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dlclark97

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Everything posted by dlclark97

  1. Hard to disagree with your chart. I was looking at my banks chart July 1 - 13 for the $50-$100 rates. Just a slow but steady downward trend the last few days that may/may not continue. Personally, I hope it goes in the other direction.
  2. Is it going to change the USD to THB exchange rates. Check out some bank graphics for the last few days since this started to become headlines. Slowly dropping, fewer baht to the USD. Potential to be some peoples continued existence here over what could be a short time. This would be especially true for the UK folks and possibly others living on pensions that have been held at their original rate for years since their retirement. Several are barely coping now.
  3. When written with the assistance of a lawyer, the signing is done and witnessed on every page. Pictures are also made at this time and become part of the Will. The lawyer also keeps one original.
  4. Whatever the outcome, one problem I foresee is that many Americans have not been able to complete their USA Income Tax Returns due often to late arrival to complete their tax returns. The tax due date in the USA traditionally is April 15th but persons living overseas have an automatic 60-day extension (if requested). Tax preparers in Thailand go by these dates so no one will know by March 15th what tax has already been paid in their home country.
  5. Sorry for the multiple copies above. I kept getting a red text saying to wait 1 second to submit my comments.
  6. It's hard to disagree with much said above. When my stepdaughter was 8 or 9 in public school she had an English class. On one occasion I had not seen her homework before she submitted it to her teacher. When the paper was returned it had 9 check marks and one 'X'. She had been given 10 sentences with 10 jumbled up words for her to put in the proper English order. As I reviewed her results, at best I would have graded her with 8 'X's and 2 check marks. Teacher just justifying her position? Luckily, she has done better in subsequent years thanks in part to a more advanced school in Pattaya. An aptitude test for her entry in that school resulted in one of her classes being the use of AutoCad (3D version) for computer aided design. She completed the design drawings of various example projects that once completed, she actually went on to make the product in the school's machine shops. Today she is in a Bachelor's program for Business Management/Administration at a university in Bangkok. She is a young lady now, well-disciplined, polite and with basically good English skills. She should/could become a valued employee in anything she does. However, the family is in the fruit business growing durian, rambutan and other fruits and seem to be pushing her in that direction having just purchased 20 Rai of farmland near Chantaburi for her. The family has done extremely well with their farming business, but farming is a hard way of life with long days, hard physical work and the results can be severely impacted by weather, climate change and even political issues. My thoughts as a foreigner are that she should be the one deciding on and planning for her future. Although the family has done very well, there are no guarantees she would achieve the same success in today's world.
  7. It's hard to disagree with much said above. When my stepdaughter was 8 or 9 in public school she had an English class. On one occasion I had not seen her homework before she submitted it to her teacher. When the paper was returned it had 9 check marks and one 'X'. She had been given 10 sentences with 10 jumbled up words for her to put in the proper English order. As I reviewed her results, at best I would have graded her with 8 'X's and 2 check marks. Teacher just justifying her position? Luckily, she has done better in subsequent years thanks in part to a more advanced school in Pattaya. An aptitude test for her entry in that school resulted in one of her classes being the use of AutoCad (3D version) for computer aided design. She completed the design drawings of various example projects that once completed, she actually went on to make the product in the school's machine shops. Today she is in a Bachelor's program for Business Management/Administration at a university in Bangkok. She is a young lady now, well-disciplined, polite and with basically good English skills. She should/could become a valued employee in anything she does. However, the family is in the fruit business growing durian, rambutan and other fruits and seem to be pushing her in that direction having just purchased 20 Rai of farmland near Chantaburi for her. The family has done extremely well with their farming business, but farming is a hard way of life with long days, hard physical work and the results can be severely impacted by weather, climate change and even political issues. My thoughts as a foreigner are that she should be the one deciding on and planning for her future. Although the family has done very well, there are no guarantees she would achieve the same success in today's world.
  8. It's hard to disagree with much said above. When my stepdaughter was 8 or 9 in public school she had an English class. On one occasion I had not seen her homework before she submitted it to her teacher. When the paper was returned it had 9 check marks and one 'X'. She had been given 10 sentences with 10 jumbled up words for her to put in the proper English order. As I reviewed her results, at best I would have graded her with 8 'X's and 2 check marks. Teacher just justifying her position? Luckily, she has done better in subsequent years thanks in part to a more advanced school in Pattaya. An aptitude test for her entry in that school resulted in one of her classes being the use of AutoCad (3D version) for computer aided design. She completed the design drawings of various example projects that once completed, she actually went on to make the product in the school's machine shops. Today she is in a Bachelor's program for Business Management/Administration at a university in Bangkok. She is a young lady now, well-disciplined, polite and with basically good English skills. She should/could become a valued employee in anything she does. However, the family is in the fruit business growing durian, rambutan and other fruits and seem to be pushing her in that direction having just purchased 20 Rai of farmland near Chantaburi for her. The family has done extremely well with their farming business, but farming is a hard way of life with long days, hard physical work and the results can be severely impacted by weather, climate change and even political issues. My thoughts as a foreigner are that she should be the one deciding on and planning for her future. Although the family has done very well, there are no guarantees she would achieve the same success in today's world.
  9. I am from the US and I have made both a Thai and USA Will. There are very specific ways a Thai Will is written. This almost requires that the Will be written, and signatures witnessed by a Thai lawyer. Each paragraph of my Thai Will is first in Thai followed by the English version. The Thai Will must include specific details such as images of bank account passbook ownership pages. Any vehicles to be left to an individual must be specifically identified. For my Thai Will (not expensive) photographs were taken of me will the Will and parts of me signing the Will. These pictures are included in the final copy for signatures. I signed plus the lawyer and one witness signed each page of the Will. My initial Will cost was 10K baht and later modifications or additions are 5K baht. The USA Will is much easier. It should have similar detail as in a Thai Will but only has to be completed in English. I used three witnesses, 2 Thais and a retired US Army Colonel to witness my signing of the Will. Whatever you do, don't delay making your Wills. It will save your family and friends untold headaches trying to get things sorted if you die without proper Wills.
  10. Try this one, HP Thailand. https://www.hpe.com/asia_pac/en/contact-hpe-thailand.html
  11. AMERICAN INTERNATIONAL TAX ADVISORS - BANGKOK
  12. Try BNH (Bangkok Nursing Hospital, Convent Road), Dr Nopparat. Chief of Cardio Metabolic Dept. Been my Dr several years. I have had good doctors in the USA, but he outshines them all.
  13. Ford has a 10 year contract to support Chevrolets. Parts are readily available, see https://www.gpautoparts.co.th/en/products-service-2/after-market-2/ac-delco-products-2/. After reading other comments I have to add a little. Toyota is the top selling brand with good record of their maintenance services. Honda a close second. In my time here I have purchased four 4 door Colorado pick ups. Very happy with all of them.
  14. Could it be a CATON (not sure of spelling) tree? Had a very large one in my yard some years back. When ready, 100's of CATON would fall every night. They often broke open from the fall and by early morning would be covered by red ants. Very messy and a daily chore to clean them up and dispose of the fruit.
  15. I have an Android box that has worked perfectly for months. No buffering. Service is NT (old TOT). But, I was getting an upgrade to the box yesterday (I had not watched TV in several days) and was told to expect possible major buffering because a major communications cable had been severed and will be sometime before repairs are completed. For the first time last night I did have severe buffering. Maybe every 30 seconds it would be buffering 10-15 seconds. Hope whatever the problem is that it will be fixed soon.
  16. Not sure how this short write up succeeded in any of the following. "This article delves into the intricacies of this new tax tango, offering a roadmap for expats to navigate the complexities and unlock potential strategies to secure their financial future in the Land of Smiles."
  17. The question first should be whether your credit card company would permit it. And, remember that a 3% or greater charge is often added here to purchase many things using a credit card. Finally, does your credit card charge a foreign transaction fee, typically 3%? I have 2 cards that do and 1 that does not.
  18. Some time ago there was a news article saying that in some provinces as long as the executor is named in the Will, he/she could probate the Will without having to go to the courts for permission. They unfortunately did not name the provinces. Would like to hear more on this is anyone has something helpful to add.
  19. Personally, I hate being videoed or photographed without my permission. There are several possible reasons one could feel this way. A person could be under threat of bodily harm if his/her location were revealed. Another happened to a friend of mine years ago. He was photographed at NANA Plaza in Bangkok and years later his photo was published in a popular women's magazine along with an article about prostitution in Thailand.
  20. I assume depending on your account balance, Fidelity Brokerage does international wire transfers at no charge to my Bangkok Bank USD account. I prefer to have the dollars here to exchange at times the rates are favorable. The account also earns interest. Doesn't your credit union do wire transfers overseas?
  21. It is hard for me to comprehend the logic behind some actions being taken to improve the Thai economy. Hardest to understand is the proposed taxing of money imported by foreigners and even Thais working remotely that is slated to begin 1 January. Many foreigners import many thousands of dollars and other currencies annually that are mostly spent locally thus improving local economies. Thai wives, girlfriends often with children, close members of their families and many others plus numerous local charities are supported with foreigners' monies. What will happen to these people when the foreigner's income is heavily taxed. The only thing I see happening is that far fewer people who would normally spend many thousands and 10's of thousands of dollars every year living here for the rest of their lives will even think of Thailand as a place to retire and spend their hard-earned money.
  22. Never heard of it? What planet have you been living on. Have you had your head buried in the sand? Major topic for many weeks. Starts i Jan2024.
  23. 29 days in February in 2024. The 90 days is counted starting on the day you do the report, not the day after. And, the form you will receive says when to report again. Always better to be 2-3 days early. In your example, your 1st 90 day report would be due 30 March,
  24. I have a friend in the USA that was in Thailand during Vietnam in the mid 70,s. He did not practice safe sex. In 2010 his wife came up with venereal warts. Having both been faithful throughout their marriage they could not understand how this could happen. Both went to see a doctor and it was explained that venereal warts and possibly some other STD's can remain latent for years and just appear for no apparent reason. Marriage survived.
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