NoshowJones

PM sent.

I do the same. I know personally of a guy who was taken to a public hospital and his insurance refused to pay out because the hospital never tested him for his alcohol consumption.

Yes to everything you have said, but you have no choice about the hospital, whoever picks you up will take you to the hospital that pays him most. If I was conscious I would refuse to go to a private hospital. This is Thailand where money rules.

I am covered for hospital insurance for up to 200,000 Bt for accidents involving my motorbike. Maybe I have worded it wrongly. This is part of my 1st Class motorbike insurance.

I do not trust Thai insurance companies, according to what I have read and heard, they have a bad record of paying out, yes I have good medical insurance for my motorbike, but I was warned about it by a very good source here on Asian Now. I am not sure if I will renew it when the time comes. I did have life insurance for two years then I was advised to cancel it by another very good source on this forum it was years ago so I cannot remember all the reasons why.

I actually agree with you, yes, decent people pay their bills. But you cannot accuse someone of not being decent paying a bill if it is not a fair one. Do keep this debate going, I am enjoying it.

Excellent post and I agree with everything you have said.

As I have already said, I would not do a runner. I would just walk out.

Oh we have another coward who can only say negative things about a poster while hiding behind a keyboard. You have every right to disagree with me, but you do not have the right to say I am not decent in a public forum.

Glad to hear that, but this is Thailand. I have heard and read of both good and bad stories of how the police react to farangs involved in traffic accidents.

I have first class motorbike insurance, I am referring to an accident as a pedestrain who is not at fault, I know how these things work in Thailand, I would do everything I could not to pay and tell them the get any expenses they are due from the person at fault, if the police cannnot track the guily person down then it is not my fault.

No, I would just walk out normally. Keep this debate going, I am enjoying it.

It is not cleared up. As I said, I only keep enough money in Thailand for living expenses, I do not call any hospital bills living expenses.

I would not need to do a runner, this is one of the many reasons I only keep enough money in Thailand for living expenses.

Yes, but I would still be out of pocket if I was stupid enough to pay anything.

If I as a pedestrian is injured by an uninsured motorbike rider, say one who broke a red light, and I am taken to hospital, will I have to pay my hospital bill? I know, stupid question. I would probably be expected to pay the motorbike rider if he/she is also taken to hospital.

I am not against anyone taking the law into their own hands if necessary, I've done it myself and agree 100% with this post, only one thing, you have to be 100% sure the accused is guilty before you personally deal with him, and not just acting on someone's word alone.

Very true, the only slight danger is if somebody gobs you in, then again they would need to know your full name and date of birth.

I used the translater on my phone.

I did, but I will try again.

I am still waiting to get a refund from Lazada for sending me the wrong chair about 5 weeks ago. May I point out that the use by date on the skimmed milk packet is the only thing printed on it.

The government is committing fraud by not giving you what you have paid for, so why would you be? No one has ever been prosecuted for not declaring they are living abroad while drawing their state pension. I emphasis the word "state".

Thanks Crossy, but surely there must be some way of making sure it really is milk, and no! I am not going to try it out on the cats.

I ordered a packet of skimmed milk from Lazada and it came in a plain packet. How do I know if it really is skimmed milk? Knowing that Lazada use sellers who are not exactly honest I don't suppose there is any way I can find out if it really is skimmed.

I would have thought that would have applied mainly to Muslims rather than the Chinese.