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Posts posted by Swiss1960
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Most every shop and most every Thai household offers food and drinks to the ghost, which will keep evil and mischief from them. Some Thai build a shrine (the mansion for the ghosts), have the shrine blessed by a Shaman, and then they need to offer food and drinks every day. This will also give them wishes that might be fulfilled. Same as giving food to the monks and praying for the winning lottery ticket.
Red Fanta is popular, because red is for many (but not all) people the color of luck. And of course, not being stupid, the beverage industry is using this superstition for their profit.-
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The mother MUST be Thai for her children to get a Thai citizenship.
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The orange one is Fascino and can be recommended. The one I use always offers alternatives or generics to what I ask for.
There is a Boots in Central festival, 3rd or 4th floor.
There is a pharmacy just at the corner where you drive into Bangkok Pattaya Hospital, which I can also recommend.
Otherwise get a prescription from Memorial, their pharmacy is much cheaper than BPH.
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On 1/6/2022 at 2:36 AM, Kinnock said:For me ..... in no particular order ...
Taiwan (the beautiful gene pool fled there leaving all the industrial strength genes back in the mainland).
Vietnam (have it all, legs, boobs, face)
Thailand (Thai eyes are the best)
Bollywood actresses also look amazing, but you don't see women like that in the malls of Mumbai.
I was lucky to find a wonderful Thai girl who combined the best of Asian features - in Samut Prakarn, so convenient too.
My wife is from Isaan, NOT a "beauty", not 20 anymore (and neither 30 or 40), but she is a wonderful, caring, loving wife and mother with a beautiful character... in my eyes, that is the only relevant beauty for being together.
But for looks only, I would vote South Korean... big stunning European looking eyes in perfect slim Asian bodies...
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Amounts below 49K THB get processed immediately.
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King No-Vax Joker... couldn't have happened to a nicer guy ????????????
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you are too curious
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@TimF: I had a well and water tower built for my wife's parental home. Thais normally build water towers for two reasons:
a) The water supply from PWA is unreliable, thus the tank is for continued water supply
b) They need a lot of water for irrigation of the gardens (however big the "garden" might be), thus saving money.
We spent around 20K (can't remember exactly), all included. Main cost was the tank itself, the pumps (one for the well, the other to the house as there was none before). VERY important is to put the tank in shadow / build sun protection around the tank, to protect both the tank and the water quality it it stays in there to long.
If you have reliable power supply (reliable meaning few hours of cut every few months like I have here in my village), then I would not bother with either generator or solar, it is not worth it, except if you have a HUGE number of electric stuff that NEED running all day/night long.
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2 hours ago, Moonlover said:
But if you've got the time to faff around in order to safe 5 Euro then carry on and enjoy the beers. ????
People who make good money in trading know this: "Look after the pennies and the pounds will look after themselves."
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2 hours ago, Chivas said:
lol why have you deliberately moved the goalposts.
I'll make it more clear for you. The "reason" for the transfer makes not one iota of difference as regards the amount of time it takes to land
Very Trumpian of you, I have to give you that. First, you post deliberately wrong or misleading information, and then you twist and jerk words to try and make you look good and me wrong...
But at least, I can see from your last sentence that you learn from your mistakes.
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2 hours ago, Moonlover said:
Most of what you've posted is IMO speculative without any real evidence to support it.
What I am sure about is that when you cancel one transaction and then initiate another, the reason why you are likely to see a different exchange rate is because it has changed. Exchange rates fluctuate from moment to moment (ask any FOREX trader) and all you're seeing is the difference between those two snapshots.
Wise will always give you the mid market rate prevailing at the moment you place your transfer request and the amount that you're transferring is immaterial.
But if you've got the time to faff around in order to safe 5 Euro then carry on and enjoy the beers. ????
My posts are based on REAL WORLD transactions, all listed in my post. If that is not evidence in your eyes, you must live in a different universe. My Note 1 is slightly speculative (and I admit to that in my post already), but it is based on the exchange rate development of EUR/THB and USD/THB which pretty much support my statement.
Of course, for the same-minute transactions, Wise will use the midmarket rates, I have listed them, and I said nothing else. BUT you also see in my mail that the exchange rate for the transaction which would have been executed in the 4th of January, was MUCH LOWER (37.6746) than the average of the transactions executed (37.7730).
That difference is not supported, when I look at the minutes chart in XE for the time I executed the transactions. Therefore it is pretty good evidence to assume that Wise does look at FUTURE trading exchange rates for such transactions that will be executed several days in the future and does NOT take the current mid-market rate.
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10 minutes ago, Chivas said:As for the "reasons" for transfer it makes not the slightest difference and is purely for Transferwise's audit trail should they be asked to provide details of a clients finances at a later date for investigation purposes
The reason for transfer is of utmost importance for people who need the transfers to be shown as "international transfer" for reason of extension renewal with Thai immigration. Wise just sent out a memo to people, informing them about which reason to choose, so that their transfers show up as "international" in Kasikorn and Bangkok Bank. I don't need it, as I use the "cash in bank" method, but for other people, it makes a HUGE difference, way outside the Wise audit trail.
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I don't always agree with JT, but this time, he is absolutely correct. Either assign individual rockets based on contribution (from fire cracker to Death Star), or get rid of them, number of posts and reputation are already visible, so it is obsolete.
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9 minutes ago, userabcd said:
So with all the testing, phaffing around and time you could have just transferred the monthly desired amount and waited a little bit for it to be in the account.
Most times with a few days advance planning the money can be transferred and deposited in Thailand when one needs it.
Or just do a swift transfer in the am and it will be deposited in Thailand the same day on work days.
If you would have read what I wrote instead of just blabbering useless things, you would have realized that
- it is about optimizing transfers (getting more THB for your EUR or USD)
- it is not about SWIFT, but WISE only, not to mention the less favorable exchange rates and bank fees in SWIFT
- I don't care about the delay, if I can get more THB for my transfers.
Just one advice: If you don't see value in a post for yourself, better not answer than make yourself look stupid.
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MY CONCLUSION 1: What ever Wise does, it is NOT about money laundering, otherwise they would not allow me to make several transactions just below their limit, they would stop me on the second transaction...
MY CONCLUSION 2: In the future, I will always initiate (but not execute) smaller (49K) and larger (> 50K) transactions and compare the exchange rates and then choose the best transfer way for me, since I do not need the money immediately, it is all about optimizing rates and amounts received.
NOTE 1: This is for Euro only. For USD, it might just be the other way round, since the exchange rate for USD vs THB has been going up in the last year, but the EUR was going down, so you might get BETTER exchange rates for a larger transfer than smaller ones.
NOTE 2: I do NOT yet know, whether my Thai bank might contact me over the several smaller transactions or not, I will have to see that.
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I do monthly transfers (same amount every month) from my Wise account (in Euro) to my SCB account. Up to (and including) this last October 2021, the transfers with reason "monthly living expenses" took minutes. Ende of November and now the December transfers took 4-6 days. The transfer I initiated this morning would have arrived in my bank on the 5th, exchange rate given to me was 37.6746
I cancelled the transfer and started to play around and I found out, that 50K and higher will take DAYS, below will take SECONDS with the chosen reason "monthly living expenses". I know it will be days, if you choose the "retirement purposes" option.
So here is what I transferred (SAMPLE amounts in THB) and the exchange rates. The fee is always a fixed fee of €0.81 plus 0.52% of the amount sent, see later:
1st transfer: 2K THB, rate 37.7869 just for test purposes
2nd transfer: 49K THB, rate 37,7705
3rd transfer: 49K THB, rate 37,7722
4th transfer: 22K THB, rate 37,7582
All transfers arrived WITHIN SECONDS! When I compare the single transfer (that I cancelled) to the transfers 2-4, I lost €1,62 in fixed transfer fees (3 transfers versus only 1), BUT I got the money immediately, AND the exchange rate was BETTER for ALL transfers versus the single transfer. OVERALL I saved more than 5 EUROS with the 3 transfers, which gives me quite a few beers at home.
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Tell her the truth... it is a fairy tale, nothing to worry about, no presents needed, Buddha does not care about Christmas
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Who needs urine testing... I know it will be beer ????
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There are Sooooo many reports about your question... at least 3 from myself... please google... and use Amphoe Banglamung, not city hall
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Since I did not come here for the bar scene and the beer drinking, I can't share your dissatisfaction ????
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Well, the rice harvest is over, time to burn all the dry stalks...
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Expect more of the same... Christmas is coming and the (Buddhist) Mia Nois expect their presents no matter what...
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Doing 90 day report online. Confused.
in Pattaya
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@giddyup: You will receive 3 mail in total. First one with the confirmation for the registration and the password. Second one telling you that your information have been received (has the TM47 application form as PDF attached). Seems from your post, that you received those two mails. Third mail will be the confirmation mail, takes from hours to days, depending on the immigration office. This third mail, when confirmed, will contain the PDS that you must print and put in your passport and which also contains the date for your next 90d report.
So far, you are on track.