Denied Thai health insurance because American

[chaiyaphumcharlie]

Happy New Year!

I have discovered this web site a few days ago while looking up info on the increasingly popular TM 30 form for immigration. There is a lot of good stuff on this forum to make life easier for expats. I wanted to share an experience I had trying to get health insurance here. This is my first post on Thai Visa.

I should clarify that I have lived in the Chaiyaphum area for the last 3 years. I married a Thai national and we have 3 year old boy. 

I was in the Khon Kaen shopping mall a couple months ago where there was a booth for AXA insurance. I had been hearing about potential requirements in the future about expats needing health insurance to have long term visas, so I decided to speak to a representative. They asked me about my age and nationality. I told them I was american in my mid forties. They showed me different coverages. They sent emails to my wife about the different options. They said if we wanted to sign up that someone could come to our home to do the paperwork. My wife spoke to the agent on the phone a couple times. The agent wanted to know if we would want coverage for my son and my wife as well. Finally the rep called again to say that I could not get coverage because I was from the US. She added that no company in Thailand would give me insurance because I was American. She said that I could get insured, if somehow I got my son insured and would get benefits through his insurance. I said no thanks.  I have not called other companies about potential coverage to see if this was indeed true. I share this to see if anyone has ever heard such information before. 

[bikerlou47]

Of course you can get insurance.. but you will not be covered in the USA!

Sent from my SM-G360HU using Thaivisa Connect mobile app

[Pib]

Surely a miscommunication.   It's just the policy did not provide coverage when in  the U.S.  Some coverage is worldwide coverage when traveling with the exception of traveling to certain countries and the US is almost always one of those exceptions.

[Pib]

OP, 

   Why don't you contract AXA directly at their AXA Thailand website.  Don't mention this incident.  Just ask for a quote, get the conversation going with them regarding medical coverage, see where it ends up.

https://www.axa.co.th/en/