youreavinalaff

That makes your comment even more illinformed than I first thought. Illegal aliens aren't brought in and they don't get any public assistance.

My reasonings are clearly explained and backed up, with links as he likes, in my posts. Chomper is trolling. No need to give detailed replies again.

You really have no clue how legal migration works, do you? On the other hand, maybe you think there are a million illegal immigrants in UK. If so, you still have no idea.

No. You haven't read what I wrote. There are no gaping holes blown. You need to take of your biased reading glasses and try again.

It all proves you simply have not been keeping up. My reasonings are explained throughout this thread. You choose to ignore the bits you don't like. As usual. The links are there, the one you provided was extremely helpful, and the figures are there.

No confusion. Only someone constantly moving the goalposts. You.

That's a great help. Proves my point hands down. Thank you.

You clearly didn't read all of my comments. Had you done so, you'd know why. Selective reading at its best. Not a surprise with you. It's to be expected.

Changing point again. You said " people in their 60s and 70s". You need to put interest rates on your graph too.

More proof and more contraction. All in one post. You're getting good at that.

More proof.

Contractictory. You clearly haven't done what you said. As expected.

Go back on the comments trail to check the conversation. Then you'll realise your comment is inane.

Exactly my point regarding using average property prices. It's taken a while but finally someone understands. Average figures cannot be used when talking about people getting on the property ladder. Whether it's average salaries or average house prices. It took turning the tables for people to realise that. Thank the lord it's finally been recognised.

No. Not when you contradict yourself. You said the average salary was £34000. You now post it's £34963. I'd already pointed out you conveniently changed the last 3 digits to zeros. I said, the average wage in 2024 is over £35k. You've tried to correct that with a figure for 2023. Try to keep up. You might be able to stop embarrassing yourself. Anyway, just to keep you happy, let's use your figure. At £34963, a single salary can buy the properties I listed. Along with the other 596 properties on the list and the thoseands of properties in other counties listed at the same price or lower.

The average 2024 salary is actually over £35k. When at 2023 rate you conveniently changed the last 3 digits to zeros. Lenders will lend a single person 4x salary. 4x 35 is 140. Add a deposit, a single person on average wage can buy the 3 properties I listed, along with the other 596 in the search, and that's just one county. As I posted previously, there are many other counties with properties at the same price or cheaper. Your previous comment, which you reposted above, says nothing about a single salary. As I said, as soon as your points get proved wrong, you change them.

No, that was not your point. Everytime your point is proved wrong, you change it. Even if it was your point, it's wrong. A single person on an average national wage can buy any of the properties I posted.

No, they are not. Look again. Also, i did say mean price. Of course there are more expensive properties. There are also cheaper. Why couldn't you link to this, https://www.rightmove.co.uk/properties/143104694?utm_campaign=property-details&utm_content=buying&utm_medium=sharing&utm_source=copytoclipboard#/&channel=RES_BUY Or this https://www.rightmove.co.uk/properties/142493459?utm_campaign=property-details&utm_content=buying&utm_medium=sharing&utm_source=copytoclipboard#/&channel=RES_BUY Or this https://www.rightmove.co.uk/properties/151284125?utm_campaign=property-details&utm_content=buying&utm_medium=sharing&utm_source=copytoclipboard#/&channel=RES_BUY There are hundreds more. I'm not going to link to all of them. The three I've linked to prove they are there. The screenshot proves there are over 500 properties for sale in Devon at £140k. I also did searches for random counties in UK. South Yorkshire, Lancashire, Lincolnshire, County Durham, Cumbria, Norfolk, Suffolk, Shropshire, Somerset, Leistershire, Derbyshire, to name a few. All showing hundreds, in some cases thousands, of 2 bed properties at £140k or less.

Here is Devon. That's in SW, in case you didn't know. Rightmove won't keep the filters when i post the link. I went onto Rightmove. Filtered min 2 beds max 2 beds and max £140k. 599 properties. Here's a copy of the search results.

Again, you are using average prices across the nation. You should, at best, use mean prices. However, as you are insistent on using average prices, why not use average salaries? That's a couple on £70000 pa. With deposit, a couple on average wage can afford an average priced property. I live in SW England. A very pleasant place to live. Nice properties, good jobs market, not that I need a job. Our 2 bed flat was well below your average figure, by about 40%, and yet more expensive than many other areas of UK.

As I pointed out previously, national average property price is a fear mongering number. Are first time buyers going to be looking at 4,5,6 bed houses? No. Are they looking at 3 bed houses? Probably not. Take those properties out of the equation. First time buyers don't want them so there's no need to use the figures. Now, look at the mean price of 1 and 2 bed properties. Where I live right now that's in the region of £135k. A couple on £40k can borrow around £140k, not £120k. A couple in a regular job, let's say working in a supermarket or healthcare, earn £1 an hour more than minimum wage, sometimes more. That's circa £3600 a year more, giving them the ability to borrow a further £12600 a year. That's a total borrow of £152600. Add deposit. With interest rates low, and going down, it's a good situation to be in. They have a choice of many properties.

I didn't.

I'm not a teacher. Not that it matters. Don't need to be a teacher to spot your howlers.

No hopes to pin. I don't even know him. I'm correcting your mistake. You denied he'd work in any of the industries under discussion. He has. Your mistake.

That's not what you said. How about 17% interest rates in 1979? Was it easy then? Was it easy in the late 80s early 90s when interest rates were sky high, families were left in negative equity? When people were stuck paying a mortgage worth more than their property? When there was much more disparity between salaries of males and females? Right now in many areas of the country a couple working 35 hours a week on minimum wage can buy a property. With interest rates at what they are and likely to go down, now is not a difficult time for many.