Uninsured Brit seriously injured and stranded in hospital after motorbike accident in Hua Hin

[NoshowJones]

8 hours ago, Bastos60 said:

No matter what gear you are wearing, if you get hit hard by a car from the back, you will always have severe injuries.

I have rented a 'small' bike as well in Thailand and yes did fall with it while having to break on a sandy road, those wounds took a year to completely heal, actually had to get xray's for my hand
as it got bruised hard.

Anything that goes +50 km/h isn't a small bike anymore, those small bikes they rent out are all at least 125cc and actually feel very unsafe if drive it at maximum speed.

 

Since it is a hit and run by the car, it will be very difficult to track down the driver.

Yes I agree with what you are saying, my bike is neither big nor small, it's a Forza 300cc, but I always travel at an average of around 50-60 kph except in built up areas.

[greenchair]

when the hospital sees a foreigner, all the fees and care needs quadruple. The families can't pay because of the corruption of care and prices within the hospital.

The man is unconscious and there are no family members to make financial decisions for him,the hospital admin choose the most expensive care available. Private rooms, private nurses, all manner of unnecessary blood tests, increased doctors visits at 800 baht a visit. They refuse to transfer the patient to cheaper care including within their own hospital, such as shared room. It's disgusting the way thai hospitals take advantage of seriously ill people and their families. 

[Letseng]

12 hours ago, jenny2017 said:

Disgrace? Hmmm

 

 I'm volunteering for an institution that helps people like the guy we're talking about. A German who's once a Euro millionaire made the huge mistake to marry a Thai girl he fell in love with.

 

 The Thai girl then told him that she'd like to go and live in Thailand where her family lives, near Surin. 

He married her, moved to Surin, bought a new house, 40 Rai of land, and was planning to build  a resort.

 

 But he didn't know that the girl was involved in dubious drug business and she must have lost many millions of baht.

 

  One day a Chinese mafiosi came by and told him that his wife had lost all land and the poor guy bought all land back for an unbelievable high price. Not long and she got arrested with drugs where he paid a huge sum to some people ( he thought cops) who'd told him that she wouldn't have to go to prison.

 

But she got arrested and soon afterwards he suffered a stroke. That was the time when I first met him. A guy with character, a former millionaire who's used to drive around in Rolls Royce only.

 

   The same guy is now  physically and mentally a wrack. I hope nothing similar will ever happen to you. But I assume that you are not so stupid like so many others, right?

 

Never say never, you'll never know if/when you get sick, perhaps a hit and run, and if you don't have any more cash and it turns out that your Thai wife isn't really loving you, it could be a strange wake up call and change of mind.  

  

 

  

And why did the excellent German social services not come to the guy's rescue?

I wonder how this guy became a millionaire. He didn't show any skill in keeping his money. When we squandered our assets we can always rely on gofundme. 

 

 

[Letseng]

24 minutes ago, greenchair said:

when the hospital sees a foreigner, all the fees and care needs quadruple. The families can't pay because of the corruption of care and prices within the hospital.

The man is unconscious and there are no family members to make financial decisions for him,the hospital admin choose the most expensive care available. Private rooms, private nurses, all manner of unnecessary blood tests, increased doctors visits at 800 baht a visit. They refuse to transfer the patient to cheaper care including within their own hospital, such as shared room. It's disgusting the way thai hospitals take advantage of seriously ill people and their families. 

May be the guy is in a govt. hospital?  What do you know and we don't?

[robblok]

13 hours ago, salavan said:

 Lucky you

Not that lucky... nobody walks away from an accident happy. You always lose money.  (insurance pay out day value ect)

[altcar bob]

Long time care,going to cost an arm and leg, seeing if he can be stabilised fly back home.  There are airlines operating from KL that will take the living dead I'm sure into Eastern Europe, once there Germany is not far 

[greenchair]

2 hours ago, Letseng said:

May be the guy is in a govt. hospital?  What do you know and we don't?

Government hospitals are not 400000 baht for a few days with an expected bill in the millions of baht. 

It's not privileged knowledge, most people with any sense are well aware of the prices of government verse private hospital prices. 

Some hospitals don't evaluate the financial ability of a foreigner, then hold them to ransom with 100000 of thousands baht bills, that the unconscious person and far away family had no way of agreeing to. 

It's criminal. 

[JOC]

7 minutes ago, greenchair said:

Government hospitals are not 400000 baht for a few days with an expected bill in the millions of baht. 

It's not privileged knowledge, most people with any sense are well aware of the prices of government verse private hospital prices. 

Some hospitals don't evaluate the financial ability of a foreigner, then hold them to ransom with 100000 of thousands baht bills, that the unconscious person and far away family had no way of agreeing to. 

It's criminal. 

Don't know which hospital, they took him to...But probably to Hua Hin Hospital, which is close to the scene of the accident....

Hua Hin Hospital is a top-notch facility with all modern equipment, because of its proximity to the royal palace in Hua Hin

This guy was in a really bad way and of course they had to start treatment right away (no time to get consent from the family abroad)

Hua hin Hospital is a government hospital....But intensive care is expensive everywhere...

The victim here played Russian roulette by not having insurance....and he lost.  Feel sorry for him, but no way I am going to donate to his treatment...

[jenny2017]

3 hours ago, greenchair said:

when the hospital sees a foreigner, all the fees and care needs quadruple. The families can't pay because of the corruption of care and prices within the hospital.

The man is unconscious and there are no family members to make financial decisions for him,the hospital admin choose the most expensive care available. Private rooms, private nurses, all manner of unnecessary blood tests, increased doctors visits at 800 baht a visit. They refuse to transfer the patient to cheaper care including within their own hospital, such as shared room. It's disgusting the way thai hospitals take advantage of seriously ill people and their families. 

This is not true. I was in the local hospital a couple of times and didn't pay more. You seem to blame the hospital that there are no family members. 

 

   

[MaeJoMTB]

1 hour ago, JOC said:

But intensive care is expensive everywhere...

Between 200bht and 500bht a day in most government hospitals for Thais who 'go private in government'.

Not expensive IMHO, but I guess it would vary on the equipment hooked up to you.

That's what they charged me for IV/antibiotics/painkillers and constant monitoring by doctor/nurses for 3 days. Came out at 3,500bht, but I did have a private room that accounted for 2,500bht of that bill.

 

Back to OP

“Due to the poor condition of the roads in Thailand and the severity of his injuries, "

Not sure I agree with that statement, was walking along that road yesterday (clock tower to new bus station), and the road is in a fine condition, 2-3 lanes wide and no pot holes. Probably better than most UK roads at the moment.

[Wake Up]

17 hours ago, jenny2017 said:

Disgrace? Hmmm

 

 I'm volunteering for an institution that helps people like the guy we're talking about. A German who's once a Euro millionaire made the huge mistake to marry a Thai girl he fell in love with.

 

 The Thai girl then told him that she'd like to go and live in Thailand where her family lives, near Surin. 

He married her, moved to Surin, bought a new house, 40 Rai of land, and was planning to build  a resort.

 

 But he didn't know that the girl was involved in dubious drug business and she must have lost many millions of baht.

 

  One day a Chinese mafiosi came by and told him that his wife had lost all land and the poor guy bought all land back for an unbelievable high price. Not long and she got arrested with drugs where he paid a huge sum to some people ( he thought cops) who'd told him that she wouldn't have to go to prison.

 

But she got arrested and soon afterwards he suffered a stroke. That was the time when I first met him. A guy with character, a former millionaire who's used to drive around in Rolls Royce only.

 

   The same guy is now  physically and mentally a wrack. I hope nothing similar will ever happen to you. But I assume that you are not so stupid like so many others, right?

 

Never say never, you'll never know if/when you get sick, perhaps a hit and run, and if you don't have any more cash and it turns out that your Thai wife isn't really loving you, it could be a strange wake up call and change of mind.  

  

 

  

Sorry for the man who was tricked into losing his money and I understand you are offended by the word disgrace. Your example of this other man is not really a fair comparison to this man on the motorbike. He is 56 with no money and no savings and holidaying in Thailand with no insurance riding a motorbike with no helmet. To me that is a irresponsible and a disgrace to then have to beg for money from strangers.  If I had no money or assets I would be working and saving and not on holiday in a foreign country. We disagree but that is ok. I think some of life’s problem are self created and I have surely created some of mine. No one is perfect but we all have consequences to our actions especially after age 20.  Keep up your good work. The people you work with need it. 

[thaiguzzi]

On ‎3‎/‎19‎/‎2018 at 7:42 AM, cardinalblue said:

Why is the driver not held accountable financially whether he has insurance or not? Yes the Brit was wrong not to have insurance but the cause of the problem is the other driver....

 

it's called accountability for your behavior/mistakes...

 

what's  the point then of having insurance if you're not liable for not having it?

 

so tired of hearing oh well TIT

Indeed. Car driver's insurance should be paying for EVERYTHING. Some of the insurance company's have up to a 10mil payout clause.

 

On ‎3‎/‎19‎/‎2018 at 7:49 AM, woody622954 said:

Most UK travel insurance excludes claiming if riding a motorcycle.

Comes under dangerous sports.

Correctomondo. Read the small print. Most of the travel insurances are not worth the paper there written on..

[greenchair]

5 hours ago, jenny2017 said:

This is not true. I was in the local hospital a couple of times and didn't pay more. You seem to blame the hospital that there are no family members. 

 

   

I am not blaming the hospital that family members are not there. 

I am saying that since the man is unconscious and the family are in another country, they should make frugal and fair decisions about how much care is necessary and how much is luxury care. 

Where are they getting 400000 baht for a few days care. Let's see at a guess what  he needed

1.an operation 100,000

2.room 3000 a day. 2 weeks 60000.

3.nurse care 800 a day. 

4. Doctors visit 2 per day 1600.

5.blood tests and stuff 10000.

6.brain scan 20000 

7.other stuff 50000. 

Around 200000 baht and that's being extremely generous. 

They are taking advantage of the weak and the maimed. 

Shameful. 

You can still make money without cheating people. 

 

[Letseng]

25 minutes ago, greenchair said:

I am not blaming the hospital that family members are not there. 

I am saying that since the man is unconscious and the family are in another country, they should make frugal and fair decisions about how much care is necessary and how much is luxury care. 

Where are they getting 400000 baht for a few days care. Let's see at a guess what  he needed

1.an operation 100,000

2.room 3000 a day. 2 weeks 60000.

3.nurse care 800 a day. 

4. Doctors visit 2 per day 1600.

5.blood tests and stuff 10000.

6.brain scan 20000 

7.other stuff 50000. 

Around 200000 baht and that's being extremely generous. 

They are taking advantage of the weak and the maimed. 

Shameful. 

You can still make money without cheating people. 

 

You make up an estimate from your imagination. Or are you involved in this man's treatment? The staff is there to keep the guy alive if they can. If he doesn't make it, the family would most likely put the blame on  the hospital for not having done their utmost.  

[MaeJoMTB]

1 hour ago, greenchair said:

I am not blaming the hospital that family members are not there. 

I am saying that since the man is unconscious and the family are in another country, they should make frugal and fair decisions about how much care is necessary and how much is luxury care. 

Where are they getting 400000 baht for a few days care. Let's see at a guess what  he needed

1.an operation 100,000

2.room 3000 a day. 2 weeks 60000.

3.nurse care 800 a day. 

4. Doctors visit 2 per day 1600.

5.blood tests and stuff 10000.

6.brain scan 20000 

7.other stuff 50000. 

Around 200000 baht and that's being extremely generous. 

They are taking advantage of the weak and the maimed. 

Shameful. 

You can still make money without cheating people. 

 

Most Thai hospitals charge 50-60bht  to see the doctor ........ 800bht/time seems a little high.

Blood tests are 100bht (why would you have a blood test for a m/c accident?)

X-ray 100bht, ultrasound 250bht. I/V  under 10bht/bag

 

I can only price the stuff I was billed.

Dunno about the rest.

[mjnaus]

16 minutes ago, MaeJoMTB said:

Most Thai hospitals charge 50-60bht  to see the doctor ........ 800bht/time seems a little high.

Blood tests are 100bht (why would you have a blood test for a m/c accident?)

X-ray 100bht, ultrasound 250bht. I/V  under 10bht/bag

 

I can only price the stuff I was billed.

Dunno about the rest.

 

Perhaps some public hospitals in Nakorn Nowhere charge those prices, but definitely not privates ones. We typically pay 600-800b for a doctor visit, depending on which specialist. All the other prices can easily be multiplied by 10 when using a decent private facility. 

[greenchair]

2 hours ago, MaeJoMTB said:

Most Thai hospitals charge 50-60bht  to see the doctor ........ 800bht/time seems a little high.

Blood tests are 100bht (why would you have a blood test for a m/c accident?)

X-ray 100bht, ultrasound 250bht. I/V  under 10bht/bag

 

I can only price the stuff I was billed.

Dunno about the rest.

My argument is that some hospitals overcharge foreigners, who in turn cannot pay the outrageous bill. 

I gave a deliberate overestimate of a price to show that 400000 baht is ridiculous for only a few days. 

Your prices are right for a government hospital. 

That's what I pay. 

But my mock estimate was for a private hospital. 

[MaeJoMTB]

9 hours ago, greenchair said:

My argument is that some hospitals overcharge foreigners, who in turn cannot pay the outrageous bill. 

I gave a deliberate overestimate of a price to show that 400000 baht is ridiculous for only a few days. 

Your prices are right for a government hospital. 

That's what I pay. 

But my mock estimate was for a private hospital. 

Yes, I agree, essentially the American health insurance ripoff has ruined health care for the rest of the world.

 

 

[cat handler]

On 20/03/2018 at 4:43 AM, Blackheart1916 said:

I do the same. Just make sure you take the option that will cover the bike you intend to rent, and check if it states you need an international driving permit, then you are good to go. My tip, take your own helmet with you, and any other of your own riding gear if you can, but definitely your own helmet.

 

Yep, I have a Bell Rogue I take with me every trip now, I have a big head and Thai helmets don’t fit. Couple of Bike Shops in Bangkok provide fully first class insurance and reasonable rent on a Ducati Scrambler 821 with panniers. 

Im getting sick of these idiots begging for money when they have accidents and no insurance or insurance won’t pay because no license or not wearing a helmet,it’s happening about once a month now, that I hear about.

[cat handler]

On 19/03/2018 at 3:41 PM, Acemaker said:

(He can rot in a BKK hospital for all I care.) Wow, what an Ashol,  What goes around comes around, lets hope in your case that Karma really does exist.    

 

Ive checkmated Karma because I have a Motorcycle License, I have Travel Insurance that covers me for the class of motorcycle I ride and my motorcycles are covered by First Class Insurance. I, unlike Dead Meat in hospital and yourself, am not a useless POSession.

[greenchair]

22 minutes ago, MaeJoMTB said:

Yes, I agree, essentially the American health insurance ripoff has ruined health care for the rest of the world.

 

 

Chalk and cheese. 

[salavan]

On 19/03/2018 at 10:57 AM, robblok said:

Utter hogwash. Been in accidents in car where the Thai was at fault. Insurance of Thai paid out. 

Check out the latest news in kanchanaburi another British guy seriously injured hit by a lorry driver denies responsibility so no payment

[Britannia]

I have  posted this many times before over the years> If the motor bike was rented then it must have had a Tax and insurance disk (Government) That you get on all vehicles every year. That guarantees you FREE hospital treatment in the case of a road accident, ALL that is needed is a police report stating that all injuries  were caused by a road accident. All medical cover is then Guaranteed, Only Thais being Thais will try to  extract as much money as possible from the Rich Farang. The motor bike must have had the tax disk or it was rented illegally. Please do not argue I have posted this many times before and always proven right. And thank you for all those out there that have made comments and  criticism  without knowing what you were talking about

[cat handler]

6 hours ago, Britannia said:

I have  posted this many times before over the years> If the motor bike was rented then it must have had a Tax and insurance disk (Government) That you get on all vehicles every year. That guarantees you FREE hospital treatment in the case of a road accident, ALL that is needed is a police report stating that all injuries  were caused by a road accident. All medical cover is then Guaranteed, Only Thais being Thais will try to  extract as much money as possible from the Rich Farang. The motor bike must have had the tax disk or it was rented illegally. Please do not argue I have posted this many times before and always proven right. And thank you for all those out there that have made comments and  criticism  without knowing what you were talking about

 

Can you provide proof that the bikes insurance covers the rider and not to Third Party involved (the person the rider/driver hits)? I think you will find it doesn’t, certainly not in most countries hence the term Third Party Insurance.

 

[Jerry780]

On 19/3/2561 at 7:47 AM, kannot said:

I think another  issue  is  that folks  from the West simply dont realise the sheer  stupidity of Thai drivers, their ability to  pull out  for no reason, gawk at the phone do the most unbelievable things, they maybe think that common sense  will protect them, they have to understand a large percentage of the Thai population simply have none.

Travel insurance really isnt that expensive if he was on a 2-3-4  week  holiday no excuse, long term health insurance especially with age often is ,and often unavailable at a sane price

You can pick up annual travel insurance for a couple of hundred quid.

[sambum]

7 hours ago, Jerry780 said:

You can pick up annual travel insurance for a couple of hundred quid.

As kannot has already  stated, depends on age and length of stay.

[Catoni]

On 2018-03-19 at 2:23 AM, SheungWan said:

Insurance is a part of the trip, not an optional extra, but if you do, the risk is with you. What should you do? Take out the insurance. Not an excuse being 66: http://www.globelink.co.uk/policy-options/senior-traveller-insurance.html

 

Tell that to the insurers who won’t even insure you anymore if you are over 65. World Nomads won’t even insure me due to my age. Quote: 

“Sorry, you must be under 66 years of age to be eligible for our policy.”  Get a quote. 

     So what is your answer in that case? 

   And what if the policy cost of another company goes sky high due to your age? Not everyone has a fat padded bank account like you. One of the primary reasons I travel Southeast Asia in the first place is because I can’t afford Europe on my pensions. I wouldn’t mind buying insurance from some other company if it was $400 a year, but they want an arm plus a leg and they price me right out of the game. <deleted> ? ! ? 

    

[SheungWan]

9 hours ago, Catoni said:

Tell that to the insurers who won’t even insure you anymore if you are over 65. World Nomads won’t even insure me due to my age. Quote: 

“Sorry, you must be under 66 years of age to be eligible for our policy.”  Get a quote. 

     So what is your answer in that case? 

   And what if the policy cost of another company goes sky high due to your age? Not everyone has a fat padded bank account like you. One of the primary reasons I travel Southeast Asia in the first place is because I can’t afford Europe on my pensions. I wouldn’t mind buying insurance from some other company if it was $400 a year, but they want an arm plus a leg and they price me right out of the game. <deleted> ? ! ? 

    

Globelink does not cost an arm and a leg. However, if you are over 66 there is a six-month limit to each single trip. Anybody determined to travel on a single trip for a longer period and without travel insurance or some form of local health insurance and in addition does not have sufficient funds is putting the risk of themselves having an accident on the financial assets of their friends and family. Without telling them in advance of course. Nice.

[HLover]

[Catoni]

12 hours ago, SheungWan said:

Globelink does not cost an arm and a leg. However, if you are over 66 there is a six-month limit to each single trip. Anybody determined to travel on a single trip for a longer period and without travel insurance or some form of local health insurance and in addition does not have sufficient funds is putting the risk of themselves having an accident on the financial assets of their friends and family. Without telling them in advance of course. Nice.

Well, drove a vehicle for fifty years before retiring, and stopped driving to take public transportation. Paid for full vehicle insurance and third party liability for all those years. Never made a claim. Never had a claim against me. Never got a dime back from those thousands and thousands of dollars I paid. Gave a lot of money away for a service I never made use of. I just bet they loved me.