prakhonchai nick

5 minutes ago, KhunBENQ said:

Lot of rubbish in this thread.

At least for EUR to THB and that's all I can describe.

There are actually four different methods to send.

Three of them are shown on their site, nothing "hidden" (rubbish).

All fees are different not same same (more rubbish).

The three methods as shown on their site:

 

The fourth and cheapest method is sending from the account that you have set up with WISE.

(of course you need to fund that account by some transfer from your account which is free within SEPA).

 

Thank you for the confirmation Khun BenQ  Some people refuse to believe anyone else!

20 minutes ago, Moonlover said:

No I am not. His example is for a USD transfer (presumably) from that country. There are different procedures there, which I do not understand fully, but I do know they have caused confusion in the past.  I do notice a 'wire fee', which you won't see on a GBP transfer.

 

You stepped into this conversation referring to Pounds sterling, following a post by scubascuba3, who also referred to that currency.

 

I deal in GBP and I have used both my Wise account and my UK bank account to fund my transfers and I can state, quite categorically that there is no difference in the fee that Wise charge.

You don't want to believe my experiences with GBP transfers over the past year.  Up to you.   Using a Wise balance  gives you a higher transfer amount albeit very small due to a lower fee,. .Over and out!

21 hours ago, Moonlover said:

Thank you very much!

Read my whole post

Gambooler 19 hours ago, has provided proof that you get more  when using your Wise balance...Convinced now?

21 minutes ago, Moonlover said:

Rubbish. The fee is identical no matter which way you do it.

Maybe for you, not for me- on many occasons!

31 minutes ago, Chris.B said:

Really? I wasn't aware of that. Seems strange though especially when Wise proudly state "no hidden charges".

Not exactly a hidden charge. Maybe it is in lieu of interest.

7 minutes ago, scubascuba3 said:

what's the difference in £ fees? i understand for euros they charge a fee for balances

For a £1,000 transfer, perhaps £1 or £1.50  As I said its only pennies, and it is never constant..   No fees charged to hold a balance in £ ..use it whenever you want.  No interest payable though.

31 minutes ago, scubascuba3 said:

I can't see how you'd get a better rate transferring say £ to your Wise £ account and then buying Baht vs just buying baht using £ from UK bank account transfer

If you set up a Wise transfer using £ sterling you are asked whether the money will come from an outside bank or  taken from a Wise account (if you have one)

Strangely, if you take the payment from your Wise account the fee is slightly lower than if you transfer the money direct from a main high street bank

It is therefore best to transfer money to your Wise account first then transfer using money in the Wise account

Only pennies in it, but they do add up, especially if you make many transfers, and get you a few free beers during a year.

5 minutes ago, bbko said:

"he is considered innocent" by the law and courts,

I am neither, so lock up this menace to society for a long while.

He did admit to the offences, occurring due to him being high on drugs.

1 hour ago, Gaccha said:

Your comment reminds me of Thai Immigration efforts to do just that about 5 years ago. It lasted one year and it had me collapsing in laughter at the amateurish nature of their efforts. They had me type my name into my home country's police force search box and if nothing came up then it was all good. 

 

Their effort reflects a desire to do what you suggest. And the laughable failure reflects a brute reality: for most countries, criminal convictions are highly sensitive information which will not be revealed to random requesters. Typing even a serial killers name in many countries' websites will come back blank. The USA might be the giant exception. 

 

 

30+ years ago I applied for Permanent Residency. Amongst the many requirements at that time (fortunately not having to read/write Thai nor sing the National Anthem) was the need to prove I did not have a criminal record in the UK.

I duly visited the British Embassy (something I would not have done had I had a criminal record) and asked  them to obtain the necessary proof.  The consular lass at the embassy asked me whether I did indeed have a criminal record, to which I replied NO. That was sufficient for her to provide a suitable document for Immigrations purposes.

It's been 24 hours now. Has he been released on bail yet? That surely is his Thai human right along with all the Thai's that are bailed for even more serious crimes.

Some sentences are insanely low, but at least those sentenced should serve their full term, with no parole or other nonsensical reasons for early release.  And why on earth give a 50% sentence reduction for pleading guilty. They 100% committed their crime!

7 minutes ago, RichardColeman said:

I think his fate should be determined by the family. Prison for life, death penalty, or half life and huge  financial restitution. Courts should decide his guilt, family the sentence 

Whilst many Thais may prefer a death penalty, money speaks louder. Where is a murderer going to find  money to recompense the families?

An eye for an eye. The only certain way to be sure they won't murder again and totally justified.!

Why shouldn't a murderer suffer the same fate as his/her victim? They never get to see the light of day again through royal pardons, admission of guilt, good behaviour or whatever!

8 minutes ago, itsari said:

300 ,000 detained now in cramped inhumane conditions , how many more do you want ??

Many are there due to inhumane crimes!

21 minutes ago, LongTimeLurker said:

Just asking as a friend of mine has a similar problem.

 

Drawdown on his pension is being taxed when it shouldn't be and he can't reclaim the amount from HMRC unless he gives them a NI number which he has never had.

The Pension payer will, if requested, provide the necessary reference information for HMRC to begin the refund process.

12 minutes ago, LongTimeLurker said:

When the Pension Company is paying the tax surely they have to submit a code that they are paying it on behalf of?

 

This may well be an "Emergency Code" and I don't know if this EC would translate into a permanent NI number for your wife,or each year there would be a new EC.

 

Maybe contact the Pension Company as they may have gone through this before?

The employer will most likely have done this before and know exactly what to do. Its no big issue, so don't worry about it.

From experience of helping several Thai widows following their husbands/partners death, the the occupational pension paid to a widow or bereaved partner...and children in many cases... is invariably paid without deduction of tax.  Only where there is a delay in claiming and arrears mount up, has tax been deducted.

Where tax has been incorrectly deducted details need to be sent to the relvant tax office who will sort matters out (more often than not in the next, not current tax year) and in such cases it

generally requires help from a British subject who knows a little about tax matters

The widow/partner needs to be aware that every year or so, she will receive the equivalent of a Life Certificate. which needs to be completed and returned speedily otherwise pensions are stopped.

Note also, where UK probate is required and a lawyer is involved, if the expat has been overseas for a while, they are regarded as domiciled outside the UK, and VAT on lawyers fees is exempt.

Why on earth do they become Monks, when they want to live and behave like normal men?  It's not compulsory!!!!!!!!!!!

1983 was when I wanted to take my Ist Thai wife to the UK.  The Thai passport authorities had other ideas, and refused to give her a passport until they had carried out numerous checks. The British Embassy were as helpful as they could be..they agreed that when she received her passport they would give her the visa instantly.....which they did in January 1984, when the passport office finally issued the passport. No German consular officer, but an English woman who had a Thai surname.

I have just been rejected by expatvac..............After reviewing your registration, it can not be further processed due to lack of required visas....They had a box on the form for PR holders to tick. I did. PR holders do NOT have Visas.   Useless shower!!!!!!!!!!!!