This is by no means the only problem IMHO. What about the difficulties which some appear to be experiencing with Wise transfers, for instance? And, if you're American, Australian, British, Canadian and (soon) Norwegian, you can kiss goodbye to any chance of being able to obtain a 90-day non-O visa conversion for retirement from your local immigration office on the basis of 65k monthly income since the IMM rulebook clearly states that supporting evidence must be provided in the form of an Embassy income confirmation letter/affidavit!