Probably a stupid question for those who know more about health insurance, but anyway, how does a health insurance with a deductible of, for example, THB 100,000 work if the hospital visit, for example, only costs THB 30,000? I've never had any "major" cases in terms of health, but 2-3 less serious, like last year suddenly for unknown reasons an infection in the skin which was inflamed, and a small operation had to be done plus going in and out of the hospital cleaning wounds for several weeks etc. In total, this cost no more than about THB 28,000 so my question is with a 100K deductible who paying then, the insured or the Insurance company? Btw, I have insurance but did not use it for the above occasion.
Thanks
Felt