On Thai Government Hospitals.

[al007]

I think this topic is also a bit about medical insurance as well

 

Personally yes I have paid out a significant amount, but could still fund a lot more if necessary

 

Over the years I am still better off being self insured

 

At 72 for me to get insurance is either extortionately expensive or impossible, yes I can and will do some accident insurance

 

When I look at the majority of foreigners living here I would guess maybe 80% have no insurance, and also can not afford the premiums, should they all go home, not realistic

 

A man in khonKaen a week ago was diagnosed with cancers friends paid for his airfare back to the UK

 

Would I return to the UK solely for insurance implications, under no circumstances at the moment, but I will never get to the stage when I can not pay that fare back to the UK

 

I also have in The Uk the Chartered Accountants Benevolent Society who if things got really bad might help, at least I have a plan the majority do not

 

One of my strengths is I am also very dyslectic so think outside the box, I still have a valid EU medical card as well another option

 

Living is terminal, driving here is dangerous, I still do it, even to those without insurance I say enjoy your life while you can do not over worry, that can kill you too, BUT please try to have a plan

 

I paid a good contribution to a local temple to have our name on a pillar so we can also be cremated there, but that money with the monks has got lost as well

[edwinchester]

Recently had a kidney stone and wifey drive me straight to the local Govt hospital where I was seen immediately, given a pain killing injection, xray, overnight stay in my own room, meals and medication.

Couldn't fault the care and the bill was 1800 bht....remarkably cheap.

[mommysboy]

On 04/03/2017 at 8:35 AM, al007 said:

I think this topic is also a bit about medical insurance as well

 

Personally yes I have paid out a significant amount, but could still fund a lot more if necessary

 

Over the years I am still better off being self insured

 

At 72 for me to get insurance is either extortionately expensive or impossible, yes I can and will do some accident insurance

 

When I look at the majority of foreigners living here I would guess maybe 80% have no insurance, and also can not afford the premiums, should they all go home, not realistic

 

A man in khonKaen a week ago was diagnosed with cancers friends paid for his airfare back to the UK

 

Would I return to the UK solely for insurance implications, under no circumstances at the moment, but I will never get to the stage when I can not pay that fare back to the UK

 

I also have in The Uk the Chartered Accountants Benevolent Society who if things got really bad might help, at least I have a plan the majority do not

 

One of my strengths is I am also very dyslectic so think outside the box, I still have a valid EU medical card as well another option

 

Living is terminal, driving here is dangerous, I still do it, even to those without insurance I say enjoy your life while you can do not over worry, that can kill you too, BUT please try to have a plan

 

I paid a good contribution to a local temple to have our name on a pillar so we can also be cremated there, but that money with the monks has got lost as well

Cheers.  Wisdom like this from a retired professional is gold dust.

[al007]

Mommysboy

 

I do not believe you have said your country of origin

 

You say wife is she Thai and the baby is she thai, and the step daughter also thai, so all not so bleak if my assumptions are correct, they all have cover on the 30 batt scheme, I think but you need to check

 

other questions need answering like your age and income, do not put income on open forum

 

Have you ascertained the cost for medical insurance for your self, it could be you might be better paying for yourself than the baby, are you the sole family provider

 

If you are young and have some accident cover maybe nothing to worry about, BUT you need a well thought out plan

 

If you want to talk PM me and I will give you my phone number, no simple answer but if you are young do not cripple yourself with insurance premiums you also have to enjoy life

 

Another comment in passing generally government workers get health insurance on a copay basis for them selves and family, tell your wife to get a government job, or next time marry a government worker, problem solved

 

Stay happy and maybe leave some worrying until you are older, when you will be too old to do anything about it !!!

[mommysboy]

I had a full eye examination at Surat Hospital.  The surroundings are a bit scary, but this is the side clinic.  You have to be able to take being next to wounded people.

 

I had to have what is normally an expensive eye scan, with a detailed examination of the optic nerve.  They used a piece of kit that was state of the art- very impressive.

 

The cost- 1000 baht.

 

Fortunately, I got the all clear.  Despite appearances the optic disc and nerve are fine.

 

Yes, a much, much cheaper option.

 

The doctor also spotted a mild case of surfer's eye, which hitherto had not been picked up in UK.

[stevej999]

U.K. Nhs is a residence based health care. If you return after any amount of years away you are entitled and will receive treatment immediately if it's your intention to remain in the U.K.. if you intend to visit get treatment and leave then that is different, you might you might not the treatment

[stevej999]

Written assuming you are a U.K. Citizen

[mommysboy]

I thought there was a qualifying period of a year or two prior to once again receiving free treatment.  I might be wrong.  I hope I am.

[al007]

15 hours ago, mommysboy said:

I thought there was a qualifying period of a year or two prior to once again receiving free treatment.  I might be wrong.  I hope I am.

Not if you are returning permanently (Assuming the UK)

 

There is also nothing that says if later you were to change your mind and leave you would have to repay the costs

 

[mommysboy]

On 10/03/2017 at 1:33 PM, al007 said:

Not if you are returning permanently (Assuming the UK)

 

There is also nothing that says if later you were to change your mind and leave you would have to repay the costs

 

In practice Im sure it is the case that I could sneak back.

 

But from what I can tell on web, and general received wisdom then there is definitely a qualifying period of at least six months.  99% sure it would be ok simply by not declaring your hand.

[NancyL]

I'm aware of U.K. nationals who have returned and get put thru the wringer about being accepted into the NHS,  They have to prove they're severed all connections with Thailand and that can be hard to do if there is a Thai wife here.  There will be questions about how they lived here and what's the status of that home, their vehicles, etc.  Any kids in Thailand, and so on.  

 

If it's an urgent situation, they're not going to deny aid for humanitarian reasons, but otherwise if someone returns simply because they can't afford a non-urgent procedure here (say, a heart bypass) then questions may be raised.

 

Interestingly, I know of cases, where it's better to let yourself go on overstay and get deported.  Then you're greeted with open arms by the British Nanny state as a criminal, with immediate access to British social services.  Of course, if you're deported from Thailand, your options to return are indeed limited.

[mommysboy]

42 minutes ago, NancyL said:

I'm aware of U.K. nationals who have returned and get put thru the wringer about being accepted into the NHS,  They have to prove they're severed all connections with Thailand and that can be hard to do if there is a Thai wife here.  There will be questions about how they lived here and what's the status of that home, their vehicles, etc.  Any kids in Thailand, and so on.  

 

If it's an urgent situation, they're not going to deny aid for humanitarian reasons, but otherwise if someone returns simply because they can't afford a non-urgent procedure here (say, a heart bypass) then questions may be raised.

 

Interestingly, I know of cases, where it's better to let yourself go on overstay and get deported.  Then you're greeted with open arms by the British Nanny state as a criminal, with immediate access to British social services.  Of course, if you're deported from Thailand, your options to return are indeed limited.

Having looked in to this, I would now say you would immediately qualify for free treatment by claiming ordinary residence should the need arise (I don't think it would 99% of the time).  This is merely a matter of answering a few questions correctly.  So indeed posters Steve and Al above that said this are in effect absolutely right:

 

Here's a link:

 

http://www.ageuk.org.uk/Documents/EN-GB/Factsheets/FS25_Returning_from_abroad_fcs.pdf?dtrk=true

[teddog]

On 09/03/2017 at 8:16 PM, stevej999 said:

U.K. Nhs is a residence based health care. If you return after any amount of years away you are entitled and will receive treatment immediately if it's your intention to remain in the U.K.. if you intend to visit get treatment and leave then that is different, you might you might not the treatment

Just tell them what they want to hear,no way of proving/disproving anything,tell them you live in Spain if needs must,anywhere in the EU will do    If urgent surgery go to private consultant (about £300)  gets you pretty quick treatment on the nhs

Edited March 12, 2017 by teddog
need brain transplant on nhs

[NancyL]

1 minute ago, teddog said:

Just tell them what they want to hear,no way of proving/disproving anything,tell them you live in Spain if needs must,anywhere in the EU will do

It's been my experience that they do dig into your background if you want to claim homelessness, immediate access expensive medical care and other social services.  It's not just going to be a matter of them "taking your word", esp. if you've been out of the U.K. for many, many years.

 

Questions as in "where did you live in Thailand".  (don't be daft, they'll want to see your passport, they'll know where you spent your time)  where did you get the funds to live?  Who did you live with?  Who took care of you?  How did you spend your time in Thailand, etc, etc.  

 

For example, one guy returned and was staying in a homeless shelter where he moaned about missing his "Thai wife" to his mates there.  That got reported back to the people running the shelter and created no end of problems for him to be able to get the medical care he so very much needed.

 

[teddog]

8 minutes ago, NancyL said:

It's been my experience that they do dig into your background if you want to claim homelessness, immediate access expensive medical care and other social services.  It's not just going to be a matter of them "taking your word", esp. if you've been out of the U.K. for many, many years.

 

Questions as in "where did you live in Thailand".  (don't be daft, they'll want to see your passport, they'll know where you spent your time)  where did you get the funds to live?  Who did you live with?  Who took care of you?  How did you spend your time in Thailand, etc, etc.  

 

For example, one guy returned and was staying in a homeless shelter where he moaned about missing his "Thai wife" to his mates there.  That got reported back to the people running the shelter and created no end of problems for him to be able to get the medical care he so very much needed.

 

Got no passport,got nhs card tho.....this is a bugger Im off to get my prostate unblocked tomorrow,no pissing even against the wind  at the mo,did try urolift in UK but my region are using TURP,no good,so off to India overnight flight tomorrow night for HOLEP or whatever its called £700,my internal bags overflowing at the mo,and my backs killing me

Edited March 12, 2017 by teddog
further surgery needed for brain transplant

[mommysboy]

1 hour ago, NancyL said:

It's been my experience that they do dig into your background if you want to claim homelessness, immediate access expensive medical care and other social services.  It's not just going to be a matter of them "taking your word", esp. if you've been out of the U.K. for many, many years.

 

Questions as in "where did you live in Thailand".  (don't be daft, they'll want to see your passport, they'll know where you spent your time)  where did you get the funds to live?  Who did you live with?  Who took care of you?  How did you spend your time in Thailand, etc, etc.  

 

For example, one guy returned and was staying in a homeless shelter where he moaned about missing his "Thai wife" to his mates there.  That got reported back to the people running the shelter and created no end of problems for him to be able to get the medical care he so very much needed.

 

In the ordinary course of events this will not even arise as an issue. They see you are British, talk like a native, have a national insurance number, and so why would they dig any further?

 

The unfortunate example you gave is where the guy volunteered information unwittingly. If you're wise you keep quiet, you hide or throw the passport, and if asked you say you have been living the bohemian lifestyle in UK, or Europe.

 

But even then it sounds like he got what he needed.

 

 

[al007]

Look it all revolves round simple common sense

 

Just get to A and E, and you will be dealt with

 

Even if you have a wife from anywhere in the world you have simply split

 

If asked for passport lost it, got drunk

 

You can even say been traveling come home permanently end of story

 

I appreciate for many on Thai visa simple instructions difficult, maybe go overstay and when challenged say Nancy on Thai visa told me to do it  

 

Some brains an asset ! !!   !!!