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billd766

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Posts posted by billd766

  1. 21 minutes ago, MartinL said:

     

    Yes, of course that's necessary. But an executor mightn't be available or willing to give that long-term support.

     

     

    Private pensions are the main concern. As you say, State Pension - dead. Banks and insurance - not too difficult. How about tax on your widow's pension?

     

    Do you know whether or not your widow can receive the same tax-free allowance (currently £12,570) that you received? She might have to pay 20% income tax on any widow's pension she might be entitled to. Luckily I know the answer to that question but do you? The answer, if you don't, is here:-

    https://www.gov.uk/hmrc-internal-manuals/residence-domicile-and-remittance-basis/rdrm10340

    HMRC might like to keep that quiet.

     

    Looking back at an old thread, I think that you, Billd766, DO know about that but others might not know. I've also heard that it needs to be applied for annually but haven't got time to look for a reference now.

    My biggest problem at the moment is contacting my private pension supplier.

     

    They have sent me the online contact form to fill in but I have tried for 3 weeks and failed every time.

     

    The response from the robot is that it does not seem to like that I only have 1 phone number and it is a mobile number.

     

    After 4 tries yesterday I sent the robot a sarcastic and snotty reply which will take 2 working days (sound of hollow laughter) before it is responded to by a human being.

  2. 16 hours ago, Yellowtail said:

    Is the bummer about the joint accounts that you do not get online access? I know we don't at BKK and Krunsri. 

    We do at KBank in the village.

     

    However I am sure that it is a joint account and not an either/or account.

     

    I will have to talk to the branch ladies and to the call centre to confirm that and make sure that it becomes an either/or account.

     

    I wonder if we can keep the same account number, or whether it would have to be closed and a new account opened?

  3. 9 minutes ago, mfd101 said:

    You have to have a will in your country of origin and a trustworthy and competent executor there to manage the transition and the longterm support to your Thai partner.

    And if you have no assets in your country of origin, it is a little easier.

     

    If you are receiving a state pension that dies with you.

     

    If you are in receipt of other pensions you need to contact your pension provider and whoever sends your pensions to Thailand (in my case it is Wise UK) to make sure that your widow still gets your pensions. It may mean rerouting the pension to a bank account in your wife's name only, and NOT to a joint account in both your names, just in case the joint account gets frozen, and your wife has no access to any funds.

    • Thanks 1
  4. 10 hours ago, Gandtee said:

    My profile picture covers the X to exit the message. I'm 90 so not as sharp as I used to be. How do I move my profile picture? Good night:wink:

    Messenger for me comes up in Facebook as a separate icon. I looked this morning in settings under Display, Scale and Layout, selected 100%(recommended), but I still couldn't find the exit button. In the end I simply closed Google and restarted it with something else.

     

    I went back to Display, Scale and Layout, and reset mine to 125% where it normally is,

     

    I am sorry that I cannot help you better than that.

  5. 1 hour ago, Gandtee said:

    My profile picture covers the X to exit the message. I'm 90 so not as sharp as I used to be. How do I move my profile picture? Good night:wink:

    I honestly have no idea. I will look in the morning and see if I have the same problem. Good night to you also.

  6. 2 hours ago, Gandtee said:

    Screenshot2024-01-24151753.png.f9a05e944c1ed93d405c8e45171b9c1e.pngSorry to labour a point. This is a screen shot of showing why I can't close messages after reading or relpying without reducing to size to 33% and then going back to 50% as Jaywalker helpfully suggested. It's so annoying. There must be someway to get back the whole messenger box that includes X to turn off the message. Not delete it.

     

    I am 79 and I have a similar problem with Messenger and Chrome though I use Window 10. In the end the easiest way I found with Messenger was to close the Chrome browser and restart it. The messages stay in Messenger after I reboot Chrome, but Messenger stays closed.

     

    I don't like Messenger as, at least for me, it is nothing but a big PITA. Luckily I only get 2 or 3 messages a day in the mornings, and I don't bother with it until the next morning.

    • Like 1
  7. On 1/23/2024 at 2:01 PM, retarius said:

    It is a good law because it prevents people who control the media from participating in elections. 

    It doesn't and didn't stop the military who own many national radio and TV stations in Thailand, from before the last coup until now.

     

    If the military own many national radio and TV stations in Thailand, they should automatically be disbarred from politics.

    • Thumbs Up 1
  8. 5 hours ago, steven100 said:

    you are late to the party as usual ....  we quoted the Falcon 10X  ....   not the Falcon 10 

    as everyone knows except you ...    sorry for the mistake.

    Too many things to do TBH, and ANN is the last thing to get around to.

     

    I normally open the topic and then answer each post (or not) in turn instead of reading them all, then going back and looking for the one or two I want to answer.

     

    It's an age thing.

    • Agree 1
  9. On 1/20/2024 at 7:59 AM, Hawaiian said:

    At the conclusion of this conflict, whenever that is, Netanyahu should step down  before being soundly defeated.  Instead of being hammered with accusations of a disastrous security lapse on his watch he can claim how he destroyed Hamas.  He can also announce that his job is over and will now leave it to someone else to lead Israel forward.  I can hear the snickers now.  Never happen.  Comments welcome.

    IMHO both sides leadership are as bad as each other.

     

    Again IMHO Netanyahu and his entire war cabinet and whoever is in charge of Hamas and all of his war mongering leadership should both be brought before the ICC in the Hague and charged with war crimes and crimes against humanity.

     

    I think it may be possible for President Biden to pull the plug on the Israelis and get the Iran leadership to do the same on Hamas.

     

    The downside to that is that IF Trump can stay out of jail long enough, the spineless yapping dogs of the gop, may back him to win the next election in the USA, or they may not, as a new younger generation of voters are coming along and from what I can gather, are not too happy with either big party.

    • Confused 3
  10. 19 hours ago, brianthainess said:

    How on earth did he get stuck on a crossing? 

    I would think that the truck could have got over unloaded, but with the makro on the flat bed, the body sank a bit. If the rail track was raised then there would have been a slope, and normally 3 axle trucks are only 1 axle, 2 wheel drive using the middle axle for the driving wheels. If they get lifted clear, and the truck is balanced on the front (steering) wheels, and the third axle is not driven, then the truck cannot go forwards or backwards under its own power, and is therefore stuck.

     

    The train having nowhere to go but on the rails, would had nowhere else to go but into the truck. Trying to stop a perhaps, 200 ton train, is not quick or easy, hence the collision. The train driver probably thought that the truck only had to move maybe 10 metres forwards or backwards, not realising that the truck was stuck until too late.

     

    I feel sad for the train driver and his family and the crew and passengers on the train as it really was not their fault.

  11. 14 hours ago, thaibeachlovers said:

    Update on the number of israeli military killed in the conflict since October 7. I doubt any numbers of Hamas fighters killed would be able to be verified, so I'll leave that for someone else to post.

     

    https://www.timesofisrael.com/authorities-name-44-soldiers-30-police-officers-killed-in-hamas-attack/

    The Israel Defense Forces has published the names of 529 soldiers, officers, and reservists — many of whom are local security officers — killed during the ongoing war with Palestinian terrorists since October 7, mostly on the border with the Gaza Strip, with at least 193 during a ground offensive in the Hamas-run territory.

    I am sad to hear that anyone has died in this pointless, pitiless slaughter of either side

     

    I can't call it a war because it isn't.

     

    It is pointless mass destruction and slaughter by armed people on both sides inflicted on unarmed helpless people on both sides.

     

    Or I could call it the same as @JingThing keeps throwing at me.

     

    It is war.

    • Confused 2
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