Some time ago, I had a number of strange BKK Bank ATM withdrawals. I checked the locations with the bank and they were from places I had never been, like Sattahip. The manager shrugged and said they must have been done by my girlfriend who doesn't drive and was with me 24 hours a day during the scam period. Only the bank and I knew my PIN.
On Tuesday of this week I went in to see my bankers about a problem with my Debit card not being accepted by a hotel. I waited the customary 70 minutes whilst they did something and all was well. Nobody could tell me what the problem was.