what would you do if you were suddenly broke?

[Farangdanny]

Good question, if I end up broke I would hope my wife will support me as I have helped her when she was down and out, I have saved her losing 2 blocks of land, 30 rai of farming land and her 5.7 tonne Hino truck by paying off a debt with the factory she delt with.

Dream On. The first advice my bank manager gave me 52 years ago was; 'when money troubles come in the door, love flies out of the window'.

Regards.

The bankster meant 'When money troubles come in the door, all credit flies out of the window'

I trust my lady more than a bankster, at least she says what she means.

I hope she also means what she says !! That's more important. Good luck.

[micmichd]

Good question, if I end up broke I would hope my wife will support me as I have helped her when she was down and out, I have saved her losing 2 blocks of land, 30 rai of farming land and her 5.7 tonne Hino truck by paying off a debt with the factory she delt with.

Dream On. The first advice my bank manager gave me 52 years ago was; 'when money troubles come in the door, love flies out of the window'.

Regards.

The bankster meant 'When money troubles come in the door, all credit flies out of the window'

I trust my lady more than a bankster, at least she says what she means.

I hope she also means what she says !! That's more important. Good luck.

Si, credo.

[smotherb]

Coulson said, “No they're not broke because they landed in a nanny state, the smart ones who made it that is. If they hadn't moved fast under fear and desperation to survive they may not be doing so good. I'm not sure if you're agreeing or disagreeing with me so I'll hold on rethinking my opinions for now. Tootles”

Let me make it simpler:

I am disagreeing with you.

Just because someone “landed in a nanny state” does not mean they are not broke.

Just because someone “landed in a nanny-state” does not mean they are broke.

[MyFriend You]

Set up a second bank account, not the one you regularly operate or which is linked to your TGF, sorry I mean ATM card. Sock away enough to get the hell of out of Dodge in 24hrs. Do not ever never ever ever never touch this account before the fat lady sings.

How much do I have? Honestly, I don't know. Because I set it up years ago - I think it was 50K but I forget - and never looked again.

If you have not done so, do this now.

Go to the bank, check the balance, make sure it it still untouched - there ar some very saavy bank clerks that keep an eye on dormant accounts, thinking you are dead, they can ultimnately drain your account - believe me it happens.

[simon43]

So many responses in this thread indicate (to me) that 'it is all about the money'. If you have money, then you're fine. If you don't have money, then it is the end of the world.

Why so much reliance on money? IMHO, it is a reflection on how society in general is reliant on this crutch. Take it away and everything collapses.

In my time in Phuket, I have had financial ups and downs, and the downs have been literally 'on the breadline'. I never thought that the end of the world was nigh when I had no money. It was just a different situation and part of the rollercoaster of life.

Surely there is more to living than a stocked bank account?

If posters have made the effort to assimiliate into Thai culture, learn the language etc, there is no need to go without food and a bed. Do you really think the monks eat all the food that they are given in offerings?

I'm not on the breadline right now, but I regularly eat offering food for lunch, because my local monks, after feeding the poor in my community, give the balance away for free to anyone who wants it.

If you have no money, go and speak to your local temple, explain your situation. There is no reason why you should not be given food and a bed for as long as you need. You can help out at the temple, sweep the paths, look after the stray dogs etc.

Stop worshipping money!

[Naam]

Surely there is more to living than a stocked bank account?

of course there is!

e.g. stocks, bonds, gold, real estate, works of art, a comfortable home without mortgage, a Ferrari and a Bentley, caviar, champagne, prikh nam pla, either a good wife or pretty women, a couple of dogs, classical music and for general entertainment Thaivisa.

[micmichd]

Surely there is more to living than a stocked bank account?

of course there is!

e.g. stocks, bonds, gold, real estate, works of art, a comfortable home without mortgage, a Ferrari and a Bentley, caviar, champagne, prikh nam pla, either a good wife or pretty women, a couple of dogs, classical music and for general entertainment Thaivisa.

You can still get broke, even if you have that all.

Gold is a good idea, I love the sight of a golden necklace on a pretty woman.

I also love flowers, music, and good food. You don't really need much money for that, maybe you can make it yourself Iif you have time and skills.

Actually no reason for despair if you're broke in Thailand.

But in the West they made money (bad paper) their god. Wonder what they do when they find out it was all a bluff.

[Naam]

Surely there is more to living than a stocked bank account?

of course there is!

e.g. stocks, bonds, gold, real estate, works of art, a comfortable home without mortgage, a Ferrari and a Bentley, caviar, champagne, prikh nam pla, either a good wife or pretty women, a couple of dogs, classical music and for general entertainment Thaivisa.

You can still get broke, even if you have that all.

Gold is a good idea, I love the sight of a golden necklace on a pretty woman.

I also love flowers, music, and good food. You don't really need much money for that, maybe you can make it yourself Iif you have time and skills.

Actually no reason for despair if you're broke in Thailand.

But in the West they made money (bad paper) their god. Wonder what they do when they find out it was all a bluff.

only arrogant and stupid people get broke if they have enough of "that all".

i too like gold on my woman.

i tried to make caviar in Thailand but it is very difficult to find the appropriate size of roe. attempts to use the big roe available at fishmarkets failed (did not taste). but you are right, excellent food can be prepared without spending big money. unfortunately not the delicacies my brother keeps sending from Germany such as wild boar ham, deer salami, smoked wild duck and home made sausage based on my demand of spices and herbs.

[micmichd]

Surely there is more to living than a stocked bank account?

of course there is!

e.g. stocks, bonds, gold, real estate, works of art, a comfortable home without mortgage, a Ferrari and a Bentley, caviar, champagne, prikh nam pla, either a good wife or pretty women, a couple of dogs, classical music and for general entertainment Thaivisa.

You can still get broke, even if you have that all.

Gold is a good idea, I love the sight of a golden necklace on a pretty woman.

I also love flowers, music, and good food. You don't really need much money for that, maybe you can make it yourself Iif you have time and skills.

Actually no reason for despair if you're broke in Thailand.

But in the West they made money (bad paper) their god. Wonder what they do when they find out it was all a bluff.

only arrogant and stupid people get broke if they have enough of "that all".

i too like gold on my woman.

i tried to make caviar in Thailand but it is very difficult to find the appropriate size of roe. attempts to use the big roe available at fishmarkets failed (did not taste). but you are right, excellent food can be prepared without spending big money. unfortunately not the delicacies my brother keeps sending from Germany such as wild boar ham, deer salami, smoked wild duck and home made sausage based on my demand of spices and herbs.

Unfortunately some people can never get enough.

I know millionaires that still gambled, lost everything (mostly by speculations in the "dotcom bubble") and are living on welfare now. Exactly the ones that wanted me to take part in their gambling and called me stupid when I preferred to work for my money.

[Bulldozer Dawn]

I think the important thing is to always have a escape plan, always a way to get home..

If you wont go home when the money has run out, then whatever happens is all your fault!

What if Thailand is your home?

[fireplay]

I think the important thing is to always have a escape plan, always a way to get home..

If you wont go home when the money has run out, then whatever happens is all your fault!

What if Thailand is your home?

Then find a job or learn to fish and forrage for edible plants. You can always find some shack on someone elses property to squat in....but you better make yourself useful....pick the weeds cook for the family...do work in the fields....i mean....its the will to survive right?

[micmichd]

I think the important thing is to always have a escape plan, always a way to get home..

If you wont go home when the money has run out, then whatever happens is all your fault!

What if Thailand is your home?

Then find a job or learn to fish and forrage for edible plants. You can always find some shack on someone elses property to squat in....but you better make yourself useful....pick the weeds cook for the family...do work in the fields....i mean....its the will to survive right?

Exactly.

[phrodan]

To answer the OP, which most of you haven't ( he asked if you were destutute, not if you had a credit card to back you up ).

I'd report to my Embassy and let them know my situ. I would ask them to contact my family in the UK to see if they would be prepared to help me. If not, I'd ask them to contact friends to see if they would be prepared to help me. If not:

I'd walk in front of a speeding bus. And my last thoughts would be:

"What kind of sociopath am I that no one would help me in my time of need?"

***********************************************

To show off, as many other members of this forum have - there's not a chance that I wouldn't get help. I know fifty people who would pay for my repatriation in a hearbeat, without question. There would be a race to the bank between sons and daughters, parents, sister, aunts, uncles, cousins, nieces and nephews - as well as childhood friends. That's before we even start talking about business partners, drinking buddies, and others.

That's because I'm not a sociopath - I know I'm an integral part of my family and other people's lives. I get back what I give.

***********************************************

Guesthouse as usual nails it. Devastating events in health can throw anyone off-track. "The best laid plans of mice and men go gang aglee." Like many others - I am insured to the hilt, and there's no healthcare crisis that I couldn't realistically fund from my own pocket. I also have layers of income, bank accounts everywhere, and cards coming out of my ears.

What I also have - which may be of interest to the more switched-on among you, is a Living Power of Attorney. My sisters are both in possession of it - and they have the access codes to all of my bank accounts, financial affairs, the lot. We will have our annual assessment dinner this weekend and I will update all security codes, and let them know of any additional accounts I've opened. That includes overseas accounts, of course.

One of the key mistakes that expats, and may I say, non-expats make too, is leaving their family in the dark - so in the event of a catastrophic illness possibly rendereing you non-compis, they don't even know where to start.

That's bad life planning.

Sort it out.

*************************************************

If you have friends in Thailand, give them a copy of your health insurance - just in case there's a problem. Also an idea to give a copy to your hotel/condo manager if possible. Don't be the guy lying on the gurney non-compis while the hospital works out of your insured.

I bet some of you will read this bit and say "eff me, I never thought of that."

Just a little bit of planning can make a big difference at a time of crisis.

So I'm a sociopath when I'm an orphan?

Are orphans unable to make friends?

No, of course orphans are able to make friends.

Are sociopaths unable to make friends?

Stupid question of the year.

[micmichd]

To answer the OP, which most of you haven't ( he asked if you were destutute, not if you had a credit card to back you up ).

I'd report to my Embassy and let them know my situ. I would ask them to contact my family in the UK to see if they would be prepared to help me. If not, I'd ask them to contact friends to see if they would be prepared to help me. If not:

I'd walk in front of a speeding bus. And my last thoughts would be:

"What kind of sociopath am I that no one would help me in my time of need?"

***********************************************

To show off, as many other members of this forum have - there's not a chance that I wouldn't get help. I know fifty people who would pay for my repatriation in a hearbeat, without question. There would be a race to the bank between sons and daughters, parents, sister, aunts, uncles, cousins, nieces and nephews - as well as childhood friends. That's before we even start talking about business partners, drinking buddies, and others.

That's because I'm not a sociopath - I know I'm an integral part of my family and other people's lives. I get back what I give.

***********************************************

Guesthouse as usual nails it. Devastating events in health can throw anyone off-track. "The best laid plans of mice and men go gang aglee." Like many others - I am insured to the hilt, and there's no healthcare crisis that I couldn't realistically fund from my own pocket. I also have layers of income, bank accounts everywhere, and cards coming out of my ears.

What I also have - which may be of interest to the more switched-on among you, is a Living Power of Attorney. My sisters are both in possession of it - and they have the access codes to all of my bank accounts, financial affairs, the lot. We will have our annual assessment dinner this weekend and I will update all security codes, and let them know of any additional accounts I've opened. That includes overseas accounts, of course.

One of the key mistakes that expats, and may I say, non-expats make too, is leaving their family in the dark - so in the event of a catastrophic illness possibly rendereing you non-compis, they don't even know where to start.

That's bad life planning.

Sort it out.

*************************************************

If you have friends in Thailand, give them a copy of your health insurance - just in case there's a problem. Also an idea to give a copy to your hotel/condo manager if possible. Don't be the guy lying on the gurney non-compis while the hospital works out of your insured.

I bet some of you will read this bit and say "eff me, I never thought of that."

Just a little bit of planning can make a big difference at a time of crisis.

So I'm a sociopath when I'm an orphan?

Are orphans unable to make friends?

No, of course orphans are able to make friends.

Are sociopaths unable to make friends?

Stupid question of the year.

Someone claimed to have a family back home *because* he is not a sociopath.

Hence my question, from an orphan whose Farang friends are almost all dead, from someone who was mistitled a sociopath because of this.

[micmichd]

To answer the OP, which most of you haven't ( he asked if you were destutute, not if you had a credit card to back you up ).

I'd report to my Embassy and let them know my situ. I would ask them to contact my family in the UK to see if they would be prepared to help me. If not, I'd ask them to contact friends to see if they would be prepared to help me. If not:

I'd walk in front of a speeding bus. And my last thoughts would be:

"What kind of sociopath am I that no one would help me in my time of need?"

***********************************************

To show off, as many other members of this forum have - there's not a chance that I wouldn't get help. I know fifty people who would pay for my repatriation in a hearbeat, without question. There would be a race to the bank between sons and daughters, parents, sister, aunts, uncles, cousins, nieces and nephews - as well as childhood friends. That's before we even start talking about business partners, drinking buddies, and others.

That's because I'm not a sociopath - I know I'm an integral part of my family and other people's lives. I get back what I give.

***********************************************

Guesthouse as usual nails it. Devastating events in health can throw anyone off-track. "The best laid plans of mice and men go gang aglee." Like many others - I am insured to the hilt, and there's no healthcare crisis that I couldn't realistically fund from my own pocket. I also have layers of income, bank accounts everywhere, and cards coming out of my ears.

What I also have - which may be of interest to the more switched-on among you, is a Living Power of Attorney. My sisters are both in possession of it - and they have the access codes to all of my bank accounts, financial affairs, the lot. We will have our annual assessment dinner this weekend and I will update all security codes, and let them know of any additional accounts I've opened. That includes overseas accounts, of course.

One of the key mistakes that expats, and may I say, non-expats make too, is leaving their family in the dark - so in the event of a catastrophic illness possibly rendereing you non-compis, they don't even know where to start.

That's bad life planning.

Sort it out.

*************************************************

If you have friends in Thailand, give them a copy of your health insurance - just in case there's a problem. Also an idea to give a copy to your hotel/condo manager if possible. Don't be the guy lying on the gurney non-compis while the hospital works out of your insured.

I bet some of you will read this bit and say "eff me, I never thought of that."

Just a little bit of planning can make a big difference at a time of crisis.

So I'm a sociopath when I'm an orphan?

Are orphans unable to make friends?

No, of course orphans are able to make friends.

Are sociopaths unable to make friends?

Stupid question of the year.

Someone claimed to have a family back home *because* he is not a sociopath.

Hence my question, from an orphan whose Farang friends are almost all dead.

[micmichd]

To answer the OP, which most of you haven't ( he asked if you were destutute, not if you had a credit card to back you up ).

I'd report to my Embassy and let them know my situ. I would ask them to contact my family in the UK to see if they would be prepared to help me. If not, I'd ask them to contact friends to see if they would be prepared to help me. If not:

I'd walk in front of a speeding bus. And my last thoughts would be:

"What kind of sociopath am I that no one would help me in my time of need?"

***********************************************

To show off, as many other members of this forum have - there's not a chance that I wouldn't get help. I know fifty people who would pay for my repatriation in a hearbeat, without question. There would be a race to the bank between sons and daughters, parents, sister, aunts, uncles, cousins, nieces and nephews - as well as childhood friends. That's before we even start talking about business partners, drinking buddies, and others.

That's because I'm not a sociopath - I know I'm an integral part of my family and other people's lives. I get back what I give.

***********************************************

Guesthouse as usual nails it. Devastating events in health can throw anyone off-track. "The best laid plans of mice and men go gang aglee." Like many others - I am insured to the hilt, and there's no healthcare crisis that I couldn't realistically fund from my own pocket. I also have layers of income, bank accounts everywhere, and cards coming out of my ears.

What I also have - which may be of interest to the more switched-on among you, is a Living Power of Attorney. My sisters are both in possession of it - and they have the access codes to all of my bank accounts, financial affairs, the lot. We will have our annual assessment dinner this weekend and I will update all security codes, and let them know of any additional accounts I've opened. That includes overseas accounts, of course.

One of the key mistakes that expats, and may I say, non-expats make too, is leaving their family in the dark - so in the event of a catastrophic illness possibly rendereing you non-compis, they don't even know where to start.

That's bad life planning.

Sort it out.

*************************************************

If you have friends in Thailand, give them a copy of your health insurance - just in case there's a problem. Also an idea to give a copy to your hotel/condo manager if possible. Don't be the guy lying on the gurney non-compis while the hospital works out of your insured.

I bet some of you will read this bit and say "eff me, I never thought of that."

Just a little bit of planning can make a big difference at a time of crisis.

So I'm a sociopath when I'm an orphan?

Are orphans unable to make friends?

No, of course orphans are able to make friends.

Are sociopaths unable to make friends?

Stupid question of the year.

Someone claimed to have a family back home *because* he is not a sociopath.

Hence my question, from an orphan whose Farang friends are almost all dead.

And people here still yek about "bad life planning"...

[dennis123]

I know these type of people, it are the same people that all of a sudden don't have money to pay rent and get kicked out of their house.

So what would I do? It would never happen to me pal, yes in my youth I've been stupid and was kicked out of the room I rented but back then I had parents and friends to fall back on as I was in my own country, but even then it's absurd irresponsible and lame behavior.

[smotherb]

Surely there is more to living than a stocked bank account?

of course there is!

e.g. stocks, bonds, gold, real estate, works of art, a comfortable home without mortgage, a Ferrari and a Bentley, caviar, champagne, prikh nam pla, either a good wife or pretty women, a couple of dogs, classical music and for general entertainment Thaivisa.

You can still get broke, even if you have that all.

Gold is a good idea, I love the sight of a golden necklace on a pretty woman.

I also love flowers, music, and good food. You don't really need much money for that, maybe you can make it yourself Iif you have time and skills.

Actually no reason for despair if you're broke in Thailand.

But in the West they made money (bad paper) their god. Wonder what they do when they find out it was all a bluff.

No one has argued you cannot get broke no matter your financial security; just that being "suddenly" broke is much less probable if you have something.

[Naam]

Unfortunately some people can never get enough.

I know millionaires that still gambled, lost everything (mostly by speculations in the "dotcom bubble") and are living on welfare now. Exactly the ones that wanted me to take part in their gambling and called me stupid when I preferred to work for my money.

just like i said!

only arrogant and stupid people get broke if they have enough of "that all".

[smotherb]

So many responses in this thread indicate (to me) that 'it is all about the money'. If you have money, then you're fine. If you don't have money, then it is the end of the world.

Why so much reliance on money? IMHO, it is a reflection on how society in general is reliant on this crutch. Take it away and everything collapses.

In my time in Phuket, I have had financial ups and downs, and the downs have been literally 'on the breadline'. I never thought that the end of the world was nigh when I had no money. It was just a different situation and part of the rollercoaster of life.

Surely there is more to living than a stocked bank account?

If posters have made the effort to assimiliate into Thai culture, learn the language etc, there is no need to go without food and a bed. Do you really think the monks eat all the food that they are given in offerings?

I'm not on the breadline right now, but I regularly eat offering food for lunch, because my local monks, after feeding the poor in my community, give the balance away for free to anyone who wants it.

If you have no money, go and speak to your local temple, explain your situation. There is no reason why you should not be given food and a bed for as long as you need. You can help out at the temple, sweep the paths, look after the stray dogs etc.

Stop worshipping money!

Well said, but sounds like it comes from someone trying to rationalize the fact he has little money.

I don't worship money. Quite frankly, money is only good for one thing. However, I do rely on money; just as any mechanic relies on his tools. I use money to service my desires; I want what I want when I want it and exactly how I want it.

The only thing in life you have to miss when you have money is having no money.

[Naam]

So many responses in this thread indicate (to me) that 'it is all about the money'. If you have money, then you're fine. If you don't have money, then it is the end of the world.

Why so much reliance on money? IMHO, it is a reflection on how society in general is reliant on this crutch. Take it away and everything collapses.

In my time in Phuket, I have had financial ups and downs, and the downs have been literally 'on the breadline'. I never thought that the end of the world was nigh when I had no money. It was just a different situation and part of the rollercoaster of life.

Surely there is more to living than a stocked bank account?

If posters have made the effort to assimiliate into Thai culture, learn the language etc, there is no need to go without food and a bed. Do you really think the monks eat all the food that they are given in offerings?

I'm not on the breadline right now, but I regularly eat offering food for lunch, because my local monks, after feeding the poor in my community, give the balance away for free to anyone who wants it.

If you have no money, go and speak to your local temple, explain your situation. There is no reason why you should not be given food and a bed for as long as you need. You can help out at the temple, sweep the paths, look after the stray dogs etc.

Stop worshipping money!

Well said, but sounds like it comes from someone trying to rationalize the fact he has little money.

I don't worship money. Quite frankly, money is only good for one thing. However, I do rely on money; just as any mechanic relies on his tools. I use money to service my desires; I want what I want when I want it and exactly how I want it.

The only thing in life you have to miss when you have money is having no money.

it's always the same. it's mostly people who never had "real" money who present their "sour grapes" view because they have no idea that "real" money provides freedom; not in all but in most respects.

but i admit that "real" money can also be a burden and a slave-master.

[simon43]

Well said, but sounds like it comes from someone trying to rationalize the fact he has little money

Depends what you exactly mean by 'little money'

If you check my long posting history, you can read that there have been occasions in my life when I have been 'broke'

There have also been occasions when I was a $ millionaire (as many people have been/are). In my case, from developing Artificial Intelligence software.

I have built 4 small hotels in Thailand, am currently doubling the size of the most recent one that I built, and am just starting the build of another resort in south-east Asia.

But do I have millions in the bank? No. I live for today and, apart from medical insurance cover, I never plan for tomorrow

[Naam]

There have also been occasions when I was a $ millionaire

as a little boy there were occasions when i had a lot of marbles. now i have only two and they are not doing an outstanding job

[phrodan]

To answer the OP, which most of you haven't ( he asked if you were destutute, not if you had a credit card to back you up ).

I'd report to my Embassy and let them know my situ. I would ask them to contact my family in the UK to see if they would be prepared to help me. If not, I'd ask them to contact friends to see if they would be prepared to help me. If not:

I'd walk in front of a speeding bus. And my last thoughts would be:

"What kind of sociopath am I that no one would help me in my time of need?"

***********************************************

To show off, as many other members of this forum have - there's not a chance that I wouldn't get help. I know fifty people who would pay for my repatriation in a hearbeat, without question. There would be a race to the bank between sons and daughters, parents, sister, aunts, uncles, cousins, nieces and nephews - as well as childhood friends. That's before we even start talking about business partners, drinking buddies, and others.

That's because I'm not a sociopath - I know I'm an integral part of my family and other people's lives. I get back what I give.

***********************************************

Guesthouse as usual nails it. Devastating events in health can throw anyone off-track. "The best laid plans of mice and men go gang aglee." Like many others - I am insured to the hilt, and there's no healthcare crisis that I couldn't realistically fund from my own pocket. I also have layers of income, bank accounts everywhere, and cards coming out of my ears.

What I also have - which may be of interest to the more switched-on among you, is a Living Power of Attorney. My sisters are both in possession of it - and they have the access codes to all of my bank accounts, financial affairs, the lot. We will have our annual assessment dinner this weekend and I will update all security codes, and let them know of any additional accounts I've opened. That includes overseas accounts, of course.

One of the key mistakes that expats, and may I say, non-expats make too, is leaving their family in the dark - so in the event of a catastrophic illness possibly rendereing you non-compis, they don't even know where to start.

That's bad life planning.

Sort it out.

*************************************************

If you have friends in Thailand, give them a copy of your health insurance - just in case there's a problem. Also an idea to give a copy to your hotel/condo manager if possible. Don't be the guy lying on the gurney non-compis while the hospital works out of your insured.

I bet some of you will read this bit and say "eff me, I never thought of that."

Just a little bit of planning can make a big difference at a time of crisis.

So I'm a sociopath when I'm an orphan?

Are orphans unable to make friends?

No, of course orphans are able to make friends.

Are sociopaths unable to make friends?

Stupid question of the year.

Someone claimed to have a family back home *because* he is not a sociopath.

Hence my question, from an orphan whose Farang friends are almost all dead.

And people here still yek about "bad life planning"...

You're not making sense.

Anyway I can't be bothered.

[micmichd]

To answer the OP, which most of you haven't ( he asked if you were destutute, not if you had a credit card to back you up ).

I'd report to my Embassy and let them know my situ. I would ask them to contact my family in the UK to see if they would be prepared to help me. If not, I'd ask them to contact friends to see if they would be prepared to help me. If not:

I'd walk in front of a speeding bus. And my last thoughts would be:

"What kind of sociopath am I that no one would help me in my time of need?"

***********************************************

To show off, as many other members of this forum have - there's not a chance that I wouldn't get help. I know fifty people who would pay for my repatriation in a hearbeat, without question. There would be a race to the bank between sons and daughters, parents, sister, aunts, uncles, cousins, nieces and nephews - as well as childhood friends. That's before we even start talking about business partners, drinking buddies, and others.

That's because I'm not a sociopath - I know I'm an integral part of my family and other people's lives. I get back what I give.

***********************************************

Guesthouse as usual nails it. Devastating events in health can throw anyone off-track. "The best laid plans of mice and men go gang aglee." Like many others - I am insured to the hilt, and there's no healthcare crisis that I couldn't realistically fund from my own pocket. I also have layers of income, bank accounts everywhere, and cards coming out of my ears.

What I also have - which may be of interest to the more switched-on among you, is a Living Power of Attorney. My sisters are both in possession of it - and they have the access codes to all of my bank accounts, financial affairs, the lot. We will have our annual assessment dinner this weekend and I will update all security codes, and let them know of any additional accounts I've opened. That includes overseas accounts, of course.

One of the key mistakes that expats, and may I say, non-expats make too, is leaving their family in the dark - so in the event of a catastrophic illness possibly rendereing you non-compis, they don't even know where to start.

That's bad life planning.

Sort it out.

*************************************************

If you have friends in Thailand, give them a copy of your health insurance - just in case there's a problem. Also an idea to give a copy to your hotel/condo manager if possible. Don't be the guy lying on the gurney non-compis while the hospital works out of your insured.

I bet some of you will read this bit and say "eff me, I never thought of that."

Just a little bit of planning can make a big difference at a time of crisis.

So I'm a sociopath when I'm an orphan?

Are orphans unable to make friends?

No, of course orphans are able to make friends.

Are sociopaths unable to make friends?

Stupid question of the year.

Someone claimed to have a family back home *because* he is not a sociopath.

Hence my question, from an orphan whose Farang friends are almost all dead.

And people here still yek about "bad life planning"...

You're not making sense.

Anyway I can't be bothered.

It's not important.

I changed the country, I've got a Thai family, and I've found the new friends. Germany only exists like a bitter taste in my memory and a bill that has to be paid. Not by you.

[micmichd]

To answer the OP, which most of you haven't ( he asked if you were destutute, not if you had a credit card to back you up ).

I'd report to my Embassy and let them know my situ. I would ask them to contact my family in the UK to see if they would be prepared to help me. If not, I'd ask them to contact friends to see if they would be prepared to help me. If not:

I'd walk in front of a speeding bus. And my last thoughts would be:

"What kind of sociopath am I that no one would help me in my time of need?"

***********************************************

To show off, as many other members of this forum have - there's not a chance that I wouldn't get help. I know fifty people who would pay for my repatriation in a hearbeat, without question. There would be a race to the bank between sons and daughters, parents, sister, aunts, uncles, cousins, nieces and nephews - as well as childhood friends. That's before we even start talking about business partners, drinking buddies, and others.

That's because I'm not a sociopath - I know I'm an integral part of my family and other people's lives. I get back what I give.

***********************************************

Guesthouse as usual nails it. Devastating events in health can throw anyone off-track. "The best laid plans of mice and men go gang aglee." Like many others - I am insured to the hilt, and there's no healthcare crisis that I couldn't realistically fund from my own pocket. I also have layers of income, bank accounts everywhere, and cards coming out of my ears.

What I also have - which may be of interest to the more switched-on among you, is a Living Power of Attorney. My sisters are both in possession of it - and they have the access codes to all of my bank accounts, financial affairs, the lot. We will have our annual assessment dinner this weekend and I will update all security codes, and let them know of any additional accounts I've opened. That includes overseas accounts, of course.

One of the key mistakes that expats, and may I say, non-expats make too, is leaving their family in the dark - so in the event of a catastrophic illness possibly rendereing you non-compis, they don't even know where to start.

That's bad life planning.

Sort it out.

*************************************************

If you have friends in Thailand, give them a copy of your health insurance - just in case there's a problem. Also an idea to give a copy to your hotel/condo manager if possible. Don't be the guy lying on the gurney non-compis while the hospital works out of your insured.

I bet some of you will read this bit and say "eff me, I never thought of that."

Just a little bit of planning can make a big difference at a time of crisis.

So I'm a sociopath when I'm an orphan?

Are orphans unable to make friends?

No, of course orphans are able to make friends.

Are sociopaths unable to make friends?

Stupid question of the year.

Someone claimed to have a family back home *because* he is not a sociopath.

Hence my question, from an orphan whose Farang friends are almost all dead.

And people here still yek about "bad life planning"...

You're not making sense.

Anyway I can't be bothered.

It's not important.

I changed the country, I've got a Thai family, and I've found new friends. Germany only exists like a bitter taste in my memory and a bill that has to be paid. Not by you.

[bkk_mike]

Personally, I think it's unlikely, due to having assets in different countries (properties and company pensions - although I'm not old enough yet to draw any pension money)...

1. Family. Brother, Sister, Father(still) on my own side would all help us out, and assuming I'm not divorced as well as broke, the Thai in-laws would put us up. In a few years the kids might be able to help me out.

2. income. Barring some sort of health problem I'd get a job. If I can't work, I'm certain I've paid enough tax and N.I. contributions to cover getting disability benefits without thinking of myself as scrounging (although probably only an option in the UK obviously).

The worry in reality would be if I got something like Alzheimers, or something terrible (car accident?) happened to the wife and kids. That's what I don't think I could cope with, rather than simply being broke.

[micmichd]

I would find a way to keep alive. My Thai family and friends would help me if necessary, because I helped them.

Germans would not help me at all unless forced, they'd prefer to lock me up.

One thing is absolutely important: My body belongs to me, and nobody has a right to stop me from moving.

If one day I should not be able to decide for myself, then no Farang will make a decision for me. I kill them if they try, even if I get killed myself.

[VIPinthailand]

I would play a fake guitar

[coulson]

Coulson said, “No they're not broke because they landed in a nanny state, the smart ones who made it that is. If they hadn't moved fast under fear and desperation to survive they may not be doing so good. I'm not sure if you're agreeing or disagreeing with me so I'll hold on rethinking my opinions for now. Tootles”

Let me make it simpler:

I am disagreeing with you.

Just because someone “landed in a nanny state” does not mean they are not broke.

Just because someone “landed in a nanny-state” does not mean they are broke.

But allowing themselves to be forced out / flee their country defines them as stupid yes?

How they pulled up their socks and got out in a timely manner by whatever means possible is irrelevant, yes?