A far, far simpler time when you had time to read the legalese, which individually, probably has not increased in size. If one wants to sign up for everything out there, knock yourself out but don't cry about corporate abuse and lawyers that become judges just because you didn't.
Excellent! Then they will be fully cognizant of what they are subscribing to, or otherwise and their responsibilities. If they don't agree, they don't click the accept button.
If you can't accept your social responsibilities that come with using social media and other "digital age" paraphernalia, if you feel pressured to click 'I agree' checkbox without reading the T&C's, then maybe it's time to put down the smartphone/keyboard and quietly leave the room before you share your debit card PIN with a stranger.