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Insurance companies told to quickly pay compensation to boat accident victims


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Insurance companies told to quickly pay compensation to boat accident victims

 

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An insurance company has offered 10,000 baht compensation for families of each of the 28 boat accident victims despite the fact that the insurance policy of the boat owner has already expired, Mr Sutthipol Thaveechaikarn, secretary-general of the Office of Insurance Commission, disclosed on Wednesday.

 

The Sombat Mongkolchai double-deck boat which sank in the Chao Phraya river in Ayutthaya province on Sunday resulting in 28 passengers drowned and several more injured, most of them with minor injuries.

 

He said that the ill-fated boat was insured with Thai Pattana Insurance Company but its insurance policy has already expired before the boat accident on Sunday.

 

However, the insurance company has offered compensation of the families of the victims anyway, he added.

 

Of the 28 drowned victims, only six of them have life and non-life insurance policies.

 

However, Mr Sutthipol has instructed insurance commission office in Ayutthaya to find out any of the victims had insurance policies so that the office could coordinate with their insurance companies to speed up the payment of compensation and medical bills.

 

The OIC secretary-general said that this boat accident served as a reminder that those who have insurance policies would benefit from insurance coverage.

 

Full Story: http://englishnews.thaipbs.or.th/insurance-companies-told-quickly-pay-compensation-boat-accident-victims/

 
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-- © Copyright Thai PBS 2016-09-21
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11 minutes ago, clockman said:

Third world and always will be.

 

Well they have the chance, tragically,  to make a change. A proper investigation, not paying any regard to the wealth and connections of the boat owner. Skipper, owner and organisers held to account, prosecutions and appropriate penalties applied, and action to ensure that it cannot happen again.

 

But then again...

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If the insurance has expired, why should the insurance companies pay? I don't mean to be insensitive, but this is not how things in real life work.

 

The boat company are liable for all damages now as they have no insurance. Criminal and civil charges all on the boat company and driver and staff. 

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Just another day in Thailand.

No insurance is the norm here, car, bus,truck, boat.

Nobody enforces the law, nobody respects the law, nobody cares.

Save money at all costs, forget about peoples safety/welfare, that is not important.

Where are the government inspectors??? hiding not doing their jobs as usual.

Owner/captain are responsible, what will happen to them....... answer same as usual..... NOTHING.

 

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Quote

The temporary registration certificate  shall contain the following particulars: 

  1. Name of the vessel, and its previous name, if any; 
  2. Names of the vessel controllers; 
  3. Names of the owner of the vessel, and the previous owner, if any; 
  4. Cause of acquisition of ownership of the vessel; 
  5. Date and place of acquisition of ownership; 
  6. Details regarding size, building and other details relevant  to the vessel, as it is possible; 
  7. Name of the port where the registration has been requested.     

So, by checking the registration certificate (required to be carried on board by Thai law) all will be revealed.  For passenger vessels it should also state the max number of passengers to be carried.

 

Overloaded by 50-100 persons by passenger and observer reports (stated capacity is supposedly 50 persons)

How many life jackets on board (enough for 50 or 150?)

Bangkok:- To step up measures to protect passengers, the Harbor Department plans to amend three laws to require tourists and passengers to wear life jackets on both river and sea boat trips.
Nat Jabjai, deputy director general of the Harbor Department, said the department is about to amend the laws so that it can issue a new directive to make life jacket wearing compulsory throughout trips.
Once the directive is announced, passengers who use all types of public transportation boats on the sea and river as well as long-tailed boats on the rivers will be required to wear life jackets or else the boats will not be allowed to leave piers, Nat said.
Boat operators who fail to makes sure that their passengers wear life jackets will face penalties that have yet to be determined, Nat added.

No insurance (Oh, it has just expired)

No operators licence (Oh, it has just expired)

No operator to drug or alcohol test (had urgent business to attend to)

 

 

In an item from another forum there was the statement " With passenger craft (in fact any registered vessel) there are SOLAS regulations (Thank the Titanic disaster) which is Safety of Life at Sea, which is a series of international coventions covering everything from stability (intact and damaged) structure and construction, load line, safety, radio, standards of Certification for watchkeepers etc etc etc. These may be internationally enforced, or, if the vessel is not involved on international voyages, by the state where the state is a member of the IMO (international Maritime Organisation). Thailand is a member state. "

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1 hour ago, colinneil said:

Just another day in Thailand.

No insurance is the norm here, car, bus,truck, boat.

Nobody enforces the law, nobody respects the law, nobody cares.

Save money at all costs, forget about peoples safety/welfare, that is not important.

Where are the government inspectors??? hiding not doing their jobs as usual.

Owner/captain are responsible, what will happen to them....... answer same as usual..... NOTHING.

 

The main reason I carry Class 1 insurance on my vehicle is for the extremely high percentage that whoever hits me on the road will have no insurance--1st, 2nd, or 3rd class.  "Uninsured motorist" constantly shows up in the news here, and more than half of my Thai friends carry no insurance.   

Edited by Fookhaht
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they need to start a fund for all the victims that die because the laws relating to boat safety are never followed. then there could be years of court cases to see who plundered the fund. then the person who stole the money could use it to pay expensive lawyers to bribe a judge to get off the charges. then he could take those who accused him of the theft to court and sue them for defamation. probably not worth the effort.

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B10,000 compensation is absolutely scandalous.

 

If this happened in your own home country (yes, I know, I know) and you were offered US$290, £220, AUD$380, etc etc, for a loved one who perished in an unseaworthy and uninsured wreck, how would you feel? The people here will probably shrug their shoulders, take the money, say Mai Pen Rai and move on. Meanwhile, the scummy politicians and businessmen will look at other ways of milking the poor and the country's resources withoput batting an eyelid. Mind you, with most of the inbred politicians, it might be difficult to find eyelids to bat.

 

This country will always stay in the dark ages. Pathetic beyond words.

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Yes, the 10,000B is measly even for a 3rd world country.

 

I think the only way to at least ensure all boats have valid insurance is to also go after those who should be enforcing the law, maybe a few years hard labour for those who were paid to look the other way.

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5 hours ago, nakhonandy said:

Absurd. This should be paid by the owner/operator.

 

O would hope some enterprising lawyer sues them big time.

And you know who would walk away with the bulk of the settlement. Would the government be the insurer of last resort. Hmm trying to get money out of them would be like pulling out the "Sword in the Stone" unless your at Disneyworld. 

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On 9/22/2016 at 1:14 PM, elgordo38 said:

And you know who would walk away with the bulk of the settlement. Would the government be the insurer of last resort. Hmm trying to get money out of them would be like pulling out the "Sword in the Stone" unless your at Disneyworld. 

Yes I know unfortunately. 

 

Keep forgetting I don't live in the real world. 

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