Sorry, I don’t think you have your head in the sand.
I personally think that at some point the Australian Government will want the money, will it be this year, next year or 2034, know one knows.
Long term (undefined) it will change and likely to a similar model that KH has proposed, hopefully it’s after we have shuffled off.
Im 57, still working in Oz and I doubt I’ll accumulate enough to not be on the AAP, such is life.