UKresonant

I was thinking more of a 10 year multi 180 day entry Visitors visa like The Thai's can get for the UK, (no 90 day reporting or TM30 would be nice.)

Over and above the Thai requirements, might you be traveling to Europe on Holiday at any point..... If you are planning to travel to an EU country (except Ireland), or Switzerland, Norway, Iceland, Liechtenstein, Andorra, Monaco, San Marino or Vatican City, follow the Schengen area passport requirements. Your passport must be: issued less than 10 years before the date you enter the country (check the 'date of issue') I got nearly the maximum add on time when I last renewed but will have to renew more than a year and a half early to be on the safe side! (had a short stay land side at CDG once due to an extended time of a flight connection) https://www.gov.uk/foreign-travel-advice/france/entry-requirements

Always carried the Son's Birth Cert Thai & English, (as suggested when I asked once at BKK when departing) Had Mum write a sentence on the Flight booking in English sayings agreed with the trip, and with her phone number. Haven't used the local office Amphur letter /doc. At least 3 round trips to UK without Mum, not asked for any proof. But all flight bookings were made months in advance, and logged on Airline systems as Family Companion traveller. Now over 16 so would not.anticipate any problems going forward.

If you left more than say 3000 baht in the account(s) when you left, send a 1000 baht to the account using one of the "free" Fx services to make a transaction on the account. Go into a main branch to get a new ATM card as soon as your back. (think ahead if they ask for a Thai address (no proof needed probably) If you just left a couple of hundred baht, the account likely may be toast.

Best keep accounts open if you can, I would leave approx. 4000 baht in each Thai Baht savings account + any fees for an active ATM etc, just top it up with a 1000baht every year. (Apart from FCD accounts where the typical minimum to avoid disintegration fees may be $1000 equivalent (+ATM card fees). Avoid the "do you have a work permit?" questions if you need them in future.

I see the health insurance issue being a major blocker for future options / time in Thailand. That the mandatory health insurance that is unlikely to provide actual cover is more than disappointing. Noting the Waiting period for a 90 day policy mentioned above is perhaps 120days and a 12 month policy perhaps is perhaps 180day / 6 months . I tried to get a Thai policy back in 2018 as a supplement to a quality 92 Day per trip, unlimited trips Travel insurance. The broker of a major provider said he could not Honestly sell me the policy under consideration that I would maybe slightly below or above the 180 day of 12 months, required to be in Thailand to have actual cover (that's when I was using a non-O ME). New to Thailand O-A Visa holders may think they are covered by the insurance and get a nasty shock if attempting to claim . Thailand seems to continually become incrementally less attractive via detail changes since the end of 2017. But if the customers keep wanting the product.... I had a quick skim over Qatar mandatory flat insurance, that gives a basic cover, that can be supplemented by private insurance provision, a nicer concept I think/ Sounds like another visa option to score of the list, if this covid-era requirement gets reintroduced at other locations, as I would be only using it for the 90 days not extending, (due to unavailability of non-O ME again)

Here is an extract from the UK remittance pages, I've not yet found the equivalent Thai RD page, but suspect it may be somewhat similar, in respect to you question..... "...Most remittances to the UK will be under the general rules but there are additional rules under which your foreign income and gains may be remitted to the UK. For example, you gift some of your foreign income or gains or something deriving from them to a person other than a relevant person - a gift recipient. It’s still possible for there to be a remittance of your foreign income or gains if the gift is used in such a way that it benefits a relevant person. Your money or property does not have to be physically imported from overseas for a remittance to occur. For example, it could be money you receive in the UK from another UK resident, in return for money or assets representing your foreign income and gains transferred to them abroad. 1.3 Relevant person A relevant person is: the individual themselves, that’s, the person to whom the foreign income and gains belong the individual’s spouse or civil partner, or people living together as if they’re spouses or civil partners the individual’s children or grandchildren under 18 years of age (this includes children or grandchildren of their spouse or civil partners).....

a) a gift to your wife perhaps, is the car under 20m ? Don't know! b) I was thinking that the scrutiny of the inbound funds was part of the transaction to purchase a foreign owned Condo. Doubtful on that one

No it's still in place... https://youtube.com/clip/Ugkxv3eDJmpwbaMv8y0dCuqfbA5dVeb2Fz3w?si=gBWX09_NoYHVIVUO

I quite like this short mention on youtube of the Tax change "Tax Increases You Will NOT Like in 2024" No2 on his sequence.. https://youtube.com/clip/UgkxFbvSFYfMPxlsFHlEldEudYJaCJR0eqej?si=LB7TLNTBdZti1GKb

Probably, but that is on their own responsibility and liability. (maybe another article for the news section later) I hope that the ones that would not be inclined to ignore it, but at least prepare for it, will become generally aware of the possibilities. Especially potential new arrivals planning Such as avoiding being in Thailand for more than a cumulative 179 days (for any second) in the year they are doing large remittances, perhaps. (leap year, have to be out an extra day this year). Not a new precaution to do so...

Minimum wages are revised in Thailand with effect from 01 January 2024. The minimum wage in Bangkok has increased from THB353. 00 THB363. 00 per day 6days x 363 x 52weeks = 113256THB (not them) The medium fish probably using online or bank trading platforms, for traceable overseas transactions, (part of the focus of the change), low hanging fruit. (easy) Perhaps knowing that Expats are more likely to complain they shall provide an expedited service, for such.

The tax scheme is already in place, but now income from previous year(s) must now be considered as income rather than savings, from 1st Jan 2024 going forward. It has been mentioned that they are perhaps to issue a new tax filing form, for the small minority that remit pre-taxed overseas income, to allow listing of their taxes paid overseas, as a credit against the Thai Tax computation (where relevant). Perhaps some administrative procedures need to be amended and implemented but nothing much. I suppose there could be a legal challenge perhaps, that may form an opinion.

Thailand is most likely very happy the money is coming in, but it is absolutely up to Thailand to decide what they are and are not happy about. Happy.

Can only say most likely, better enquire with your IO, should be fine it's getting deposited in a Thai Bank and revenue department recognise it, what more could they ask for! With Thai based earnings, they even allowed it to be an average of 40K/month in the past. (They may ask for your current tax filing for the 2023 year?)

No the the combination method was only for Retirement, even that unfortunately that seems to have slid in to an area of possible discretion rather than a clearly listed option...

Updated response Hope all the Tax Offices have that clear understanding! If Thai RD decided to tax it all , not just the excess over what had been deducted in the UK, for remitted non-Government / Private Pensions taxed at source , and said get it back from the UK, there appears to be no path to do that... https://www.gov.uk/government/publications/double-taxation-treaty-relief-form-dt-individual "Part C.2: Work pensions and purchased annuities Enter details in Part C.2 if you receive a pension or purchased annuity from the UK. Most DT treaties provide for pensions and purchased annuities from the UK to be paid to a resident of the other country without UK tax taken off. The DT Digest gives information about whether relief from UK tax is available and if there are any special rules". It could be that someone has perhaps only say only a private pension paid to Thailand from the UK, and has applied for an NT tax code to not have it Taxed in the UK and then only pays the Thai Tax.

Just trying to catch up.. So if a Government Pension (UK), that is only taxed in the UK under an Article within the DTA, it should not be entered on a tax filing form. just don't list it anywhere. Is that the concensus ?

Can you not rely on your tax record in that case, if you work and pay taxes in Thailand, for the income method?

I think he is correct. If the Tax is paid in the UK at source, taxed in the UK, I'm glad that is accepted as there is no route to claim the relief back in the UK if Thailand did fully tax you. I Think Thai RD could still tax you on the difference, if the Thai Tax is higher. It could be that someone has perhaps only say only a private pension paid to Thailand from the UK, and has applied for an NT tax code to not have it Taxed in the UK and then only pays the Thai Tax.

No Yes or no answer as far as I have read. Inheritance tax if you don't apply not to be domiciled elsewhere, (after many many years) sounds like it would maybe be a yes But for income yes or no, as in you cant apply for relief on UK Tax using the DT-individual Form against pensions, but maybe you could apply for a NT Tax code for a private pension, so the tax tax is not deducted at Source, if you are permanently out of the UK year after year?. Depends p.s. Government pensions on the list only taxed in the UK though. "Article 19 Governmental Services... (2) (a) Any pension paid by the Contracting State or a political subdivision or a local authority thereof to any individual in respect of services of a governmental nature rendered to that State or subdivision or local authority thereof shall be taxable only in that State." https://www.gov.uk/hmrc-internal-manuals/international-manual/intm343040 https://www.rd.go.th/fileadmin/download/nation/english_e.pdf

Generally Yes. But UK will always have tax rights on a Government pension. If you are in Thailand almost all the time year after.year, ThRD could claim priority taxing rights on some things, under article 4 of the DTA Someone recently noted they asked their tax office, and they said ok with either way, which suggests some flexibility. Don't think it would work more than an initial year for dividends and interest and the like, as they are generally not taxed at source, and even dividends from ISA's (tax free in UK) would be taxed in Thailand if sent / remitted there. The bit you mention and DTA article 23 3) refers, to tax credit of UK tax against Thai Tax ( where applicable)

Every little helps as they say! Your fire brigade pension was a contracted out scheme, same as my occupation service scheme(s), so based on what the state pension is now. =My rough calculation is that your unlikely going to be paying any Thai Tax! (and had no tax to pay going back at least 3 years) Only hassle is to gather up as much of the pension paperwork as possible in case you have to file,.

No unfortunately our DTA does not a a specific clause similar to the USA Social Sec , for the UK State pension scheme, (but further clarification on the state pension may evolve perhaps) Especially if the majority of your pension service years were with the Fire Brigade, I'm already anticipating the various over 65 allowances shall reduce the amount of the Tesco and State pensions, that will be considered in any RD Tax calculation. So I'm Guessing something like (monthly) Fire Brigade = No Thai Tax State Pension + Tesco Pension per month, take away about 32000 baht a month for allowances and the zero Tax band, then anything not cancelled out, if any, has only 5% tax (for the next 12.5k/month) You should also be able to claim a Tax Credit for the Tax paid on the Tesco PAYE which will then equate it to the net amount sent to Thailand, as you say the Tax is deducted in the UK. The state pension will have no Tax deducted, it will therefore not generate any Tax Credit.

https://www.gov.uk/hmrc-internal-manuals/international-manual/intm343040 Fire Brigade - paid directly by a Local Authority Fire Brigade - paid by a Fire Authority (Fire Fighter's Pension Scheme) These are classed a Government Pensions and are only taxed in the UK unless you have Thai Nationality!