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topt

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Everything posted by topt

  1. Fortunately not - they have a monthly pay option but I pay annually.
  2. My premium is due for renewal in just over a months time. I queried the level of increase and have had back "canned" reasons for general levels of increase and have had to ask twice if it was because of moving into a higher age banding. Just received this reply today - only took 8 days for them to respond......... I am 65 and increase just seems too high to me as I doubt this will be a one off in the coming years. This was the general letter they sent - I have posted as may be of interest to others.
  3. Article was posted on September 8th and has been referred to before. Reading both articles the author has stated points that may or may not come to pass - bit like many of the opinions in these tax threads........
  4. May I ask from where - as seems almost cheap.......?
  5. What browser are you using?
  6. Possible temporary solution to the "admin" issues you mention. Are you a UK tax payer or have a NI number? If yes give the bank that - unless you have told them officially you now live in Thailand in which case they may not accept it. This won't make any difference to whether you pay tax or not to HMRC. In fact if you are receiving any interest on that bank account you theoretically are supposed to be declaring it to HMRC but that then leads us into the PA etc......... Same with the EU investment account. For many financial operations it just seems to be a box ticking exercise.
  7. Yes that was clear on the recent Expattax video and seemingly confirmed on the TRD website graphics. Money earnt but not remitted whilst tax resident becomes assessable if it is ever remitted in the future. PS - enjoy your vacation.
  8. What would be the point...... Many people may have a tax id (from reclaiming tax withholding on bank interest for example) but tax returns based on the changes are not due until January 2025 earliest.... Thanks anyway for the confirmation
  9. Replying to your own posts......one has to wonder why I pay taxes to the UK and have had to file for many years as do many others who have commented here. So not foreign at all to many. Being kind you don't appear to have followed much of the extensive discussions which have been ongoing for more than a year..........
  10. Didn't Chidchob have a recent meeting with TS during which he said he was against it? oh only a week or so ago -
  11. Why not buy your own router and get True to put their modem/router in bridge mode (if it can be done with that model)?
  12. I am not sure whether to laugh or cry..... The world (well certainly the UK) has gone mad
  13. See my comment above - purely my opinion However this guy is conflating 2/3 issues - change to tax regs, advice and NIT. Personally I found the article on NIT he refers to a bit of a storm in a tea cup and there has been little comment about it which I believe is as it should be.
  14. You will probably find that they all have a resident Thai lawyer under who's auspices any "advice" rather than an opinion is given. Unfortunately The Pattaya Mail has published at least 2 articles supposedly written by Thai tax "experts" that were at best misleading and in one case factually incorrect.......
  15. Finally somebody mentions it - yet certain posters seem to be happy debating it over and over again....... Tax threads - the carousel of perpetual motion..........
  16. Plenty of stuff online to help you get rid of it although I agree it does take some tenacity. We even had a thread on here some/many months ago about doing just that.
  17. yes here is something from Ask Woody Also an interesting take on other "options" for extended life....... https://www.theregister.com/2024/10/16/windows_7_eol/
  18. I have to confess I never gave it a good run - was on my gf's laptop at the time and compared to 7 I just found it frustrating. I am even using Open Shell on my Win 10.
  19. Perhaps not take too long as apparently BOT reduced the main rate by .25% today to 2.25%...... However this being Thailand you never know - The reduction was posted in another thread but I had to really search to find confirmation - https://www.reuters.com/markets/asia/thai-central-bank-unexpectedly-cuts-key-rate-by-25-bps-2024-10-16/
  20. I remember it well as took visits to 2 different offices and they filled in what seemed like 50 pages of paperwork in Thai - most of which was left blank. At the end of it they printed off a little yellow piece of paper the size of a large credit card with my Tin on it and a few other details.
  21. @chiang mai Here is a copy from 2018 - I think they filled in a little more info in later years but I have never previously heard that anyone could get a refund of tax withheld from bank interest without a TIN.
  22. Sorry but I don't agree with your "rationale". Everybody reading these posts is well aware (or should be) that you need to be here for 180 days in a calendar year to be tax resident - doesn't matter what else you call it. At the start of the article they state - This, to me anyway, is downright misleading and towards the end of the piece it then states - So there they add the caveat - when remitted into Thailand which is fine but the damage arguably has already been done. So generally I agree with @chiang mai statement that it is misleading. Whoever was responsible (John Spooner to quote you) perhaps should have fact checked it better. It note also that TPN Media effectively disassociated themselves from the content.......not surprising considering they had to print a correction not that long ago from another "lawyer/tax specialist". It is disappointing, to me, that some firms I may have previously considered as reference points, appear a little more than just ethically challenged with the potential monetisation of this particular issue - although at least the fees they quote seem a little more realistic
  23. When this was being regularly discussed probably 8 or more years ago the advice was get a TIN first and then claim - which is what I and numerous others did at the time. I only ever 9up to about 4 years ago) completed a 1 page return which I have mentioned before - but had my TIN on it. If I can I will dig out a copy.
  24. Thanks. I have seen a number of articles recently as I think there is almost exactly a year to go. I think I may be switching to Mint or similar for the majority of my usage depending on what other options surface in the interim. Especially as MSN effectively switched off Outlook 2007 at some point in the last couple of weeks which I was using as an offline store . Now switched that address to Thunderbird for that. Fortunately Word and Excel don't need web access for me
  25. This was only a "suggestion" from the recent/current DG of the Thai RD and if it happens it should take a while to go through the legal process. Really from whom? There was a change in the interpretation of one rule which arguably could have as much effect on Thai's as much as foreigners and then a subsequent ruling allowing savings pre 31/12/2023 to be exempted. Respectfully you may want to read some of the other threads on this subject as what you have written perhaps suggests some miscomprehensions.......
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