Two-step verification / obstacles experienced?

[THAIPHUKET]

I'm simply concerned that the verifying token, email,  whatever is not received in time. Example= ATM transaction, long line behind you. SMS takes forever. Or cash withdrawal aboard, no token because no connection to that country's email system.

[Chicog]

An ATM card that asks for a second factor? Never heard of that.

Getting SMS notifications of ATM withdrawals - heard of that.

 

 

[KhunBENQ]

Only practical use that I have for two step/factor athorization is internet banking.

Receiving SMS.

More than 2 seconds makes me nervous

Happens rarely.

 

KBank, SMS alert (not quite the topic here):

withdrawing money at ATM I sometimes receive SMS before the money drawer opens

 

Internet banking login alert via email (Bangkok Bank, SCB, KBank):

the website has just opened and hear the mail beep.

 

Never a problem at all.

 

1 hour ago, THAIPHUKET said:

Example= ATM transaction, long line behind you. SMS takes forever.

 

This really needs explanation.

I am also not aware which bank offers a two factor auth. for ATM. Only alerts as explained.

[THAIPHUKET]

Ever use the same Bankcard also abroad and wait for sms?

 

One suspense less I could live without= waiting for sms

[THAIPHUKET]

Chicog  I love your play on words, rarely seen here. But rest assured ; we'll soon have talking cards and talking heads bountiful.

[kkerry]

With online banking, I get a code displayed on my Digipass instantaneously. 

For G-mail, the verification code is received on my phone in a couple of seconds, no matter where I am in the world.

There is also an option to pre-order codes for use when you don't have a local mobile number.

The practical use being someone can not access your e-mail even if they have your regular password.

They need the additional code or they are locked out. 

[THAIPHUKET]

Kerry, that is interesting! Your experiences with Gmail in particular.

Had been wondering about SMS bottlenecks, not that Gmail responds promptly

Edited December 21, 2016 by THAIPHUKET

[Chicog]

You can "two factor protect" most of the Cloud email providers (and you definitely should if you are a Yahoo user!).

Your Banks may offer two-factor as well, either via an SMS/EMail PIN or a crypto device like kkerry's.

 

There are even Payment cards that use that technology to generate a constantly changing CVV for online shopping.

 

But I've still never heard of an ATM that asks you for anything other than a PIN (Cardless ATM transactions excepted of course, but my banks don't use that yet).