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xtrnuno41

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Everything posted by xtrnuno41

  1. OK start reading some more. It seems, as you said, you are in funds, investment. Meaning your money isnt protected anyhow, anyway. Weird is then they give interest on central banks rate. And that one is now 3.24% as off inflation fighting and will go down if inflation goes down to even negative. So return of investments isnt the real return amount (or is, as those (governments funds have that only percentage of CB+ extra?) and is going to Blackrock and mates? And Blackrock is only fundmanager and do the business then with a Barclays and JP Morgan, mentioned as third party? And Blackrock in this case should only do in safe government funds (with CB+ rates). So somehow in stable safe investments? Then Blackrock and third parties are thriving on the extra negative interest. They only really win if CB rates are back to negative? So YOU always loose when situation is back to before inflation? They are speaking, if Wise falls down there will be Estonian guarantee fund. However your money is somewhere else. in funds, which can go down and you loose, not in any guarantee stuf. And I dont think Wise can normally go down, as they are only shifting money. They dont have your money and do things with it. They make money on shifting. They say Blackrock almost impossible to fall down, however not long ago they just lost a billion$ in no time. And we have seen the down falls of many banks. Ah, wrong Blackrock isnt a real bank, the third parties are. Wise also mention regular, capital risks. So you can use the Wise system, but your money is at risk. For sure when the interest of CB go back to where they once were, 0% or even negative in which case you have to pay. You loose your money. And that would be the normal situation. Then in this time it is indeed, the right time to attract customers with the positive interest. They win less, but eventually back in line, then win again big time. We already know investments banks arent there for you, but just for their own gain. Greece as country went down on business with Goldman Sachs. So now wonder if a Wise system is wise to do. Your money still coded as abroad money and Thailand tax? Then it makes no sense in Wise system and sure not if CB rates go back to 0. You see it happen in the 5 year chart on their site, then the funds are even lower then CB rate. So that is normal situation, it costs you 0.7% of your money. It is what i understand about it. It cost you /100000 euro or whatever 700 /year. You only get more interest if there is inflation, not in any other case. Stalling your money in funds through Wise , costs you normally 0.7%/year. Thank you. However it also happens with the normal banks only havent been that high as in Wise situation. If you see the situation the CB interest is -0.4% , and funds charge -0.7, a 0.3 % extra to win. So that is the set up from Blackrock. So as long as inflation is there, you win some with Wise. But if it ends then you pay. considering chart, 0.7 % of your stalled money. Banks close accounts and then you have to choose. Wise? Bring it all in Thailand and get taxed? Thai banks what will they do with interest, can also become negative? Meaning you need to pay. Banks are worried about negative interest, Blackrock doesnt care and are normally charging, they dare. With negative interest, people will get their money out of the bank, keep it at home? Can you imagine that happening in the whole world? When I was in Thailand this year, I saw a sudden amazing sale on safes in Global House. is that a sign? Next attack of banks, governments will be, you MUST pay digital. Ill bet on it. Total control of your incomes and spending. They will squeeze you out of all your money, if they can by all means. Reminds me of a movie, where you have a built in credit counter, if it gets to zero then you die. Included every day, you are alive, it costs you, it counts down. So what is wise? Wise with Wise or not? Wise, wise as they do, but will cost you eventually, in safe funds? Will Blackrock raise negative interest, as now have monopoly with Wise. Will you be auto tax charged in Thailand using Wise?
  2. Define "normal people". You know what "normal people" do when going to war? Yes they. for instance, kill each other, because one guy says so, do it. Even a soccer game can cause the weirdest things. You tell me "normal people".?! Not in the past, not now , not in the future.
  3. Some Irish, give you this one, you can search riverdance and then you have a lot of shows from them. There is even a complete show 1.5 hours. Amazing how synchrone, impressive shows. My legs would be gone after 30 seconds, if I could. Already since 1994. Sing a long everybody. Yohoho and a bottle of rum. Well just an easy song from Flogging molly, as they are normally very loud and fast. Your beer ready?
  4. Just one of those things, people do. In case you dont know there are also women doing dogs, horses. I can recall bizar, believe Yahoo news, article about a man in Texas, he let a horse do him, costing him his life. Saw a docu on tv about a South American country (cant recall country) where young guys can practice on ... donkeys! It was quite common in that country, leaving me baffled at that time. Also man doing goats and sheep. And then I dont even talk about what people do to people. As in Asean now, some time ago there was an article of a grown up, was doing a baby. Also people doing dead people, necrofilie. It is there but until now never encountered it or even heard, red about it for real. Once i was looking for funny movies and several sites popped up. One of it was crazy<deleted>.com. Started with adult movies (??), then there was xtreme, brutal. Wtf was it? Where were funny movies? I explored it, jeepers, absolute no funny movies. If you go there, beware you didnt eat before, embrace yourself on what you click. Now im not that much impressed that much anymore. Be safe, take care of yourself.
  5. Thats not true, you can put your savings with them with even a 3.19% interest. You can read on their site. Probably that as banks give interest now. It comes with the inflation fighting. Guess it will fall down again when inflation lowers. I red they werent a bank, however do business with Barclays !! and JP Morgan. The (your)money is going there. They have a paycard(?), apps. Not sure how it works and have to find out more. It seems they made some kind of construction with Barclays and JP Morgan.
  6. Weird though, he earlier died in the same month as Tina Turner, but i didnt see anything about his passing. Though he is highly respected in the music world. RIP
  7. This guy is working in a music shop and thought I make an video to show off then a new guitar, Zen. Was a new brand from Korea, but not anymore to be found. They are extremely rare to find. But man can he play?!
  8. In a way, it is admirable. The question is, where he is donating it too. On the other hand, it is just peanuts for him. Early this year, Srettha stepped down as CEO and president of his family’s company, Sansiri, one of Thailand’s largest property developers with assets worth over 100 billion baht ($2.9 billion). He also transferred all of his shares, reportedly valued at more than 1.2 billion baht ($35 million), in the company to his daughter. The recipient of an MBA from Claremont Graduate University in the U.S., Srettha led Sansiri to a record profit of over 4 billion baht ($117 million) in 2022.
  9. Wait for the time, no one will grow coffee beans anymore. Or for that matter cacao. The next generation dont want to do, they all want to be influencers on tiktok.
  10. Whining story about tiktokker. Ask first, not agree have another cab.
  11. Guess all people in the world have mental health issues. What is common for one person, is weird for another. Depending in which country and/or system you were indoctrinated.
  12. Finally, good news about Thai police ! At least for now.
  13. Well thats good you dont have the problems, the medicines are there. Im not sucking the story out of my thumb, as it seems there are problems with medicines. I would have to ask here then on what she specific (medicines ) means. But she is really not happy as I told and is related to medicines and system. And still online can be a disaster. Im just giving a hint, as nowadays, everybody can set up a site, promising everything. There are very ingenious scams possible.
  14. Red all, but there seems to be a confusion in devices? The opp is talking about the characteristics of the fuses? You have them in B and C, C switching off in higher range 10x In. B switching 5 X In. In Asian countries mostly C fuses, western B. However in Thaiwahtsadu, I bought B fuses (RCBO) with 30 mA differential switch. And then things came up about the differential switch and their classes. The GEYA GYL9 as shown in pic is ONLY a B type differential switch. NO fuse function add to it. Checked it. According to video it is the most complete differential switch up to 1 Khz and smooth DC, but again NO fuse. So that one would be right to use in solar panel installations, smooth DC, but can also be used in normal house hold.
  15. What ive red about sugar is, sugar is sugar. POINT White because it is refined. Brown now as people think that one is more healthy. Nope, just the same. Only price can differ due to "green, bio" status. It should be cheaper as refine isnt there. Brown it costs more? pass. Same as eggs, brown white, it is an egg and no differences. Color in washing powders, doesnt make sense, it has no part in washing. Could be left out and saves a lot of color ingredients, which you only throw away. Coffee filters are white, why? They are bleached, totally unnecessary. Normally they would be brown. Have no problem with brown filter,used it for years. However now my producer of filters has changed to white?! Probably then to attract more customers who wants white, as they have been long time white. I red about it and was fine with my brownies. However dont feel good now with whites, as I know they are bleached.
  16. have a bigger pump: Pump Specifications Model: Pentair Fairbanks Nijhuis HP1-4000.340 Type: Propeller Pump Capacity: 60 m3/second (60,000 litres/second) Head: 0.5 – 5 metres Ideal Power: 4,000 kW (5,364 HP) Accolades: Guiness World Records holder. World’s most powerful water pump with flow rate of 60,000 litres/second
  17. Thailand is hopeless in medicines. At least if i have to believe my wife's niece. She is a pharmacist and pissed about the Thai system of medicines. She is even considering to move to Oz. She will have to start additional studies, find house and so on, but first finances. In Oz she makes a real chance, as Oz seems to have problems with pharmacists (too less). I red not many young people in Oz wants to be a pharmacist. Be aware on line shops can be a scam. They sell ,you think, the right medicine, but are just soja pills or whatever, not working at all.
  18. Grounding, it should be done proper. Sticking just a rod in the ground isnt the solution and is fake protection. Resistance of grounding should be way down low, to almost zero. Otherwise it is crap. It must be measured. Time of placing a rod is also important, in summer the ground is dry and effects resistance negative. In rainy season it is more easy, but problems (resistance) will rise when summer kicks in. The rod has to be in very moist spot Also material is important, copper is a better conductor and more resistant to corrosion in soil. I see in Thailand for instance copper plated rods, wouldnt feel happy with them. You already damage the coating by pushing the rod down in the soil. However they say they are also durable and corrosion resistant, ok. There are many kinds of steel. But then I dont know why you would copper plate them. Current will go where ever the lowest resistance is. If the ground system has a high value in resistance, then you are the first one to notice it. Your body is 75% salted water and therefor a good conductor with very low resistance. Your heart is a muscle and can be stopped with electricity. Also your heart can be set to work again with electricity. 30 mA is "considered safe" , you still could die, depending on YOUR personal health and heart condition. But RCBO's are running on it to protect you. Wise to have them. Electricity, you cant see, smell, but you will feel it and it and can kill you in jiffy time. DOnt panic if you notice someone is electrocuted, DONT touch, as you will be taken in the killing line. First find an isolating material to put on victim and then jerk very hard. Of course it helps if there is a switch close by. Someone being electrocuted and maybe holding something which is wrong, causes their muscles cramped and they cant let go. You need to act very fast but again no panic. You have to know what you are doing then, otherwise there will be 2 or more dead. YOU CANT TOUCH THEM. Sad again, someone died on electricity.
  19. Yes it can. However what is the wiring behind the fuse? A fuse is to protect the wiring on an overload. (too much A cq W) If you have them both running full, you will have 4500+1000= 5500 W Maybe you remember P=U X I. So I (amps) = 5500 (W) / 230 (power, V) = 24 A. So MAIN power line should be 4 sqmm. If it is less (2,5 sqmm), your powerline could heat up and be a glow in the dark, up to having fire or a final meltdown of wiring. Your wiring to heater should be 4 and, maybe a tappoint to airco in it(?), can be 2.5 again. However only in this case if power line first goes to heater and joint is made in the heater. If it first goes to airco, then ALL wiring should be 4 sqmm. If MAIN powerline is split somewhere in a box, then MAIN is 4 sqmm, also the wiring to heater and airco can have 2.5 sqmm then If there are 2 wires mounted under the same fuse, then to heater 4 sqmm and 2.5 sqmm to airco It depends on where is the joint of the 2 devices.
  20. is coming with Thailand in talks with economic powers such as the European Union to put in place new trade and investment pacts. See where it comes from. Specifically mentioned E(f***)U. I wondered why Thai land had this new thing, but now it is proven E(f***)U. Now it makes more sense. Data will show, more people on retirement, big group in EU. That group mostly have houses and because EU is <deleted> and getting worse, so they are thinking to move. Data shows , Thailand is populair. So there we go, we force Thailand to tax foreigners. As houses have risen in price and yet not taxed here in selling, they thought of a way to tax, when you are selling. However not yet working (2027). So you MUST stay or take a big pay in tax of house selling from 2027. And Thailand will fill the gap until 2027. As there are many leaving already, data, they want it to make it already annoying for you and there it is, where Thailand is stepping in. Probably a part will go to EU back in arrangements. If you stay here and die, then they will find more money, as they will tax your inheritance higher. And if your family is selling , ktsjing more money. Selling tax and inheritance tax. OK you dont care about it anymore. You finally have rest. "My" country is really hunting for every euro cent. We are now third on petrol list with highest price. Luckily, well they say, the price raise in January is off, otherwise we would have been number 2 on the list. On petrol there is a tax to oil company and if you buy then again there is a tax for you on the price and the tax paid by company. They do the same with gas. Half of the price of them is tax !! They raised tax on daily goods from 6 to 9 %. Luxury goods 20 to 21 %. When the EU started, the prices were doubled. The government cheated and destroyed 30000 people with embarrassment rules and punishments on allowances. Families splittend and in big debts. They are still "working" on it to correct some . Other people have torn houses, due to earthquakes of winning gas, salt or a train passing by every minute. Pay back ? Wait a "minute". Now we have inflation, due to Ukraine, they say. Prices go up and will never ever be back as once before. Sons and daughters have to live with you longer time, as we have NO (rental) houses. And they have to wait longer as we have 100 thousands "refugees"who will go FIRST! I never use the word, but now OMG, OMG. What ever happened to "my" country? This was just a tiny listing,as it is way more bigger. Now I understand why Thailand has this new <deleted>. As "my"country is a head member. This article shows where it came from. I was at first flabbergasted, but now it is al clear to me. Same as changing rules in visa.
  21. is coming with Thailand in talks with economic powers such as the European Union to put in place new trade and investment pacts. See where it comes from. Specifically mentioned E(f***)U. I wondered why Thai land had this new thing, but now it is proven E(f***)U. Now it makes more sense. Data will show, more people on retirement, big group in EU. That group mostly have houses and because EU is <deleted> and getting worse, so they are thinking to move. Data shows , Thailand is populair. So there we go, we force Thailand to tax foreigners. As houses have risen in price and yet not taxed here in selling, they thought of a way to tax, when you are selling. However not yet working (2027). So you MUST stay or take a big pay in tax of house selling from 2027. And Thailand will fill the gap until 2027. As there are many leaving already, data, they want it to make it already annoying for you and there it is, where Thailand is stepping in. Probably a part will go to EU back in arrangements. If you stay here and die, then they will find more money, as they will tax your inheritance higher. And if your family is selling , ktsjing more money. Selling tax and inheritance tax. OK you dont care about it anymore. You finally have rest. "My" country is really hunting for every euro cent. We are now third on petrol list with highest price. Luckily, well they say, the price raise in January is off, otherwise we would have been number 2 on the list. On petrol there is a tax to oil company and if you buy then again there is a tax for you on the price and the tax paid by company. They do the same with gas. Half of the price of them is tax !! They raised tax on daily goods from 6 to 9 %. Luxury goods 20 to 21 %. When the EU started, the prices were doubled. The government cheated and destroyed 30000 people with embarrassment rules and punishments on allowances. Families splittend and in big debts. They are still "working" on it to correct some . Other people have torn houses, due to earthquakes of winning gas, salt or a train passing by every minute. Pay back ? Wait a "minute". Now we have inflation, due to Ukraine, they say. Prices go up and will never ever be back as once before. Sons and daughters have to live with you longer time, as we have NO (rental) houses. And they have to wait longer as we have 100 thousands "refugees"who will go FIRST! I never use the word, but now OMG, OMG. What ever happened to "my" country? This was just a tiny listing,as it is way more bigger. Now I understand why Thailand has this new <deleted>. As "my"country is a head member. This article shows where it came from. I was at first flabbergasted, but now it is al clear to me. Same as changing rules in visa.
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