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15-Year-Old Faces 1.3m BMW Bill in Bangkok

A 15-year-old boy is facing repair costs of more than 1.3 million baht after a BMW he bought using his own income was badly damaged in a crash in Bangkok. His family said the woman driving the vehicle has not contacted them or offered assistance with the repair costs.

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The teenage student, identified as a part-time computer programming teacher, used his earnings to pay instalments on a BMW iX3 Sport valued at 3.7 million baht. As he was too young to sign the purchase agreement, the vehicle was registered in his father’s name.

In August 2025, the family gave the BMW to a car rental company in Bangkok to generate additional income. The following month, the teenager’s father collected the car and showed it to a woman who was reportedly an associate professor and had expressed interest in BMW vehicles.

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The woman later asked to use the car, and the family said a verbal agreement was made that she would help pay the vehicle instalments while she was using it. However, the family said the BMW was not returned as agreed.

In December 2025, the woman allegedly asked the teenager for 100,000 baht in exchange for returning the vehicle. The teenager and his mother attempted to recover the car, but it was involved in a crash before they could get it back.

On January 29, the teenager’s father learned that the BMW had been badly damaged in a crash while the woman was driving. The woman initially told the family that the damage was minor, but the teenager used the vehicle’s GPS application and found that it had been towed to a police station with extensive damage.

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Pictures courtesy of Amarin

A repair garage first estimated the cost at 1.1 million baht. The teenager’s mother later said the amount had increased to more than 1.3 million baht and that the family would have to cover the repairs because the car insurance had expired.

Amarin reported that the mother said she and her son had been without the BMW for almost seven months. She added that the vehicle was normally used to transport students attending the teenager’s coding classes. The family released dashcam footage of the crash and images of the damaged vehicle.

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10 July 2026

User Feedback

Recommended Comments

metisdead Legendary Member

An off topic deflection post about a Mercedes Benz sedan has been removed.

mfd101 Platinum Member

mfd101

Advanced Member

Is there a 'Daily Entertainment List of Countries'?

I think Thailand would rival even Usofa for first place.

OneManShow Silver Member

OneManShow

Advanced Member

Spend your money wisely.

seajae Platinum Member

seajae

Advanced Member

so a 15 y/o biught/leased a bmw with parents help, he is too young to drive so why was he getting a car or is it the normal way rich thais ignore the law and let their 15 y/o son drive. Also have to wonder why a company would even allow him to buy/lease it to a 15 y/o with no licence, seems here in Thailand money talks a lot louder than the law when we see BS like this but at least he hasnt hit & killed anyone yet else like that under age female a few years ago, again with rich parents that allowed her to drive.

jcmj Gold Member

jcmj

Advanced Member

Why would they stop paying for the insurance? I agree something doesn’t add up.

Scouse123 Ruby Member

Scouse123

Advanced Member
28 minutes ago, jcmj said:

Why would they stop paying for the insurance? I agree something doesn’t add up.

Obviously couldn't afford it, eyes bigger than their budget.

34 minutes ago, seajae said:

so a 15 y/o biught/leased a bmw with parents help, he is too young to drive so why was he getting a car or is it the normal way rich thais ignore the law and let their 15 y/o son drive. Also have to wonder why a company would even allow him to buy/lease it to a 15 y/o with no licence, seems here in Thailand money talks a lot louder than the law when we see BS like this but at least he hasnt hit & killed anyone yet else like that under age female a few years ago, again with rich parents that allowed her to drive.

It looks like the father has to have plenty of blame apportioned to him in this disaster.

He's supposed to be the guiding light.

rocketboy2 Gold Member

rocketboy2

Advanced Member

His parents are idiots.

Som Nam Na. cheesy

khunPer Diamond Member

khunPer

Advanced Member
20 hours ago, Georgealbert said:

...the family would have to cover the repairs because the car insurance had expired.

Lesson seems to be learned: Don't buy an expensive car if you cannot afford it.

PingRoundTheWorld Gold Member

PingRoundTheWorld

Advanced Member

And here I am agonizing over whether I should buy a 400k car or a 800k car and do I really need one... and you have 15 year olds with a side hustle plonking 3.7mil on a BMW. How did he get financing? pay deposit? so many things don't add up. Gotta wonder if there isn't a lot more to the story and the kid angle is just an attempt to gain sympathy.

J Branche Gold Member

J Branche

Advanced Member

So boy Finances an expensive car.

Does not plan to use it for transportation.

Father allows the purchase as he signed the purchase agreement. (Father is obligated to finance company)

Father is responsible Ultimately to the Finance Company.

Family?? Gives the vehicle to Rental Company.

Father collects car, Without written agreement, collateral?the BMW was given to a stranger?

December asked for return, probably back and forth. Family waits approximately a month to track vehicles location.

Maybe first month the original purchaser used the car to transport coding students. It was given to a Rental Company approximately a month after purchase.

This form of illogical behavior, shenanigans, and poor decisions have now Crashed down on you literally and financially. Letting insurance that may, may partially or Not provide coverage if she is not a Named Driver on the policy.

This is why I'm teaching the wife's family and children the good business practices.

SAFETY FIRST Star Member

SAFETY FIRST

Advanced Member
23 hours ago, Georgealbert said:

The teenage student, identified as a part-time computer programming teacher, used his earnings to pay instalments on a BMW iX3 Sport valued at 3.7 million baht

Yep, just another day in Thailand.

15yo buying BMW

Photoguy21 Ruby Member

Photoguy21

Advanced Member

From what is in the comments do I understand that he had no insurance for the vehicle? If so driving without insurance is also a crime.

Ralf001 Star Member

Ralf001

Advanced Member
1 minute ago, Photoguy21 said:

From what is in the comments do I understand that he had no insurance for the vehicle? If so driving without insurance is also a crime.

Driving without voluntary insurace is a crime.... since when ?

Photoguy21 Ruby Member

Photoguy21

Advanced Member
1 minute ago, Ralf001 said:

Driving without voluntary insurace is a crime.... since when ?

Since always

Ralf001 Star Member

Ralf001

Advanced Member
2 minutes ago, Photoguy21 said:

Since always

In which country ?

To pay vehicle (car/bike/suv/pickup/etc etc) road tax in Thailand compulsory insurance (por ror bor) is require but not voluntary.

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