Pacific Cross just increased my policy by 35% because I'm entering the next age bracket (76-80). I was aware of that .
Checked out WrLife. Sounds good, reasonable, fair, ethical....but when I got to the small print ....
They exclude most of the sicknesses old men get for the first 5 years. After that still 41 typically old age illnesses are excluded...
In other words insured but not insured.
Yes, Pacific Cross is more expensive, but doesn't have all this exclusion.
I'll stay.
Ethical advertised doesn't always mean Ethical.
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