Jumbo1968

Axa have just confirmed if I pay a premium of ฿34675 annually it would only cover me for Accident and Covid Insurance, I didn’t even bother to reply.

Not much of your health left to insure as cholesterol’s could be blamed for all kinds of ailments even though mine is regular with a daily 20g statin the premium they quoted didn’t even include accident or covid insurance.

Being the ever pessimist the broker will say yes but he is not the insurance company who decide wether a claim is met or not.

That’s the problem the inconsistency of the officers you deal with, do some of them not understand what the requirements are ?

My house owner refused to do a TM30, I asked him for documentation so I could do it myself, he gave me the wrong documentation. I asked for the correct ones and he gave me 2 months to leave, I didn’t pay the rent for the last 2 months as that was my deposit, he never questioned that. obvioulsy there was a reason why he didn’t want to do a TM30 even if it meant losing a good tenant of 3 years.

Plenty of companies/agents advertise on the net free quote but they always insist on your phone number then you get inundated with phone calls obviously easier to sell over the phone rather than sending the details by email.

I ask them if they would pay out if a person needed treatment for, Hyperlipidaemia & associated conditions . By this we mean ischaemic heart disease stroke and cardiac arrhythmias.who was not on statins would they pay out, no they would not, what’s the point of having insurance then ?

The exclusions are the things I wanted cover for heart attack, stroke etc, I told them I had Prostate Cancer but was given the all clear 7 years ago, that never came up in the ‘conversation’ nor did they ask for any more information about it which I thought was strange.

After a few emails to and fro from the company not an agent they replied, tbh too many get out clauses what would I actually be insured for ? So sorry. However, incase customer taking statins only (no others illness) we will exclude below. FYI. The company will not pay benefits for investigations and treatment related to - Hyperlipidaemia & associated conditions . By this we mean ischaemic heart disease stroke and cardiac arrhythmias.

I fund it myself, not difficult to comprehend really.

I was looking at Health Insurance I don’t have any basically self insure after the incident with Ed Sweeney where he had a brain problem, the hospital bill including repatriation flight to the U.K. was £100000, he was covered by his insurance company.

They said it was because I was on medication for heart disease.

I recently applied for Health Insurance, aged 72 with a company whose name is what you use for chopping firewood, I don’t want to mention their name. I have been taking 20mg statins for 2 years, my cholesterol was around 6 now around 4 after taking the statins. Their reply was, I don’t have heart disease. I thought they would refuse me because I had Prostate Cancer but was discharged in 2017.

I am outraged a tin of beans in the U.K. is £1.60, only a couple years ago 50/60p, what excuse is used for the 100% increase ?

None of them are real beers, full of gas and chemicals.

As far as I know no debts, she has a quarter share of land and her parents both deceased house in Isaan. I was out today and it’s only when I returned she brought the subject up about marriage, never ever mentioned before, maybe she was speaking to some of the family when I was out ?

I have no problem paying for an initial consultation, a colleague paid ฿3000 at the government hospital in Si Racha for treatment for his g/f cysts which I wouldn’t have a problem paying for. After discussing the subject today my g/f I have known her for 10 years has just said out of the blue why don’t we register we are married at the Amphur Office. Would that make me liable for any medical cost or any debts she incurred ?

The rental agreement is in my name.

Thanks for the advice Cheryl.

It’s not a cost implication, I think she is frightened to go in the event it’s some thing serious., the owner is a Thai lady who lives across the road. My gf Thainess is beyond belief at times re don’t question anyone, or ask for a favour etc.

We live in a house, I am not sure what the implications of adding someone to the HB would be, would the owner be in any way responsible for her. My girl is friendly with the owner, she only has this one rental property. I will try and convince her to speak with the owner.

Yes her friends have the same problem, I have asked her to speak to the owner about adding her and our son to her House Book but she appears reluctant to ask. What she doesn’t appreciate is I am not a ‘millionaire’ and not in a position to pay out for hospital costs. She currently has an ache in her lower left abdomen, she has had it for months, could be numerous reasons but she will not go to the hospital to have it checked out as she says it’s not free.

My female Thai partner insists as her House Registration is in Isaan she would have to pay for health treatment at a government hospital in Bang Lamung, is she correct ?

Unfortunately you are at the discretion of the individual Immigration Officer and there is no real way to dispute with the one you are dealing with individually. Did you speak with an Immigration Officer or one of the ladies on reception ?

The poster said a report wasn’t required as he had never left Thailand.