CRUNCHER
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Posts posted by CRUNCHER
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34 minutes ago, alex8912 said:
How you got" don't shoot the messenger " from what I posted to Sheryl is strange to me. But. I'm sure you are not from the North East USA and need .... I won't say. Slowly and in a non tree hugging way read my post Slowly! I EXACTLY explained some useful things that she as a respected poster might be able to tackle. Are you from Cali?
And btw. Thanks again Sheryl.Point taken.
It is difficult to keep a dedicated thread on topic. Perhaps I have been guilty.
I have 6 threads open on my computer and they are mixed up.
Just because things get done eventually does not mean success. A system like this should be user friendly. After 17 days it is definitely not that.
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44 minutes ago, bolt said:
I have successfully applied 2 times using Chrome Incognito mode
Both applications were tests to see how it work, and both were approved
I
I don't blame you for testing. A good idea. I wonder how many others are doing this giving the Government a false impression of the success of Thailand Pass. 555.
I won't need this until next year and I am monitoring the situation hoping that by the time I need it at least some of the issues are resolved. I am not confident.
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1 minute ago, alex8912 said:
How you got" don't shoot the messenger " from what I posted to Sheryl is strange to me. But. I'm sure you are not from the North East USA and need .... I won't say. Slowly and in a non tree hugging way read my post Slowly! I EXACTLY explained some useful things that she as a respected poster might be able to tackle. Are you from Cali?
And btw. Thanks again Sheryl.You asked if she was mad. Not a pleasant comment. The difference in her posting a clear indication of the mess that Thailand Pass is in.
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13 minutes ago, alex8912 said:
Wow. You are mad! You seem different in many postings lately. Why don't you start a completely helpful thread ( since we all respect you) that clearly shows how to manipulate this ridiculous TP system? This should be easily operated on an iPhone to get pass. Or maybe a Video that we all can use? You and several other posters seem very helpful. But if you are having troubles with TP. We should all try to work together on ONE thread and since you are American and the most visitors are now American it may be more helpful to us to have this thread based on Americans currently trying to come to Thailand using TP. (Another thread for others) Remember when TVF actually helped everyone instead of just useless never going anywhere threads? I for one want a clear cut way to come to Thailand for 60 to 90 days ( or a little more) THIS SEASON. There seems to be no real channel or thread for this. It's just all over the place <deleted>. I mean you can't comment on moderation but can we somehow organize a non bickering completely helpful thread on to EXACTLY how get a TP?? And I'd love a little additional info on the 60 day tourist visa which REALLY should be easier to get and not take " a minimum of 15 working days" info as well. These threads Sheryl seem to go on and on but just a little useful info seems to come through. Thanks! You are always helpful.
Don't shoot the messenger.
Sheryl is smart, switched on and well versed in Thai ways. If she has a problem then there is a big problem. You do not need to be a rocket scientist to work that out.
When she gets it worked out, and I am sure she will, a lot of us will learn something; I am already. I follow her posts with interest.
Good luck Sheryl; you deserve it.
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The general frustration in this thread (as well as others) is palpable. It is not a question of the Government's left hand not knowing what the right hand is doing; the left hand does not know it has a right hand.
This insurance issue has been bubbling for over 2 weeks and it is about time the Government gave a definitive answer.
I can dream can't I.
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33 minutes ago, pkrv said:
M&S is on the ground floor of Centralworld opposite Good Goods, on the western avenue from the main atrium with the escalator spiral.
That sounds like Bangkok.
M&S Pattaya is inside the Central Department Store on second floor.
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35 minutes ago, JustAnotherHun said:...biut you never took care of sick buffaloes, an essential part of western life in SEA ????
Perhaps buffaloes should have health insurance.????
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9 hours ago, scubascuba3 said:Its purpose is for re-entry, people felt trapped here because they couldn't return, it's accepted for that according to Axa and broker. There will be better farang policies available with much greater cover but maybe not so straight forward to ensure it complies, maybe find some examples and post?
I have been looking around, but there are too many restrictions relating to travel insurance for somebody who lives in Thailand. As for health insurance, I am 74 and can get insurance for this year. But next year, when I hit 75, even if I can get insurance, premiums lose touch with sanity.
I would have thought that there was something of a niche market here (older long term residents). I am not an actuary, but I find it hard to believe that local insurance companies can't work something out. They did when only Covid insurance was required.
For example a mandatory excess/deductible would eliminate the plethora of small claims that individually do not amount to much, but collectively cost insurance companies a lot of money. Not including things like death cover and repatriation of mortal remains would again reduce cost. Having arrangements with specific hospitals could benefit the insurance companies, although there might be costs relating to transfer after initial admission.
Just my thoughts.
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Something interesting came up in a conversation recently. I was told (but haven't check it out yet) that if husband and wife took out a joint health insurance policy there could be some saving on premiums.
My question at this time is has anyone had experience of using a joint policy for Thailand Pass and were there any problems?
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3 hours ago, scubascuba3 said:
Thanks for taking the trouble to post. It could certainly be useful to some people.
Unfortunately this policy is not available to anyone actually in Thailand. See the website FAQ. Fine if you plan a long trip out of Thailand you can apply in the place you are going to. Anyone going for a short trip really need to sort out insurance and Thailand Pass before they leave Thailand,
It is only available for those under 75 years. This will eliminate a lot of elderly retirees in Pattaya currently feeling trapped. It only has limited benefit to those to whom this thread applies.
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5 minutes ago, jackdd said:That's good, so they won't have a problem to purchase the required insurance and can enjoy their life in Thailand.
Not having a problem and not wanting to be ripped off by reason of age are not the same thing. Some people have the money because they did not pour money down the drain.
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27 minutes ago, Chris.B said:I suspect most of the guys effected have more money than you will ever see. However, they resent being extorted by the insurance companies because of their age and/or prior medical conditions.
Absolutely right.
I am lucky. At 74 I enjoy good health and am fit for my age. I am a better insurance bet than a man 20 years younger with diabetes and hypertension. But I would be ripped off because of my age.
I am not naïve. I could have an emergency tomorrow. That is why I keep cash in the bank (4 million at the moment). I have more overseas if necessary. I have three overseas credit cards, that I seldom use, but which can give me about 1.3 million baht. All this is to cover emergencies, medical or otherwise.
Yes there are risks, but not great. I take them willingly. And I do know not everyone is as lucky as me, however, I didn't get that lucky by pouring money down the drain. The money I have saved in premiums over the years would go a long way to covering medical expenses.
But pleeeeeeese don't tell me I have to leave Thailand because I do not want to be ripped off paying for insurance I do not want and do not need.
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2 hours ago, Rocking Robert said:
One major health issue and the 25,000 is gone in a flash
Of course you are right. I was just sowing a germ of an idea. It would need fleshing out.
The Government has set the bar at US$50,000 so 800,000 baht would need to be doubled. It would need to stay in the bank full time. If you had to dip into it for medical treatment there would need to be a grace period for top up (lighting does strike twice in the same place, but seldom) and you would need to produce medical receipts when renewing your extension.
Just some thoughts; more are needed. At least I get to keep my money rather than pouring down the drain with expensive insurance I do not want and do not need.
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Some form of self insurance would be useful. Keeping money in a locked bank account would help some older retirees, although of course not all.
After all many of us keep US$ 25,000 in a bank account for 6 months for the extension (I keep mine there year round). Some adjustment in this area could be the answer. This could go some way to help us old folk who do not like the idea of being ripped off by insurance companies by reason of age
I thought that the reason for money in the bank or income requirements for extensions was to satisfy the Government that we had the means to maintain our selves. Now they are having two bites at the cherry. Having said that I would not mind some Covid only insurance until the pandemic dies down.
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Friday is the 12th
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Covers treatment could be interpreted to mean only covid. Includes suggest full insurance part of which covers covid.
Semantics I agree, but this could easily cause confusion. From posts in other threads a few people still believe they only need covid insurance.
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5 hours ago, gejohesch said:
That's what I had understood, I would not imagine any insurance would give you coverage for 410 EUR!
OK, good to know. Thanks.
That's not what I read in the information provided by my local Thailand embassy. One of the docs they passed on to me is a 3 pages summary titled "Schemes for Entering Thailand (by Air Travel), effective from 1 November 2021". It is very clear 90% but, surprise surprise (this is Thailand....), is confusing when it comes to the insurance. I attach jpegs of Page 1 and Page 3 (Page 2 is additional stuff not relevant to insurance):
Page 1 : "Insurance : Non-Thai travelers need health insurance with min. coverage of 50,000 USD"
So, that's as you say. However, here comes the following:
Page 3 : "THAILAND PASS REGISTRATION (From 1 November 2021)
1. STEP 1 Please prepare the following documents:
1.4 Health insurance which covers treatment and medical expenses in relation to COVID-19, with a minimum coverage of 50,000 USD throughout the period of your stay in Thailand."
So here you have it, COVID-19 is explicitly mentioned. Confusion ..... again! ????
Good point. Someone said somewhere that some insurances may not work if only tested positive.
I agree. Confusion. I think what they mean in 1.4 is "...which includes treatment..", but this is not what they said.
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Has anyone gotten round to using vaccine certificates issued in Thailand? A bit early perhaps.
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1 hour ago, Salerno said:
"Precise" or "accurate"? Not everyone is over 70:
*For Economy, Standard and Premier policies, the Single trip policy will cover you for one trip up to:
365 days for persons aged up to and including age 70.
90 days for persons aged between 71 and 75.
31 days for persons aged between 76 and 85.
True. Not everyone is over 70. This thread is about elderly retirees many of whom are over 70.
As to the Post Office insurance here are the conditions:-
Please answer all questions honestly and to the best of your knowledge as any incorrect information provided may invalidate a claim or your policy.
You agree that you and anyone to be covered by this policy:
- Are UK residents and registered with a GP (Doctor) in the UK (a UK resident is a person whose main home is in the UK, Channel islands or Isle of Man and has not spent more than 6 months abroad in the last year)
- Have not already started a trip
- Are travelling from and returning to the UK
- Are not aware of any reason why you may need to claim
- Are not travelling against medical advice
- Are not travelling to get medical treatment or knowing that you will need treatment during a trip
How many retirees can meet the the first requirement not to mention the second or third?Not everyone is in my situation, but a great many I know are. I am definitely not a UK resident. I cannot register with a GP as I am not eligible under NHS. I have not been in UK for more than 2 years. I have not spent 6 months in UK for over 25 years. I am in Thailand so I have started my trip. I will not be starting and ending my trip in UK.Remember this thread is a bout elderly retirees. Those who have a bee in their bonnet about travel insurance being of use to elderly retirees, especially those on Non O visa/extensions, need a reality check. -
I must correct myself. To those who pointed out that travel insurance can be for one of more years, you are indeed right. It is the individual trips than can only be for 30 or occasionally 60 days. I should have been more precise.
Still no good for anyone who needs to be stamped in for three or more months such as many retirees.
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45 minutes ago, JustAnotherHun said:
It is available for retirees who kept residency in their country of origin, which I would recommend for everyone as a minimum backup plan.
How many of the hundreds of thousands in pre covid times were denied entry. There were a handfull reports about problems.
Why should Thailand have to be grateful to those people?
They came here for the cheaper life, the better climate and the girls, not for altruistic reasons
Why should I go to the expense and trouble of keeping a residence in my home county just to get travel insurance when I live in Thailand? As to using a relatives address since I do not live there would be making a false declaration to get insurance; undoubtedly a criminal offence. Submitting a false statement to the Thai Government to the effect that I have valid insurance when I do not is definitely a criminal offence. Travel insurance is usually valid for 30 days or, sometimes 60 days. No good if I live here all year round.
I do not know how many people were denied entry because of too many visa exempt or tourist visa. Certainly more than a handful just from reports on Thai Visa over the years. Further, many who relied on tourist visa from surrounding countries were denied them for having too many. At best they got a stamp in their passports saying "no more". The reports on Thai Visa were likely the tip of the iceberg.
I am certainly here for the life style, but that does not mean that the money I have contributed to the Thai economy can be so easily dismissed. It is a two way street. I pay my way, but that does not mean that I have to take out insurance I do not want and do not need.
I never said I expected gratitude. I only want equitable treatment.
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On 11/5/2021 at 5:40 PM, scubascuba3 said:Travel insurance should be sufficient
You miss the point of this thread. Travel insurance is not available for retirees who live here.
As to the suggestion of using visa exempt or tourist visa think again. A couple of those and retirees will not be allowed in. That has happened before.
For those who got insurance when they were younger, there is no guarantee that their policies will meet requirements, especially since none of them will specifically cover Covid 19.
I can easily cover US$ 50,000 with money in the bank, but I object to being forced to pay for insurance I do not want. Self insurance is not on the list of requirements. Also the money I have saved in premiums over the years would more than cover the US$ 50,000 requirement.
The problem is that the Thailand Pass is geared towards tourists, which Thailand so badly needs, but has failed to take into account the plight of retirees. Some I know are here on a shoe string, but many of us have brought a lot of money into the country over the years. Now we are being ripped off.
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17 minutes ago, fangless said:Then you would have to shut down the whole Government PR department and also TAT.
What a good idea
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Thailand Pass Is Up And Running
in Thai Visas, Residency, and Work Permits
Posted
One thing I have been wondering about is what happens when, and if, large numbers of tourists return to Thailand for people who are not proficient in English. I am thinking of some of Thailand's main targets- Russians and Chinese, but there are many others. Tour groups will be alright because the tour companies will sort it out. Not all Chinese tourists, however, come in groups; quite a number were independent tourists.
China has a digital certificate for those vaccinated which includes English, but whether this will satisfy Thailand Pass I do not know.
For Chinese there is no hurry. There will be no tourist until after the Winter Olympics in February. You can take that to the bank. I have even seen a suggestion that China will not allow outbound travel until after the Asian Games in September. That remains to be seen.
But as I said there are many others for whom language will be an issue in using Thailand Pass.