bradiston

Well, it seems reading this forum, property owners will do anything, ANYTHING, to avoid paying out also. And really small sums. The insurers could face very large bills on a significant claim, as would the owner if not insured. Is you'd rather face a bill of 7.5m THB to rebuild your house, rather than 7.5k, up to you! However, if you don't have a broker you can trust, English speaking European maybe, but not necessarily, then I would also be extremely hesitant about it.

I don't see it as a bet. It's risk insurance. If the risk is high or even just a possibility, then it's worth insuring against it happening. Insurers assess the risk. But they don't offer you odds on it happening. They might compute the odds, but it's vastly more complex than that I think. I owned a 3 storey house on a remote island which I rented out, quite profitably. The insurance was ~7,500 THB pa with AXA. It included, although never tested, public liability insurance, which is quite hard to come by here, in case a guest suffered an injury through my negligence for instance. I let mostly to Europeans amongst whom were all sorts of clever "scammers", people out to argue every inch of the way about this, that and the other. The top floor of the house was almost entirely made of wood. The house was insured on a like for like basis, so covered a complete rebuild. I never had to make a claim, but for 7,500 a year, when I was charging near that per night...well, would you stick with "insurance is just a scam"?

That's about the stupidest thing I ever read. So what are you supposed to do in the event there is a storm warning? Move the house out of the storm path?

Quite so. But you risk getting caught in the crossfire when the Hillys open fire on the Billys, or vice versa. Now they've been warring for years, so it's not your business. It'll never end until they've all died out. Best leave them to it.

I'm relieved to read that last remark. The remaining 10% is bad enough.

So let's start at the other end. Unwoke is what? Not woken up? Unenlightened? Living in the dark ages? Stupid? Thick? Inbred? Moronic? Sad act? Yeah, all of that. MAGAFANS are unwoke army recruits yet to undergo maggering. Maggerization, the removal of any functioning brain tissue, leading to imbecility and megaduh!

What a ridiculous comment. Deflecting. And you obviously haven't read up on this utterly obnoxious slob. And that goes for all your sad act emoji givers.

Point well made, and well taken. I guess I've been on this forum too long reading endless flames and trolls. Yes, I'm sure there is an American left, and thanks for pointing it out. I hope it comes to the fore in the coming months! I'd love to read what they have to say.

It's funny how hated Trump is overseas, so it's difficult to imagine how I'll be better off with him as lotus. But I like to keep an open mind, and am very intrigued to know, if he wins, how he will pick up with Xi and the Big Poot. I think 3 is definitely better than two when it comes to superpowers slugging it out. It's the only reason I'm interested in the result. American domestic politics don't interest me. It's where the nastiest and most bitter clashes occur it seems, from a stranger's perspective. I only wish all Americans the best of luck. I have immense respect for them, despite what I might say on this forum, where it can get extremely provocative. I have American friends I met out here. Nothing but total respect. The best of the best!

Despite it being extremely anti social and incredibly annoying to the point where I'm reaching for my Magnum .44, it's no more than what thousands of Thai wai loon do, and many foreigners of many nationalities and age groups also. Easy to stand unseen up on Sukhumvit or wherever with a noise meter and flag them as they race past and catch them down the road. 1000 THB fine and present the bike within a week to check no more mods.

But none to hand presumably.

I think if you have a Wise sterling account, which will have a UK sort code and account number, you can withdraw the THB using Dee into that account at Wise's rates, then shift the £ into your UK bank.

In fact?

It doesn't show on the mobile version.

Despite it being where millions of them came from. Where they get their political theory from. Their religion. Their language. No, I'm saying that the term "lefty" is nursery level; "leftist" is just a vague insult unrelated to anything remotely political; and the concept of left wing doesn't really exist in reality in the US. But if you insist on your own Americanised definitions, go ahead, enlighten us. But without using the word "woke", as this is not a political doctrine, just a way of gaslighting your opponent. Nor "liberal", "snowdrop", "libtard", "mangina" etc etc. the vocabulary of the rightist factions.

Good luck with any one of those. Seems making it great again could be extremely bad news for everyone else on this planet.

Hey, I asked first. You keep out of this. If you want me to answer that put it back into its context. Don't deflect. Anyway, what is it with you @Yellowtail? You must have commented 50 times on this thread. Got an axe to grind?

"Hate and demonization have always been the province of the left, going all the way back to Lincoln."

That last paragraph needs backing up.

Is there a God? Does it matter? Do I care? To me, there's just rabid right, who are all wrong, and the rest, who seem to be ok. I guess if there's a left there has to be a right, right? You put your left foot in, you take your left foot out, in out, in out shake it all about. It's got about as much sense as that. I'm a lefty too. I pitch with my left and bat right handed. Which side am I on? It's all playground stuff.

Oh dear, my clever reply confused somebody.

What do you mean, the left controls education? You mean evolution is taught in schools, and not creationism? The history of slavery? Oh, you mean woke stuff! Like.... What?

I'm always curious to know from the maga crowd thenselves, when was America previously great? First world war? Second world war (I'd agree), Korean war, Vietnam war, Iraq war, Afghan war, CIA run fascist dictatorships in South America, same in Greece, Abu ghraib, Libya? I mean, what's their idea of greatness?

That's three facts most Americans aren't, or weren't, aware of at the outbreak of war there.

People talk about "The Left" in America. Does it really exist? I mean in Europe sure, there has always been a socialist and or communist movement. And many leaders of European nations are proud to call themselves socialists. But in the US, it's just looked at with absolute horror. The greatest insult you can hurl at anyone. But they don't even have a recognisable left wing presence anywhere, not as Europeans know it. I mean calling the Biden administration left wing is plainly farcical. Sure, if he'd tried to nationalise the oil industry, you might have a case. America's good at one thing and one thing only. Capitalism. Why argue? It's just where the money comes from and where the money goes that's important, right?