The CTP on the scoot she was riding does not cover her.
A CTP claim would be on the other person that did the runner........... even then maximum payout is Bt.100,000................. well short of the 40k sterling owed to the hospital.
Most Thai's I know (Friends and work colleagues) still wear masks.
They dont give a sheet about covid though, they still wear masks because of the air pollution..... much like they did pre-covid on high pollution days.
So its a PX2 Ranger fitted with the grille and front bumper from a PX3 Ranger.
Nothing unremarkable about that... but falsifying the green book..
There is more to this story.
Your talking about 3rd class insurance which only covers the liability to third parties (property damage and bodily injury) when the driver is at fault.
Pattaya private hospital I recently stayed in ICU for a few days.
Bout 5 mins after being place on a gurney in ER I had an admin lady come round asking for a 50k deposit.
This is before any diagnostic work was done.