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Scouse123

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Everything posted by Scouse123

  1. He doesn't want a prompt peaceful transition and he doesn't want to step down. The next thing we'll be having a convenient small explosive device go off in a dustbin in Bangkok., Then the military will use it as an excuse to step in and start blaming terrorists and everyone except themselves in an attempt to wreck any transfer of power. There are no limits these guys will go to to hang on to power. They can't even accept they have achieved nothing for the benefit of the country, politically or otherwise, since they seized power illegally way back in 2014.
  2. Dunno, But I would be interested to know myself as I am on one. Many board members think it wont happen as too difficult to implement.
  3. Thanks for taking the time to assist. What I have actually done in the last hour is ' bite the bullet ' and renew again through Pacific Cross. The broker from Pacific Prime explained that there are a number or pitfalls in moving. 1. Medical costs go up annually for medical procedures, that's just inflation I suppose. So, no matter where I go there will be an increase. 2. I would have to start afresh with a new company with all the form filling, seeking underwriter approval and going through all the paperwork again. 3. I have a few years history with them and all with no claims so she assures I won't find better elsewhere. 4. She says the jump was because I am now in the new band of 61-65 years old, but assures me it wont jump by 20% plus next year or until I am 65. 5.She mentioned downgrading my policy to reduce costs but I feel pretty well covered with 10 million per procedure so I';ll just leave it as it is. As i have said multiple times I use this insurance should a tragedy strike and for inpatient care only. Bumps and bangs in outpatients, I just pay myself. Thanks guys for all your comments and recommendations!
  4. Thanks, The only thing that concerns me a little bit is I am looking at getting new lenses inserted into my eyes to enable me to see near and far without glasses. However, in the photo on their webpage, four out of five surgeons featured are wearing glasses. Thanks for the tip, I will check out this hospital.
  5. I already did all that and that's why I was able to move to Thailand in my very early thirties and I still have income and properties in the UK. However, we were talking about self insuring regards health insurance, not life goals and planning. At least I was when I opened this thread.
  6. Yeah, Sounds ' fishy ' to me!
  7. Do they actually mean we have to physically hand the money over, it's not added to the ticket price? I suppose if it was added to ticket price, they wouldn't be able to make exceptions for work permits, border passes etc. Obviously this will mean queues again to pay this degusting money grabbing 300 baht, on top of queues for immigration entry?
  8. ATM fees go to the banks. Another scam. Border passes, I can only think of people transporting goods between Thailand and Cambodia, Thailand and Laos etc. or people that have business over the border and returning the same day as in , not tourists.
  9. 19-25 would have been a non starter considering I am British and we had the NHS. Of course we would have given no attention at all to private or self insurance when our hospital costs were free
  10. Another load of people with little to do with themselves, so feign outrage to get a bit of attention and their faces on the local news. That'll keep the gossip mongers going for another week. Rebels without a cause!
  11. And the implication that she went to hospital with diarrhea and the doctors amputated her limbs because they had nothing better to do during Songkran? Ridiculous. if her extremities turned black, that's gangrene. The Doctors saved her life. Sepsis can attack at anytime given the right environment. She already had kidney failure, it wasn't a case of ' Bangkok belly ' or the ' Trots ' on further investigation various other health issues came to light once she was admitted. Who knows what other underlying health issues they discovered.
  12. I don't understand your confusion. I have been with them a few years and never made a claim. My policy is only for inpatient not outpatient. Outpatient, I just pay as I go. My purpose of insurance was just to cover in the event of severe illness or operation required.
  13. I will check these out today, Their quote was substantially more than this Thank you.
  14. Guys, I am at the 61 years old mark. I don't smoke, I do drink but not for the next few months as I am on a health kick. I only drink wine or beer and not heavy stuff or spirits. I get regular health checks which I pay for. A recent one, the doctor stated my vitals and bloods were good as were all my organs. I also get annual health check at Bangkok hospital, Khonkaen and try to stay in a reasonable condition. My check last year was a decent result considering my age and just a few age related areas to keep an eye on. I need to be a bit more active exercise wise, which I will be doing this week and get back into a health routine. I have a number of long term friends in Thailand that basically self insure, this is mainly due to the fact that they are late seventies and early eighties and they tell me they are in fact not insurable, due to age or premiums that are simply unaffordable. After seeing recent postings on this board of insurance companies doing anything to get out of paying and null and voiding accounts with ' small print clauses ' I am wondering if these premiums are a waste of time and would I be better off just putting those fees in a separate ' health account '
  15. I am 61 years old and have used Pacific Prime/ Pacific Cross (Maximus policy) in Thailand, for the last few years with no claims. Furthermore, I only use it for inpatient and even then, because of my age, I have taken a 40,000 baht deductible to keep the premium reasonable. I would only use it anyway in the event of a serious medical emergency. The premium has jumped significantly this year and I am looking for suggestions for alternatives. They have dropped me an email and said they would like to ' talk about it ' on the phone with me, but I will do that and in the meantime explore options.
  16. I was down in Rayong recently and met a German man at the hotel swimming pool. As our conversation developed he noticed me in and out of the swimming pool but wearing my glasses. I have slow growing cataracts on both eyes, a lazy left eye and I have both long and nearsightedness in the right eye. He told me he had had the same problem with long and short sight in the same eye and had it operated on in Chiang Mai at a cost of 100,000- baht per eye and he no longer wore glasses for reading, driving, distance, nothing................ He said it was money very well spent............... He was late fifties and I am now 61. He no longer required glasses. The last visit I had with an ophthalmologist was in Kalasin a few years ago now, and he said either way I would need glasses for reading etc but apparently there have been leaps in eye surgery progress, and it is now achievable. I have Googled and it has confirmed this procedure can now be done. I am asking if any board members have had such surgery done or if they know the eye hospital he was referring to in Chiang Mai, he told me just as he was checking out when I inquired further the name of the hospital but I didn't have a pen and paper to hand, and thought I would remember it, but I cannot.
  17. Mommy to the rescue with excuses galore to protect " Mommy's little soldier "
  18. Thailand must have the clumsiiest nezizens and tourists to clock up this amount of " falls from balconies " and the dopiest TVF members to keep trotting out the lame excuse of " low balconies" as a,reason!
  19. Is the OP bored or just way too much time on his hands?
  20. Terrible shame and a sad loss. Speeding the cause as usual!
  21. It looks like they didn't have the experienced doctors to hand nor the people who had the necessary authority in such medical matters to make decisions due to the Songkran holidays
  22. What part of " she developed sepsis don't you understand? "
  23. I think that is now the least of her problems, although I do get the sarcasm.
  24. One of the joys of being young, footloose and fancy free. However, when I see Thai women in the pubs in the UK wearing open backed dresses and showing full back tattoos off, Ii hardly conjures up thoughts that their partner met them whilst they were working as a flight attendant or that they met them in a bank or a high class hotel in Thailand.
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