A facebook post earlier today, in Pattaya, guy in a well known private hospital, can't afford his bill after a stroke, his insurance doesn't cover due to hypertension.
It would have been better if he saved up the premiums and used it in the event of a medical emergency, i.e now.
I wonder how many of you guys out there have health insurance but it's inadequate and won't cover the conditions most likely to be claimed for such as heart and stroke