurance/over-70-travel-insurance/ Link to comment Share on other sites More sharing options...
kbelyeu Posted February 7, 2015 Share Posted February 7, 2015 I highly recommend Peter with AA insure. Kurt Link to comment Share on other sites More sharing options...
dfp Posted February 7, 2015 Share Posted February 7, 2015 There are also EXCLUSIONS to insurance policies and based on medical conditions some companies will not even give you a quote. Link to comment Share on other sites More sharing options...
bazza40 Posted February 7, 2015 Share Posted February 7, 2015 Assuming you can get it, medical insurance for anyone over 70 in Thailand is ruinously expensive. I prefer to pay for private health insurance ( $160/month ) in Australia. My medical insurance in Thailand consists of a Thai bank account ( not the 800K required for a retirement visa ) with a balance of 500K baht. That, and driving very defensively. If you are retired, travel insurance is a waste of money. So $200 worth of luggage gets lost, or you have to wait another day because a flight is cancelled - what's the big deal? 2 Link to comment Share on other sites More sharing options...
rethaier Posted February 7, 2015 Share Posted February 7, 2015 Why not go with travelers insurance. Thailand TAT has info on a reasonable policy. Link to comment Share on other sites More sharing options...
rethaier Posted February 7, 2015 Share Posted February 7, 2015 New insurance cover for the over 70's not available in Thailand, I tried to get cover and I worked in insurance in Thailand for many years. A Danish company will offer world wide cover at about 500 USD per month??? Then you should check out Pattaya Expats club. I pay 29,000 baht per year for reasonable cover. Link to comment Share on other sites More sharing options...
uptheos Posted February 7, 2015 Share Posted February 7, 2015 You can get long stay from UK. https://www.travelsupermarket.com/travel-insurance/pre-existing-medical-conditions/enquiry/search?expired=true Link to comment Share on other sites More sharing options...
khunPer Posted February 7, 2015 Share Posted February 7, 2015 Bupa Thailand Sunshine Plan is an option (...up to and inclusive of the age of 70 years...): http://bupa.co.th/en/individuals/health-insurance/individual/detail.aspx?iid=5#.VNX02PmG_Tp Link to comment Share on other sites More sharing options...
CapeCobra Posted February 7, 2015 Share Posted February 7, 2015 April expat health insurance. French, represented in Thailand. Covers the real risks, not ambulant costs. http://m.en.april-international.com/global/asia-expat-cover-insurance Link to comment Share on other sites More sharing options...
KhnomKhnom Posted February 7, 2015 Share Posted February 7, 2015 Shopped again and again in vain hope........ answer. FORGET ABOUT IT. To them, at 70 you are already too sick to ask. Link to comment Share on other sites More sharing options...
gamini Posted February 7, 2015 Share Posted February 7, 2015 Assuming you can get it, medical insurance for anyone over 70 in Thailand is ruinously expensive. I prefer to pay for private health insurance ( $160/month ) in Australia. My medical insurance in Thailand consists of a Thai bank account ( not the 800K required for a retirement visa ) with a balance of 500K baht. That, and driving very defensively. If you are retired, travel insurance is a waste of money. So $200 worth of luggage gets lost, or you have to wait another day because a flight is cancelled - what's the big deal? we are Talking about medical insurance not baggage insurance. At over 70 you be stupid to travel without medical insurance Link to comment Share on other sites More sharing options...
Popular Post bazza40 Posted February 7, 2015 Popular Post Share Posted February 7, 2015 So gamini prefers paying out US$10,000 per year in medical insurance - money down the drain - to having a reserve fund for medical emergencies, which earns some interest and remains under my control. He's also assuming the insurance company won't weasel out of its obligations in the fine print. I can explain it to you. I can't understand it for you. 3 Link to comment Share on other sites More sharing options...
Torrens54 Posted February 7, 2015 Share Posted February 7, 2015 I heard the Thai Gvt., may be considering the re-introduction of the Ferang Health Insurance Scheme that ran for just one year. Considering how much the Ferang pump into the Thai Economy each week, it would be a nice gesture on behalf of the Government to help keep us alive and contributing. Fingers Crossed! 2 Link to comment Share on other sites More sharing options...
hugh2121 Posted February 8, 2015 Share Posted February 8, 2015 I found Expatriate Insurance Services very helpful (Erika Glew). I'm now with Morgan Price at $2569 for full year via EIS. [email protected] Link to comment Share on other sites More sharing options...
hugh2121 Posted February 8, 2015 Share Posted February 8, 2015 April expat health insurance. French, represented in Thailand. Covers the real risks, not ambulant costs. http://m.en.april-international.com/global/asia-expat-cover-insurance Checked out this link. Medical expenses only covered to age 55. Link to comment Share on other sites More sharing options...
hugh2121 Posted February 8, 2015 Share Posted February 8, 2015 Bupa Thailand Sunshine Plan is an option (...up to and inclusive of the age of 70 years...): http://bupa.co.th/en/individuals/health-insurance/individual/detail.aspx?iid=5#.VNX02PmG_Tp BUPA Thailand will only insure if you apply before age 65. Age 59 - 64 will insure to age 69. Link to comment Share on other sites More sharing options...
Balance Posted February 8, 2015 Share Posted February 8, 2015 You can get accident insurance from AIA and other Thai carriers. AIA is about B5,200 per year; not sure if six months is available. Cap on hospital is B100,000. If you have serious health issues, you can see doctors in Thailand very inexpensively, especially outside of BKK. The teaching hospital at Chiang Mai is first rate. Most Thai health insurance companies do not insure ANYONE over 70. Cigna might, but their pre-existing condition rules make it joke. So: Get accident insurance If you get medications at steep discount from home country, get a six month supply or have them sent to you from your pharmacy, or get them in Thailand If you have serious problem, go home for treatment. Link to comment Share on other sites More sharing options...
Lowriesuzanne Posted February 8, 2015 Share Posted February 8, 2015 Dear OldBill I am 72, retired half-time to Chiang Mai, and I faced the same problem. I solved it by buying online DAN travel insurance. I was already a DAN member (an association of scuba divers). For $750 dollars I got a one-year policy that covers me out of the U.S. or 200 miles from my home city inside the U.S. Dan Travel Insurance is new. It is very generous. I used to use Medex but, after 70, they don't cover much, the price went up and the 90-day limit applied. Best wishes, Suzanne Link to comment Share on other sites More sharing options...
willr Posted February 8, 2015 Share Posted February 8, 2015 Travel insurance ! Wants wrong with you turkeys, you forget where you are, the country is under marshal law,read your policies everyone there is not an insurance company that will cover you, Online they have been bombarding me to buy expat insurance why, they have the same clause.so before offering advice, i would go and check the fine print on your policies. Link to comment Share on other sites More sharing options...
khunPer Posted February 8, 2015 Share Posted February 8, 2015 Bupa Thailand Sunshine Plan is an option (...up to and inclusive of the age of 70 years...): http://bupa.co.th/en/individuals/health-insurance/individual/detail.aspx?iid=5#.VNX02PmG_Tp BUPA Thailand will only insure if you apply before age 65. Age 59 - 64 will insure to age 69. Not according to Bupa's web-page for the special "Sunshine Plan": »Members must be over the age of 18 years and may apply up to and inclusive of the age of 70 years only.« (sic.) Link to comment Share on other sites More sharing options...
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