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gamb00ler

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Everything posted by gamb00ler

  1. https://www.youtube.com/watch?v=wAskJpRD9Ok 'nuff said!
  2. Wise does not provide outbound transfers from Thailand. Bangkok bank has an excellent web site with lots of details about international transfers. Link: https://www.bangkokbank.com/en/Personal/Other-Services/Transfers/Transferring-Out-of-Thailand The bank does ask for a reason. My friend had to jump through hoops when he did a transfer to US. I recommend you use a rather generic reason such as support for family. There are some constraints on how much you can send per transaction. I believe you can do an international transfer from within Bangkok bank's smartphone app.
  3. I know... this is an old thread... I just checked and the first available appointment is 6 weeks out.... so start your renewal project early.
  4. I've used OLT for a free online tax filing service. Last year I finished our taxes before the IRS started accepting them and OLT held them until IRS was ready. We structure our income to nudge right up to the boundary where the US tax rate becomes greater than 0. I use the Excel spreadsheet made available as donationware to calculate how much IRA withdrawal to make each tax year. About 4 years ago, I compared the spreadsheet output with what the TurboTax software gave. The numbers were in complete agreement. Link to US 1040 Excel spreadsheet: https://sites.google.com/view/incometaxspreadsheet/home
  5. Why focus on the cheapest? Often for a few ฿ more you can save a lot of effort.
  6. That list omits many of the better rates that some banks offer. For instance SCB has the EZ Savings account which pays up to 1.75% for deposits up to 3M ฿. That offering is not on the above linked list.
  7. yeah.... a smidgeon of science "knowledge" makes some think they can have a worthwhile/informed opinion.
  8. For sure you're right.... if Earth's population was only a few hundred thousand, there wouldn't be any noticeable man made climate change. Let's give every soul a sequentially numbered lotto ticket and those that don't end in 29864718 must commit suicide.
  9. I am a compulsive record keeper so I usually know ALL my inflows by Jan 2 or so. However, this year SSA threw me a curve ball and finally approved my application for benefits that I filed in June '23. Between Christmas and New Years they notified me that they would pay my back benefits. That approval was dated Dec. 27, but the payment didn't hit the bank until Jan. 3. Now, I'm not sure if SSA considers that I received the back pay in '23 or '24. It's good to hear that those 1099's are provided quickly after the new year. I like to submit my very simple tax forms (online) as soon as the IRS starts accepting them.
  10. You most likely can either get back all the Thai tax that has been withheld from your interest by filing a Thai tax form OR you can get the banks to stop the withholding by providing them a Thai tax ID #. Some posters have not been successful at the later approach, but it seemed to be no problem when I did it at SCB, Bangkok bank and Kasikorn. EDIT: despite dire warnings that I must wear long pants, shoes and socks when dealing with Thai banks.... I was successful while wearing my cargo shorts and sandals.
  11. My experience with SCB EZ account does not at all resemble your experience. SCB gave me (for 1-200 ฿!) a statement covering all the months required for the retirement extension. I do request a free monthly statement (via the phone app) as well but that's just for my own records. CM Immigration gave me the extension but it did seem I waited longer than the others in the Imm. office that day.
  12. Same for me as it was for @Gweiloman... an official (stamped and initialed) bank statement covering the preceding 12 months was acceptable to CM Immigration for my retirement extension.
  13. It's a "targeted" tax... and the target happens to be primarily foreigners either as tourists or expats. Some consider that racism or at least the shadow of racism. Maybe it should be called wealthism. There are similar taxes in wealthier countries. For instance local governments impose hotel room, car rental or airport taxes so they can raise money from people other than their constituents. Isn't that some of of -ism, also?
  14. My wife takes 87.5µg Euthyrox daily (1.75 * 50µg). She was diagnosed with hyperthyroidism 15 years ago and had her thyroid destroyed by taking some form of radioactive Iodine. She was initially treated by Dr. Thepe in Bangkok and then by a wonderful endocrinologist in USA. I don't remember what they set her initial dosage to be but it soon settled in the 85-90 range. She weighs about 60kg. She hasn't had the weight gain problem. It's a real nuisance that the thyroid hormone is only available in 50 and 100 dosages here in Thailand. My wife is getting to be an expert in pill cutting. It's so much easier with the dosages available in US:
  15. I hope you don't own a business! You clearly don't have much knowledge about how that part of the economy works. Does an organization expend resources to conduct a poll just for fun? I don't think so. Polling organizations do so because they hope to get something in return for their effort. News media hope to gain readership, Opinium hopes to turn a profit by getting paid by other entities, universities/colleges conduct polls to gain information and experience for their students and staff. Political organizations are the usual suspects that discard/hide unflattering polls. They don't mind the wasted money/resources..... it's somebody else's.
  16. Poorly trained staff that try to save face by giving some answer.
  17. Most of your potential customers would be saying, "you're having a laugh" when they read your "methodology" section.
  18. Bananas for me too, but I like the Thai numwa ones best, apples for sure, oranges occasionally.... but guava is my #1.
  19. I share your concerns about weakening the support for the walk way. I think it should be just fine. The only load will be pedestrians. The concrete was poured in two stages both with reinforcement. The base of 15cm and then the stamped layer of 5cm. I will be trying my best to keep the tunnel diameter confined to the diameter of the 2" PVC "drill".
  20. I grew up on a farm with various types and sizes of jacks available. But now I've become just a typical urban dweller in possession of only car tire changing jacks and no useful wooden shim material. Maybe I could get one of those to boost the forward pressure on the pipe.
  21. My proof that remitted money is not accessable income would be my US tax return, my 1099-SSA, my 1099-Int and my 1099-R showing the same combined total as given on my 1040. It can't get any easier than that. If Thai RD is still not satisfied, my brokerage statement clearly shows the source of all incoming transfers from pensions and interest. The only concern I have is that the Thai RD may consider interest earned in a retirement account (401K/IRA etc) as accessable income. As a defense against an attempt by the Thai RD to tax those funds, I can show that no funds from those accounts were remitted to Thailand.
  22. The walkway surface is NOT TILES. In Photo #1, I show two lines A and B. Line A is shorter but more difficult because there is little room to work between the walkway and the wall. Line B is longer but the right side probably has enough room to allow the tunneling operation.

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