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Phulublub

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Everything posted by Phulublub

  1. Stop talling nonsense. SOME people MAY get pesnion Credit as an addition to their State Pension. https://www.gov.uk/pension-credit PH
  2. It is a benefit, and it is taxable. PH
  3. Anotehr way of looking at it - and comparing with, for example, ISAs... ISA taxed on the way IN Pension taxed on the way OUT PH
  4. Broadly correct. The whole point of a DTA is that you are only taxed once. The devil in the detail though is that different areas may attract different rates - think income tax bands, CGT allowances etc - that muddy the water and make calculating outcomes a little difficult to generalise about. The biggst potential for UK is the personal allowance is much higher there, so earn £12K and have no UK tax laibilty, but could have one here if all transferred gere. PH
  5. You can argue that, but would be utterly wrong. Your payments to the Governmebt when you were working made to eligile for a pension. There is no pot of gold being built up with your name on it. What you paid in was, inpart, paid out to those drawing pensions at that time. what you are now receving is being paid for by those paying tax now. While it is classed as a benefit in the UK (not sure classification in other countries), it is taxable and is actually income. PH
  6. Not all Countries are the same. I agree with those that say the OP is cutting things fine, but otherwise it is sensible to use a decent timeframe for renewal. It used to be, for example, that UK passports renewed within six months of the expiry date would get ten years starting from the old expiry date. No loss of days, weeks, or months by applying early to ensure all done before next travel. Following a quietly unannounced change UK passports are now valid for ten years from the date of issue. Not a huge issue, but a stealth price hike of, potentially, up to 20%. If the UK turned applications round as quickly as the OP's country, two weeks, then less of a biggie - but take five or six weeks, so adding in some safety margin, about three months would be a prudent timeframe IMV. PH
  7. Which law? Link, plese....I think you will find it is "ID" which is very often laziy translated as "passport".
  8. 5G HD Max speed 50GB a month limit then speed drops (never use it all). Just checked and came off deal this month so 748 incl tax going forward. Not sure what "Max Speed" means...speed test says 120mbps down 11mbps up Rarely use phone stuff PH
  9. Nope. Thai DL always accepted for me and, on the odd occasion I have forgotten it (mine lives in my car so if a passenger...) the photo of same on my phone has done the job. PH
  10. I dont remember the last time my passport left the safe except for annual extension and foreign travel. PH
  11. I currently have AIS mobile at 700 a month - this seems mcuh cheaper option if it works. The link is to a SIM Card...my phone has two slots, so could I use one for a phone SIM and the other for this for internet use? PH
  12. In the same way savings transferred here by us for ourselves may be assessable income by the Thai Regulations, then it may be assessable income for her. That she is Thai makes no difference and to comply, she should complete a tax return but may not have any tax to pay. PH
  13. https://www.lazada.co.th/products/campbells-300-i4376022898-s17436227405.html?from_gmc=1&exlaz=d_1:mm_150050845_51350205_2010350205::12:20782020424!!!!!c!!17436227405!603862966&gad_source=1&gclid=CjwKCAiAqY6tBhAtEiwAHeRopfGlMljYCJUpafHFljRbgggUapOXTsbGM9vZ8j6BjtYNcxcbe8gfARoCm_QQAvD_BwE
  14. Doesn't want to mix with the riff raff, but happy to use a baht bus...bit of a contradiction? PH
  15. Absent any other information, it would appear that this is exactly the sort of "sending money home" that the new regime is tryign to tighten up on. Does she work? If so, then doesn;t she already complete a Thai tax return? PH
  16. There have been several posts stating or implying that if you have paid tax on income in your home country, then you cannot be taxed here if your country has a DTA with Thailand. I think this is not entirely true as if the Thai tax rate is higher than that in your home country, then I believe you could be liable for the difference. PH
  17. Brits in receipt of non-state pensions paid by public bodies should consult this list to see if their pension is covered by the DTA or not: https://www.gov.uk/hmrc-internal-manuals/international-manual/intm343040 The state pension (OAP) is NOT covered by the DTA and is assessable income. PH
  18. If your fever is caused by a virus, then antibiotics will do diddly sqaut to help. Stay hydrated, rest; if symptoms persist more than a week or get worse, go see a doctor. PH
  19. Just because Trump said Epps was a Government Agent does not make him one. But Trump's lies about one of his own acolytes are telling about Trump's own tbhought processes....throw anyone and everyone under the bus to protect himself. PH
  20. I wonder if all the falang keyboard warriors on here who express doubts about the story and leap to defend the American would have exactly the same reaction if it were a story about a Thai man doing exactly the same thing? Doubt it. PH
  21. The link from mistyblue gives a definitive answer for UK pensions that could have been a grey area. UK Armed Forces are specifically included as Government Pension for the DTA. https://www.gov.uk/hmrc-internal-manuals/international-manual/intm343040 PH
  22. As far as credit card spending, how would they know? AFAIAA there is no link between issuing bank and taxman for any such. Or am I missing something? PH
  23. Mike Only reference I can find to pensions in the UK Thailand DTA is as follows: Article 19.......(2) (a) Any pension paid by the Contracting State or a political subdivision or a local authority thereof to any individual in respect of services of a governmental nature rendered to that State or subdivision or local authority thereof shall be taxable only in that State. Is this the source of your statement above? If so, would seem to include Local Authority employee pensions - which may (not sure) include such as police, fire service, teachers...I think they, like Armed Forces, are not technically "Civil Servants" PH
  24. Worth checking to make sure....email sent to Equiniti. If we all do this one of us might get a reply! PH
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