I was part of class action lawsuit again crooked UNUM. They were ruthless thugs.
We won but they still are in business! They had some problems in the UK too.
"The review was completed in 2008, and resulted in a 41.7% reversal, "in whole or part", and an additional $676.2 million of benefits paid nationwide by Unum."
https://en.wikipedia.org/wiki/Unum
"The company was involved with the UK's controversial Welfare Reform Bill in 2007 and was investigated by the BBC in England at that time."