Up to 1 million for fire etc, also if someone else has a fire and you are damaged .
10% of total insured for burglary.
Very cheap, 1600 for 12 months. foolish not to do it.
I bought it years ago when someone else in the block had a fire, friend had lots of smoke damage due to a unit below him catching fire, neither of them were insured so if he wanted to claim it was a lengthy court case.