Travel Insurance for North America

[sanuk21]

I am travelling to Japan and US in July and am now shopping for comprehensive travel insurance as I understand medical expenses in those countries can be very high.

Most Thai companies seem to offer a max of 5 million baht for medical cover (Pacific Cross 7.5 million baht)

Coverage offered for residents of western countries by western companies seems to be either 1 million USD or unlimited.

Does anyone know any local Thai companies offering better coverage? Or a suitable alternative? or am I just being overly concerned?

[JESSVANPELT]

i don't know of any Thai companies offering it, but when i go to the States i just get the Travels insurance available through my credit when i do the ticket booking or by the airline itself, its normally good for 60 days

[stevenl]

"Most Thai companies seem to offer a max of 5 million baht for medical cover (Pacific Cross 7.5 million baht)"

If you look at the information properly you will see 2 limits

1. medical expenses;

2. emergency medical services.

The latter one is the important one and is for Thai companies in the equivalent of 1 million US$ area.

[sanuk21]

i don't know of any Thai companies offering it, but when i go to the States i just get the Travels insurance available through my credit when i do the ticket booking or by the airline itself, its normally good for 60 days

Booking through Singapore Airlines I get offered Thai AIG(5Mbaht limit). With my western credit card, travel insurance is only for travel from and return to my home country not Thailand.....

[sanuk21]

"Most Thai companies seem to offer a max of 5 million baht for medical cover (Pacific Cross 7.5 million baht)"

If you look at the information properly you will see 2 limits

1. medical expenses;

2. emergency medical services.

The latter one is the important one and is for Thai companies in the equivalent of 1 million US$ area.

Reading the fine print their definition of Emergency Medical Services is repatriation.......as far as I can see it does not include medical expenses....

[cnx355]

My last 2 trips, abroad I used World Nomads Travel Insurance ( travel in Canada and Netherlands ) from Thailand.

They have the 5 Million USD coverage.

https://www.worldnomads.com/

[sanuk21]

My last 2 trips, abroad I used World Nomads Travel Insurance ( travel in Canada and Netherlands ) from Thailand.

They have the 5 Million USD coverage.

https://www.worldnomads.com/

Thanks for your reply.....sorry I omitted that I am 68 years old........this company has an age limit of 65.

[cnx355]

My last 2 trips, abroad I used World Nomads Travel Insurance ( travel in Canada and Netherlands ) from Thailand.

They have the 5 Million USD coverage.

https://www.worldnomads.com/

Thanks for your reply.....sorry I omitted that I am 68 years old........this company has an age limit of 65.

Thanks to let me know....I will be 65 soon... I used AXA THailand and BUPA Thailand travel insurance in the past . I know the coverage is not that much but I will use them again when I am over 65.