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ChaiyaTH

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Everything posted by ChaiyaTH

  1. I'm pretty sure you are pretty much fked if you don't have the proof of insurance / contact numbers on you at all times. I had 2 accidents over 12 years and in both cases I will still responsive and the actual bills were always under 50K, yet even at a cheaper private hospital from the moment I was in, they were more concerned with me showing my Thai bank card, balance and passport copy than starting to help me out. Let alone if you would not be awake, time really matters in these situations, like with money or insurance proven an surgery with the best hospital and surgeon could be started up right away or maybe be delayed / lower quality treatment otherwise. I think it's important to just have a emergency contact aside of money / insurance ready at all times, to at least cover the first 500K instantly. I guess those at biggest threat are the ones who are single and not have any friend they can trust to be a contact too. Like you are half traumatized laying bleeding on the ER while they do all kinds of painful stuff on you, while some other one is trying to get info and money out of you at the same time lol. This is real stuff, makes you feel like your life is really worth nothing to them until the money is paid, then its top service. I think that even a insurance, specially cheaper ones, is still like russian roullette, if not having real cash ready or a credit card that can be charged, upfront, in Thailand. In a way, the 400-800K requirement for long term visa here with marriage/child/pension makes total sense.
  2. Not filling it in and letting them close the account, if that happens in the first place. Good time to bury that 12 year banking history and start over with a new bank fresh entirely, specially since rules with taxes keep changing too. Already opened a new dormant one at Bangkok bank too. Just like covid; if you are in the front row to get a shot, you will be shot.
  3. Exactly that, anyone within their right mind from the perspective of a westerner earning with a local girlfriend / wife, it rarely would make sense for her to work, specially if there are kids in the game. You kind of fail is a lady is equal that out.
  4. Every girl is a short time girl until you settle with her, not really see the relevance here. It is also an assumption that most settle with one of the active working short time for bootie call services. In reality it is just as often people working in malls, restaurants or receptionists etc. The reality is that many more Thai women would love a 'rich' farang but are too shy and not speak a word of English nor have the motivation to really start learning it, let alone to date a farang on her own + to then be judged by all her friends etc. And there is at the end little difference in that too, you have just as many career ladies looking for the gold performers or being a high maintenance lady etc. Same you can have a bar girl that is happy on a budget but stable monthly 'retirement' or one that still wants more. The drama scenario and stories are almost always when you see someone obvious fat or old with a way too young girl or just too pretty girl, that the obviously will be just constantly getting attention anywhere and everywhere which eventually would lead to cheating, jealousy etc.
  5. Life is short if you always waste time, a lot can happen in a few years.
  6. Well they actually now crack down on people who emigrate in Europe already too, with plans to basically make you have tax liabilities similar to americans, if you were a EU tax resident for 3 years within 10 years. Secondly they crack down on people who freelance, as that means less forced social pension plan payments etc and more independence, while taxes also remain very high in general. So it seems they want the entire cake.
  7. Maybe it got better by now with them removing it automatically or after X years, I went back to Thailand like just weeks after it expired and still with the same passport as well. Was no issue at the time to board but I did need to sign a paper for the airline (which actually got delayed 4+ hours so i got a refund and flew free). I needed a break from Thailand at the time and this was the only way to secure that lol.
  8. Lived here since 20s and now in 30s, life for sure gets better from 30s as you simply usually found your way in life more, have some more skills, better paid wages, you don't rush life anymore as if 30 is the end of the world etc. To then speak about what life would be after 65, I'd already see it as a bonus to be honest. 1/4 males does not even make it to this age to start with, let alone in full functioning and good health in general for the 3/4 that is left by then. Meanwhile they tell you to work until 70 years old nowadays, assuming this would be my life (luckily it is not), that means I have 25% chance to be death before retire age and 50% chance to be in not tip-top health condition. What is there to even worry about, I mean you basically spend and do little the older you get from that point. Life should be lived before that age, from that age it is simply bonus years + cool in case you also have kids and grand kids. What surprises me daily is how many people toss away most of their good years only to try and secure something that they might never even witness. Same if a second great depression now started, basically anyone who now worked for 20-40 years, loses up to 75% of their wealth instantly. For people under 45 today the chances of seeing the full pension is even only 50%, funds are going bankrupt weekly.
  9. No issue at all but the airport check-in might still see him as flagged, you can say you go on your own risk, will be taken separate maybe for asking it is sure to not happen again and welcome back. I had it myself for 1year
  10. Depends on the package you choose, there are so many options which depend on each person needs. You can just see online. I think it is the tourist sim cards being the problem, they seem slow + not as good deals.
  11. Funny to read this as I actually always used truemove so far and just since a week i tried out a DTAC sim card which is the fastest 5G I ever had, getting easily 130 mpbs speedtest results too, it's better than my wifi really.
  12. Some of the replies make me laugh, like yours, as it is so stupid. Obviously check points would be mainly at very late hours and obviously they would also be at specific places. That is the entire purpose of a alcohol checkpoint >< It's like you say you never saw a boat while you live in the mountains.
  13. Is loaded from CDN (Content Delivery Network) which basically means YouTube has datacenters all over the world, making the data you load always being nearby. IPTV services are often illegal, they just shut one down in europe last week that made like 200 million a month (euro), with the point being they usually only have few servers on specific locations (hong kong). Other than that streaming high quality simply requires a high stable connection, wifi is based on signal strength so is less stable. Things like netflix and youtube buffer this as soon you start, you can't do that with live sports either. Some IPTV services do use the buffer technique with live sports, which is fine until the bar next to you has faster and you hear the booing and cheering.
  14. See this all the time like 2 of these old grannies on a <deleted>ty old manual bike, driving in S shapes as if they are drunk, with a 1 year old baby in between of them, and then they even raise it up as if it is cool for the baby to have the best view, like ready to launch. Same with the cars which usually are pick up trucks, right in the back or in the middle without seat belts... Well that's Thailand, I think i have gotten grey hair from it expecting the worst with my son each time he goes to the family etc during his young years. Even today it is still my main thing I always fear, when he goes out, traffic is the devil here.
  15. Ok please tell me what restaurant sells real red wine for < 100 baht per glass, I'd like to stock up on whatever that wine is then. You will start a price war in the industry! You might be able and buy a <deleted>ty bottle for that wholesale not but certainly not to sell it for that.
  16. Is a big difference between that and what really is going on there today, same for phangan, the road isn't gonna get wider so it will soon become one big sht hole without water and with traffic jams + even more toxic mist from the burning of garbage which slowly kills 1/3rd of the population. For this and owning a small house, you have to shell out 7-10M baht on top lol. Cheaper to buy a boat.
  17. Retire with? No. Make a business or living with, sure can, I use half of that to make 2K usd monthly since 7+ years. Just some years ago, you could have bought 10 bitcoin with it too. A fool needs tons of money.
  18. You mean headache making fruit juice with alcohol in it hehe
  19. I think Thailand can be defined as cheap when you are stuck at around the minimum western wage situation but able to also earn or live from that wage or pension here instead. Same reason why it is a good place to bootstrap some online startup.
  20. Prices are just one thing only too, which are good in Spain already but it is also service and quality. Plus the fact, at least for Europeans, no visa need at all, healthcare options, mortgage options, ownership options + work options as you please + all other countries cheap and nearby for visits compared to here doing domestic trips or only having cambodia/vietnam/laos/malaysia for comparable distance / costs. Last but not least, if then needing to pay tax somewhere as gates slowly close globally, it is better there too. Schooling for those with children free too. Quite a lot of pro's actually. I mean if you wanted to have a lot of western comfort groceries and cook at home, this is also a better deal than here already. Life is not only about eating out, anyone knows this gets boring when doing it constantly. I also think that these 40-50 baht Thai dishes are cute but not real food for constant and daily. You might as well compare that to doing only bread with eggs and ham etc in Europe, then costs are equal too. Aside from the fact that these dishes are most times already in the 60-100 baht area nowadays. You are lucky to find 25 grams of meat in that with 1 egg. That's why they eat all the time.
  21. Wether it is easy or difficult, requires a little or a lot paperwork, entirely depends on the individual situation. If someone has a company already for 2 years or longer, and within that company enough is made to qualify, it is essentially done already. However in reality most people do not have a setup with 1 singular qualifying income stream, that also runs 2 years that way already, knowing that is now the new easy Thai visa way. In that last case an agent can be useful, to tweak around or allowing the option to 'forget a paper'.
  22. So what is the OP trying to say? That it is some miracle to wake up by 6AM as a result of sleeping before 10PM? Confused... but guess it is something to really discuss; the fact that you can decide when you sleep, how long and what the outcome is of the time you then wake up assuming a healthy 7-8 hour sleep...
  23. Agent, transfer fees, stamp duty alone are already the same as the rental yield if for a year. You have to be really stupid to buy a condo for the duration of less than the 180 days a year lol. What is this nonsense.... What will happen is that the condo market will eventually plunge and then when prices are at actual realistic rates again, which is a long way to go from here, people will be willing to buy again, regardless of tax. That's the normal cycle of things, history repeats itself. It also makes the middle class smaller and smaller.
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