No, for once I agree with spider 100%. Unless you have kids together as I do,I'd take the 110k baht mo I have and live large. I have plenty of savings for travel and such but just reg expenses like insurance for 2 cars, maintenance, tires, school fees, house improvements, I drop 30k in my lady's bank each month just because I can. Life is much more than being a tyrant. You can't take it with you. My biggest joy is taking care of my kid and making sure a bright future.