JamJar

1 hour ago, sambum said:

I can't see it either, and agree entirely with your comment - whatever you think of the guy, I don't think he did it on purpose.

Of course he did it on purpose. Was someone else responsible?

The bike? The road? The car in front? No, it was Danny Glass.

26 minutes ago, paz said:

Beside that you cant't know for certain about the possible scenarios, the two that you have described are mistakes, or at worst, minor road law infractions. Reckless driving is something else, I hope that I don't need to explain what's  its definition.

You like many TV members speak with all probability from having short or no motorbike experience, come from a defensive driving country, think to know everything yes want to be the uncalled judge.

 

I don't know or care about his FB profile (I don't use or read FB, people should try hat sometime), but I know that for any normal person the loss from a similar accident is devastating and life changing. In any case, it will be enough punishment alone.

 

RIP to the victim and her unborn baby.

I ride extensively in Thailand. So it is you who is dealing in unfounded conjecture.

How you can write "at worst, minor road law infractions"  and "RIP to the victim and her unborn baby" in the same post smacks of Danny Glass type detachment.

I know of what I write and I am not hiding behind legalese.

His claim of the car in front stopping suddenly is a bunch of bull. The CCTV footage clearly disproves his assertion.

His is simply trying to deflect the blame for the incident. It is his fault entirely.

2 minutes ago, dick dasterdly said:

I agree with this - which is why I only ever tried it once, and only then because others had assured me its easy to ride a scooter with a pillion passenger.....

 

Yes, its easy when travelling at a reasonable speed - but far more difficult when moving slowly.

 

Perhaps this should result in a law against pillion passengers on the back of scooters?  Personally, I'd prefer not to regulate this way, but we all have different ideas about laws and regulations.

Nope...how does a bike slide sidewards if you are travelling slowly?  If he was travelling slowly, there would have been no fear of him crashing into the white pickup in front.

So there are two scenarios; One, going too fast to stop, but unable to swerve to the right because of the truck's presence or two, trying to make an unnecessary manoeuvre to the right lane and simply panicking when he realised that he couldn't make it.

Both reckless driving.

2 minutes ago, sambum said:

"Then look properly."? There's no need for that type of arrogant comment!

 

However, from what I see now, the white pick up did brake, but "what happened next" is obscured, but it would seem to suggest that the motor cyclist was at fault.

What else can I tell you if we are both looking at the same video? I even narrowed it down to the time and location.

There was no sudden braking of the white pickup. In fact the silver pickup was the first to brake and the white pickup reacted normally to the situation.

It's either that Danny was going too fast to react to traffic conditions or that he tried  to manoeuvre past the pickup in his impatience and panicked when he realised that he couldn't make it.

He is wholly responsible for the incident.

This is the white pickup that he claimed braked suddenly. The truck is in the adjoining lane. His bike is nowhere to be seen in the screen capture. So he was just going too fast to be able to stop in time.  Reckless driving.

1 minute ago, sambum said:

I can't see it either, and agree entirely with your comment - whatever you think of the guy, I don't think he did it on purpose.

Then look properly. Other side of the road at around twenty four seconds. There is no sudden stop by the white pickup in front. Just the normal ebb and flow of traffic.

Just now, dick dasterdly said:

I'm clearly missing something as I can't see the accident at all from your link.

 

The guy involved only diminished my sympapthy with his facebook videos... but it still seems likely to have been a tragic accident.

It's on the other side of the road, at around twenty four seconds in.

Scroll to around 8.18 to hear about her opinion of Danny Glass.

An odious mummy's boy.

On the one hand he berates anyone who views him in a negative way, brushing their genuine emotions and feelings away. On the other, he uses her death to raise money for his legal case.

One moment, crocodile tears to invoke our emotion to send him money for his legal defence, then suddenly a change and it's all about the money.

Sorry Danny, but you don't get to choose how people see you. Especially when so soon after the incident, you uploaded a video I Don't Care About Peoples Opinion Of Me!

As to the car braking suddenly, I see no evidence of that in this CCTV footage: https://www.farang-deaths.com/wp-content/uploads/5c8db114.mp4

Take some responsibility man.

5 hours ago, sendintheclowns said:

tried to find where to order spare parts at HItari.co.th. No luck. do you have a record of the specific web address? tks. 

https://www.hatari.co.th/en/parts

They were excellent. Even going as far as sending an exploded view drawing to make sure that I ordered the correct parts.

We communicated via email. Though you can also call. 

https://www.hatari.co.th/en/contact

I'm sure they will do their best to assist you.

41 minutes ago, BEVUP said:

Another reply that timed out so i will make it shorter

We are talking about Internet cash transfers

I understood. Hence my reference to the 500 baht plus receiving fee you mentioned. That it shouldn't be possible to have a 500 baht plus receiving fee unless you have transferred the equivalent of 200,000 baht or there is a Correspondent Bank in the chain.

The Citibank  and the 28 Degrees products give you access to VISA/Mastercard rates. In so doing, raising the average rate of exchange you receive.

Remember that if the Thailand bank's TT rate is lower than the Mastercard rate and top of that you have to factor in the fees you need to pay, it makes sense to utilise the Mastercard rates when you can. 

I do much the same. Use my cards when I can, in so saving my cash for cash only transactions. Keeps me from having to visit the bank so often. 

I pay no fees at all.

Reasonable Norwegian bank fee, though as stated Kasikorn do get you with their relatively poor TT rate.

Nevertheless, if it the best option open to you, it's the best option.

6 hours ago, BEVUP said:

Yes that would be good 

I am at the moment being hit with $18 = 450 bht on the auss side (that is one of the better banks ), maybe they have better accounts but haven't done any home work

& of course the usual 500 bht or up to on this side 

I don't understand how it can be 500 baht or up on the Thai side, since the max. receiving for for any bank is 500 baht and for that you would need to transfer the equivalent of 200,000 baht(AU$7900)

Of course there is also a loss because of the difference in the Thai bank TT rate and the actual mid market rate.

Assuming that you are sending from Oz in AU$.

6 hours ago, BEVUP said:

Yes that would be good 

I am at the moment being hit with $18 = 450 bht on the auss side (that is one of the better banks ), maybe they have better accounts but haven't done any home work

& of course the usual 500 bht or up to on this side 

No. It's not one of the better banks. take a look a Citi Plus Everyday Account and the 28 Degrees Mastercard for your transactions in Thailand.

https://www.citibank.com.au/aus/banking/everyday_banking/citibank_plus.htm

https://www.28degreescard.com.au

6 hours ago, balo said:

I only pay a few hundred baht in fees to transfer from my local bank in Norway to my Thai bank (Kasikorn).  Any amount up to 100k , never paid more than a few hundred .

Does your Norwegian bank charge fees for sending Norwegian Crowns to Thailand?

Kasikorn's TT rates are amongst the poorest, so the difference between the best and the worst banks an be another 600 baht on a 100,000 baht equivalent transfer. Plus another 250 baht receiving fee on a 100,000 baht equivalent transfer.

It all adds up to probably more than you think.

10 hours ago, skatewash said:

Making the following assumptions:

1.  You have 2,800.000 THB in Kasikorn Bank

2.  You change your daily withdrawal limit from Kasikorn Bank to the maximum 200,000 THB per day

3.  You take 300 GBP out per ATM transaction

4.  the exchange rate offered by Kasikorn Bank is 44.41750 THB to 1 GBP (taken from Kasikorn GBP TT Selling rate from their website)

5.  The use of the ATM in UK is free to you.  The local ATM imposes no additional fee on you to withdraw money from the UK ATM.

 

Then you could do the following each day:

 

1.  Withdraw 300 GBP from your ATM fifteen (15) times per day, for a total of 4,500 GBP per day.

2.  Since you are doing fifteen (15) ATM transactions per day, Kasikorn would impose a per ATM transaction fee of 100 THB per transaction or 1,500 THB per day.

3.  This would deplete your Kasikorn Bank account by 199,878.75 THB each day (inclusive of the ATM transaction fee).  So you would be under the Kasikorn maximum 200,000 THB daily withdrawal limit. 

 

You could do the 4,500 GBP per day withdrawal for fourteen (14) days.  At the end of which you would have the following:

 

1.  You would have withdrawn 63,000 GBP and depleted your Kasikorn Bank Account by 2,798,301.50 THB.

2.  Do do this would have cost you an additional 21,000 THB in ATM fees (for 210 ATM transactions).

3.  Kasikorn Bank informs you that you may be charged up to 2.5% over the true exchange rate as a fee built into their exchange rate.  So, this fee could end up costing you approximately 69,957.56 THB.  Note this is not an additional fee but one built into the exchange rate used.
4.  Adding the ATM transaction fees and the cost of using Kasikorn's exchange rate your total cost would be approximately 90,957.56 THB (or 2047 GBP).   This means you would have paid roughly 3.275% in transaction and exchange fees to accomplish the withdrawal of 63,000 GBP.

Skatewash's figures are little off.

TT rate has nothing to do with it. Their debit card is a Visa card and therefore will use the Visa exchange rate plus 2.5%.

https://www.visaeurope.com/making-payments/exchange-rates Site wasn't working at the time of posting, but the US version works; https://usa.visa.com/support/consumer/travel-support/exchange-rate-calculator.html/

According to that website you will need 45.903913 to buy each £. That will get you a max of £61,000. Then of course you would have to subtract the cost of the Kasikorn fee of 100 baht per withdrawal. So around £60.500

If the card limit is 200,000 baht one might be able withdraw over the counter(as long as the UK bank does not try to impose their own exchange rate). If they do, forget about it.

On the other hand, you can approach the company to which I have linked earlier.  Then it could just be a matter of transferring funds to their Thailand account and them passing on the funds to you in Pounds, minus their commission.

I guess this will be the cheapest option, as you will avoid the 2.5% plus 100 baht fee per ATM withdrawal and simply have to deal with a single commission.

https://www.bot.or.th/english/statistics/_layouts/application/exchangerate/exchangerate.aspx Current sell rate of 44.4599

Then you are looking at closer to the £63,000 minus Smile's commission(either flat rate or a percentage from the exchange rate).

But of course you may have problems with even that if you didn't set a Thai SIM up for a OTP beforehand, as you won't be able to transfer the 1,000,000 baht per day to their Thailand account.

https://www.localphone.com/call/united_kingdom 1.8p per minute. 

They have both Android and iOS Apps to use for 3G/4G/WiFi calling in order to gain access to the 1.8p per minute calls.

15 hours ago, sanemax said:

In my experience , every time that I have made a over the counter withdrawal using  my foreign ATM card (Which I have dones 100's of times) they always use a hand held card reader to enter my banking details and to carry out the transaction

    When I have been into banks and they have been unable to carry out the transaction, they always give the reason that they do not have a hand held ATM card reader , I did go into a bank once to make a withdrawal and they said that they could not do it because the hand held card reader was broken , and he showed it to me and it wasnt working and he was unable to carry out the transaction manually

    Once again, if your bank doesnt use a hand held portable ATM card reader, how do they get your banking details into their system . Do they tap your details into a computer without inserting your ATM card into anything ?

   

Pointless to discuss the system they utilise. 

Not all banks use the same system. Some use a card machine and some do not.

Usually not keen on repeating myself. 

Not all banks use the same system. 

Anyway.....

As per; http://www.bangkokbank.com/BangkokBank/WebServices/Rates/Pages/FX_Rates.aspx

Bank Note Buying rate is what you get when exchanging cash. Sight Bill(Buying rate) is for Travellers cheques. TT(Buying rate) is the rate used when transferring currency from abroad.

All of these rates are inferior to the Mastercard rate.

I'm sure that you know this. Posted just for general information.

All of the bank rates can be found here: http://bankexchangerates.daytodaydata.net

Also beware of poor exchange rates.

Compare the cost of using an independent service.

www.superrichuk.com/

1 hour ago, sanemax said:

Well, every time that I make an over the counter withdrawal using a foreign ATM card, they always use a hand held card reader . The whole transaction goes through that reader and a receipt comes our from it

   How does your Thai bank get your foreign ATM cards details into their system ?

Pointless to discuss the system they utilise. The point is that they do not use a "portable ATM scanning machine"/ portable card machine/card machine.

So your assertion as to the reason for them not doing it is incorrect.

There may be varied reasons, but that isn't necessarily one of them.

3 hours ago, sanemax said:

No need for Thai bashing .

The reason why some banks cannot carry out an over the counter transaction is because the branch doesnt have a portable ATM scanning machine needed to carry out the transaction .

Not at all true. The bank that I utilise does not even use one of those to carry out cash advances.

3 hours ago, mrjohn said:

I do it (withdraw funds over-the-counter, that is) every month and I have done ever since the ATM charge was introduced.

 

It is not an urban myth. There are no fees charged by the Thai bank and the exchange rate is determined by MasterCard or Visa, i.e. depends on your card. It is an interbank rate, usually the same as the travellers cheques rate shown in the bank.

 

Whether your home bank charges any fees is another matter but in my experience it will be the same for any foreign withdrawal, either over-the-counter or from an ATM.

 

It has nothing to do with living in a tourist area as I live in a small town in the North.

 

If a bank refuses to do it, it’s probably because they can’t be bothered. You don’t have to live here very long to realise that Thais will expend a great deal of effort to avoid doing something they perceive as difficult.

You just made this part up. 

It can't be the Interbank, Mastercard/Visa and Thailand bank'sTravellers cheque rate at the same time. It should simply be the Mastercard/Visa rate.

I read somewhere that it had something to do with it being a private road. Though don't quote me on that. 

1 hour ago, rickudon said:

Jamjar on the ball again. Totally agree.

 

As for counter wihdrawals, after hearing this 'urban myth' i tried it in Udon. My brother-in-law swore he didn't get charged. Well i tried (not the branch he used as out of my way). Result - Bangkok bank - 'No can do'. - Kasikorn - pointed me to ATM. -  Krungthai - 'No can do'. SCB - 'Can do' - but shafted me on exchange rate (maybe gave me dynamic rate) AND charged a fee. I decided to stop wasting my time chasing this mythical miracle. You could do it 6-7 years ago, because i did it before ATM charges, but bloody hard to find it now and i expect some are paying fees but do not know it. Maybe a few do it where they have many foreign customers, but it is a dying option. Now i just stick with Aeon  ATM's or SWIFT bank transfers.

 

Other options - I used to bring Travellers cheques as only a small fee, but then they started charging 150 baht PER CHEQUE - and was told it was going up soon! As my UK bank only issued mixed denominations this would cost around 10%  of the value on average .....

 

We are no longer welcome guests, just cash cows!

Have never been to Udon.  Still can do in tourist city. No fees and checked against https://www.mastercard.us/en-us/consumers/get-support/convert-currency.html

14000 baht on the 7th of April 2017, £326.83 with a fee free Mastercard CC. 

Check the rate for yourself. Both with xe.com and the Mastercard conversion tool above.

Won't post the receipt, as too much identifying info on it.