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marcusd

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Posts posted by marcusd

  1. I know the OP is a newbie.

    I know we are supposed to be support of the fact.

    But to not have the basic concept of what a tourist is ... "Why do I have to leave the Kingdom to renew a tourist visa?"

    Darwin Award does spring to mind ... facepalm.gif

    Does the OP have a 'Tourist Visa' ... which can be extended?

    Or does he have a 'Visa on Arrival' * ?

    * yes, I know it's a Visa exempt.

    Yes I agree. If in Europe, the USA, Australia, you get a fixed term then bigger off no excuses, no chances. So why ask about Thailand where it is relatively simple

  2. Sometimes foreigners open Thai bank accounts and activate internet banking access with a work permit during the time they work in Thailand. When their job ends and they are no longer in possession of a valid work permit and working visa, they are usually still able to use internet banking that was activated during the tenure of their employment. It seems that TMB is about to change that.

    Personally, I don't understand the ridiculous justification of requiring a work permit just to transfer funds, view your account balances etc. via internet banking when none of that is required when you make those same transaction via an ATM. Internet access is just more convenient, that's all. Basically, you can't do anything via e-banking that can't be done via ATM already, because in the case of say, online wire transfers you would need to register first anyway, so what's the deal with this nonsense?

    And some people have said that countries like China had restrictions. Well clearly they haven't compared Thai banks to Chinese banks then, which are definitely more user friendly than Thai banks, at least for foreigners.

    1) A few years ago when I first moved to China I was initially in possession of a 30-day Chinese tourist visa and opened a Bank of China account with internet banking access, which was offered to me as part of the account registration process, absolutely no problems at all. This was at the local branch near Minzu university in Kunming. There was no need to go to the Head Office branch in god knows what city 3000km away (perhaps Beijing?) nor any other "main" branch in Kunming. My local branch sufficed.

    Comparison to Thailand: A tourist can usually only open a Bangkok Bank account at the main branch in Silom in Bangkok but won't be given internet banking access (some help that is you're based in say Chiang Rai, 830km away). Usually a foreigner working in Thailand can open an account of any bank at any branch (in theory at least - or perhaps only in the province they're working in) but will need to provide all documents to prove they are working in Thailand (i.e. passport with valid visa and work permit and possibly paperwork from the company you are working for, well that's what I provided when I opened my SCB account after having started working at a new company last year).

    2) Sending money out of China via a Bank of China account is no problem, no need for a work permit or anything (other banks are probably similar). Only restriction is that Chinese and foreign nationals have a quota on the amount of money they can send abroad. Foreign nationals (irrespective of status in China I believe) can convert USD500 per day or equivalent, meaning that for larger transfers, coming into the bank a few times, each time on a different day would be necessary before the transfer can be completed. Not sure if online telegraphic transfers can be done yet, about 2 years ago it wasn't possible, but maybe now it is. It's possible to send money to anyone you choose, although when I was in China I mainly transferred to my overseas based accounts in order to pay off credit cards. Sure, it's not as convenient as sitting at home in my underpants and transferring money abroad online from my Australian or European based accounts, but it's still better than the Thai option as you'll find below (unless you are working in Thailand and transferring only to yourself).

    Comparison to Thailand: If you are a tourist, it might be difficult or impossible to send money abroad, even from a branch (except via Western Union). They will probably ask for a work permit to conduct the transfer, which rules out non-working individuals that are resident in Thailand on say, retirement or student visas. Last time I asked SCB, they didn't want to transfer to anyone other than my own overseas based account that I registered with them (registrations for other accounts also held by me would have been possible too, but usually take around a week or more for approval). Of course I wouldn't waste my time going into a branch to send money to myself given that an online option exists hence when I needed to send money to a friend overseas to make some purchases of equipment for me, SCB insisted on some kind of evidence of what the funds were being used for, something which was too tedious for my liking. I said "gift", but they didn't accept that - they wanted a bill of sale or something. While I could have drawn up a fake bill of sale and submitted it to them within the hour (or come back 2-3 days later with a real bill of sale from the company although due to my usual lack of a lunch break and long working hours meant that I would normally only be able to reach a bank after about 6.30pm, by which time they may or may not still do overseas transfers), it was too much trouble especially as I was on a lunch break from work (which I didn't normally get) and didn't have enough time to find an internet cafe for that purpose. So I went off to Bangkok Bank, which had no trouble sending my friend that money with a reason for transfer as "gift", but they did need to see my work permit.

    3) If you are using your foreign issued ATM, debit or credit card at a Chinese ATM there are no additional user charges. So, when you withdraw say 2500 Yuan, only your home bank charges you for the transaction, in withdrawal fees and currency conversion fees, unless you happen to be an account holder of one of those banks/credit unions etc. that don't charge you for foreign withdrawal/currency conversion fees, in which case you are really lucky.

    Comparison to Thai banks: All of them now charge 150-180 Baht per transaction, I believe 150 for VISA cards and 180 for Mastercard cards. China Unionpay cards, which few westerners hold unless they happen to do business with a Chinese bank are only charged 50 Baht per transaction, but either way if you make a lot of withdrawals this is a lot of money over time. Only advantage over China is that Thai ATMs might give you as much as 25000 Baht per transaction, whereas most ATMs I've seen in China set the limit at 2500 or occasionally 3000 Yuan, which is about 13000-16000 Baht (or a bit more, depending on the exchange rate). It's possible that foreign banks in Guangzhou and Shanghai, Beijing etc. such as ANZ have larger withdrawal limits but I have no idea as I've never drawn any money from such ATMs before.

    I think you are mistaken. You state BANGKOK BANK SILOM... Well i opened an account in Chiang Mai Kad Suan Kaew branch in abut 30 minutes WITH internet banking on a retirement visa. NOT SILOM. And they were friendly efficient and very helpful.

  3. A piranha feeding frenzy ..... "he believed board members of state enterprises should have considerable time to devote solely to the management of the country's utilities" --In translation "How do we rape the system best?" .... and "state enterprises have a total investment plan of Bt346.89 billion, but they have spent only Bt71.75 billion, or 20 per cent of the plan" --In translation, "Where is my legal tea money?!" and "the SEC had suggested that state enterprises raise capital from the capital market through issuance of infrastructure fund, a real-estate investment trust fund, and debentures" --In translation, "Here comes the new boss, same as the old boss (with a nicer shirt color). Yay!!!"

    Amazing Thailand.

    I think it is not prudent nor wise to suggest these things. This is like saying all the money will be lost as all the projects are out of date - before you know what is actually being done and by whom.

    I think the Army Brass are taking things seriously looking at THE WHOLE nation.

    What a mess they inherited.

    I congratulate them and YES there will be some stuff ups but any business model gets things wrong at times. It is HOW you rectify those mistakes that really count.

  4. We have dozens of very qualified Thai staff, working very hard for us. Some have been with us for many years.

    Our secret? We pay them more. And we treat them like professionals. Maybe that's why the qualified ones aren't applying for the jobs mentioned here. They're still working for companies that know the secret.

    Still a tiny fraction of what they'd cost us back home for an equivalent work product.

    I too have many Thai staff.

    1. Training - no one will never be what you want. Test the skills and as another poster says take the ones with initiative and drive. They will reward you and themselves

    2. Incentive - pay well with guidelines and achievements to be reached

    3. Interest - make the position interesting not just a JOB.

    I also do this at home in Australia and that's how I keep my staff till they earn long servie leave!

    PS I run a BOI company and a THAI company here....

  5. "He said major reforms would be positive for Thailand though the country would have to struggle at the beginning. Corruption should be a major focus, as it is a significant cause of current problems."

    I am so concerned about this and it made me hesitant to invest. I am proposing 20 - 30 million baht over a few year.

    I was VERY IMPRESSED with the suden turn around in BUSINESS attitudes in the Government only this week and my confidence is growing.

    I now am prepared to invest under the guidelines this GENERAL PRAYUTH is restoring and giving people like me confidence as no more am I being asked for ASSISTANCE monies

    WELL DONE GENERAL PRAYUTH and may you do the infrastructure as well.

    • Like 1
  6. Try the Nokia Lumia. Quality of Samsung leaves a lot to be desired.

    Not android but has significant benefits in that the camera is clearer. Better quality pics.

    Does not need to be restarted as the samsungs

    Better security.. This is on cdnet

    Battery lasts longer than they state. I use mine all day with business, email, apps and so forth

    Cheaper!!

    No dramas after 15 months thus far.

    Downside. Is not as manybapos for chat, connecting.

    Line Facebook. Etc all easy as

    I went from,iPhone to Samsung s2 to s3 to Samsung galaxy because Samsung game me new phones as I kept getting issues they could not fix.

    Now no issues.

    Also the charging unit on samsungs kept giving problems.

    Marcusd. Via tapatalk

  7. Well I have noticed that police are stopping bikes where riders have no helmets in Chiang Mai looking at docs but not collecting money. Very nice for a change.

    It seems to me the army is better planned and has an action plan unlike the monkeys on both sides of government who said they had a plan.

    I am called in to the BOI to do business which has been getting stuffed around for over a year now.

    The general means business and so far it seems to be going good

    Marcusd. Via tapatalk

    • Like 2
  8. PTP led government did not delay paying the rice farmers. It was EC who tried to bargain with the government - delay election or no payment, and the dem and its pdrc blocking the payments. Threatened banks not to cooperate with the government to pay rice farmers. According to this report, they have been enough funds to pay them and other avenues that funds were available.

    No, PTP could have paid if they had not dissolved parliament. They caused the initial problem, the EC and Dems just took advantage of the situation afterwards. Both sides have abused the farmers, but PTP could have avoided this situation. The were too concerned about amnesty for them and their friends to give a damn about the farmers.

    Where did PT get the money?? They had not sold any rice, just pie in the sky,

    they also didn't get the 2,000,000,000,000 train boondoggle money to CTA's.

    If some one tried to ask bankers to fund that farce in the real world, they would

    be laugh out of the room.

    rice555

    they did laugh. Yingluck,got no,money. Hahaha. No she in plison Thai style. Lol

    Marcusd. Via tapatalk

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