All the discussion of whether it's swift or routing is meaningless. I did my bank transfer from US Bank to Bangkok Bank for SS online at SS account. For direct deposit of SS check.
This talk of living on 60k is about essentials only I'm assuming. Furniture, car, mb, travel, will come out of savings, again I'm assuming.
If me I would splurge on rent, nice pool, gym with steam and sauna, steps to the beach, near a 7.
It's been a couple years but I believe I looked up swift code for New York. My SSA account has US address. Yes, I switched my deposit from US Bank to Thai Bank, the same with my government pension.
On my visit to US ate at jack in box, most of the customers had no business there. Just large, even the young ones were pudgy. Then you have Costco selling everything in huge amounts. It's just over the top crazy.