Maybe I have a bit more than 100K US$, and are actually spreading my investments. Ever considered that?
In fact a multiple of the 100K was deposited in the FCD end of 2015, think the rate was about 37 at that time, with the intention to exchange when the rate would get better.
Bad investment, as it only went down from that point.
I exchanged parts of it in the last 12 months at better rates as Monday, but honestly made a huge loss on the whole amount.
I know, all members here buy low and sell high, as it is just as easy as that, but I'm the exemption on that.