Negita43

yes you are right £1000 baht at 40.3.. No fee £2500 at 40.00 something No fee cBetter to do to do 2 x £ 1000 transfers

These are live rates are you comparing like for like between WISE and XE? (ie within a minute of each other)?

Partly right????

On other threads I see a lot of people speaking about WISE for money transfers. I use XE for mine - no fees and a slightly better rate than WISE so is there another reason why so many use WISE?

Your English seems to have improved

Do you have a link or number for this consumer protection board.

It does seem a bit strange that change of mind doesn't allow you to open the package BUT I would never use that as a reason anyway. (I've always assumed you would have to pay the return carriage for that). Recently, I asked to return something because the item did not work properly - when you do that you have to send a photograph BUT the way my item did not work really needs a video and their system does not seem to accept videos - the seller refused the return so I phoned the Lazada help line. They wanted me to use my "U-tube account or Google Drive" to send the video - I don't have either - in the end they let me send via an attachment to a reply to their email to me - result - return approved. Whether I'll get my money back remains to be seen!

I have a UK will that covers soley UK assets and a Thai will that covers soley Thai assets - are you saying that's not sufficient

It was a play on words - a joke???? And in fact 1,900 baht times all the visa renewals is collectively a lot of money

Doesn't Sinapore have Capital Punishment and strokes with a cane for some transgressions?

Yes they are - they collect a lot of dosh from from us Farangs!

Sure, but there would be solicitors fees as they would be the executor and responsible for selling the flat and remitting monies with no-one really overseeing them (not that I'm paranoid - just cautious)!

Another factor to consider is that at 79 it would be far easier for my longstanding Thai partner to inherit more of and more easily my estate (even though I have a UK will in her favour there would be solicitor fees etc). And I think I recall seeing somewhere that foreign currency transfers to Thais attract a government levy (don't ask me where I can't remember) - there is no death duty in Thailand ( not that I'm planning to pop off soon).

In Scotland tenants have more security of tenure as far as I am aware landlords can't just terminate a tenancy. Even for non payment it can take a long time to get them out. Also the rules around letting are far more stringent than England.

Yes, Covid affected me too (I was stuck in the UK for 2 years). so did you just write to the pension service or is there a form to fill in - and something else if you advise the pension service surely HMRC will know you are not resident since every year when I do my return the system already has my pension in it (and if no direct communication some eagle eyed official could see that the amount doesn't increase). However, thank you very much for your post very useful - as Tesco says "every little helps"

That's exactly why I am asking the questions here - and thanks for the links that's exactly the sort of thing I was hoping to get.

Ho Ho - NHS - one of the reasons I am considering it - this may have been true in the past but now you have to go through trial by triage to see a doctor and if you are lucky a 6 month wait to see a consultant. I don't have insurance (too expensive at my age) but hospitals here aren't too bad and they are very quick to see you just had an MRI for knee - needs joint replacement but at 79 you have to weigh up the cost benefit (for how long)

Well there's work and there's work if you know what I mean

Ascend ?? more like Descend????

Old Chinese saying???? No news is bad news

Just reminiscing not proposing to bring to Thailand!

Thanks and I only say this as information not as a criticism but if you get a UK pension then how do you receive it and the UK pension is frozen at the level when you left the country - no cost of living increases. These are exactly what I am trying to explore before any decision.

I had a old Hymer 565 - had solar charger on the roof for the battery so no need for hook ups for several days. Many happy hours touring Europe

I'm not English so my first language is not English, I'm not sure what you ment, or what you trying to explain? What is mean by queuing? Not a Queue - A condition or place of great disorder or confusion. Queue - To get in line. Not all cultures or even people within cultures think queuing is necessary!

Two mutually exclusive words - although the concept of queuing is not an internationally accepted protocol!