McLaren super car owner may have to seek recompense from pick-up driver

 

Picture: Daily News

 

A leading insurance spokesman commented in the Thai media after a 30 million baht McLaren 720s was rear ended by a pick-up truck.

 

Insurers' association chief Jeeraphon Atsawathanakul said that if they both went down the insurance route the insurance would only cover the agreed limit.

 

If it was more then the McLaren driver would have to take the pick-up driver to court for the remainder.

 

This is assuming they are both insured.

 

The McLaren is one of only three such cars on the road in Thailand.

 

Source: Daily News

 

-- © Copyright Thai Visa News 2018-08-14

If the Mclaren driver has first class insurance then it's up to his insurance company to sue the third party, isn't it ?

One suspects this is a roundabout way of saying the McLaren owner is probably going to end up footing the bill then.Pick ups Insurance is unlikely to cover it all and the pick up driver is even more unlikely to have the remainder.

Just now, ukrules said:

If the Mclaren driver has first class insurance then it's up to his insurance company to sue the third party, isn't it ?

That's how I understand it works, of course one assumes that a red plated super-car would have fully comprehensive insurance.

8 minutes ago, ukrules said:

If the Mclaren driver has first class insurance then it's up to his insurance company to sue the third party, isn't it ?

Thats how it works in a normal country ! There is your answer NORMAL COUNTRY

17 minutes ago, webfact said:

McLaren super car owner may have to seek recompense from pick-up driver

Good luck with that.

I drive a 300,000 baht vehicle Thais arn't to fussy what they run into ! sometimes a bit of jail time usually sorts out as payment !

Many cars on Thailand roads are without damage insurance and those who has any are limited to what the injured party can claim, anywhere from few tens of thousand baht to couple of hundred thousands, learned that the hard way...

As much as I'd love to drive a McLaren around, I wouldn't be doing it in a country where so many people can't drive and don't have insurance. Doesn't matter how much money I have. 

 

 

 

 

yes its the usual Thailand thing, no licence, no insurance, if i can scale it down a bit,  a  farang in our complex has a scooter that was last taxed ,   6 years ago

Is it worth suing somebody with no assets?

Are there debtors prisons?

Many people in the US drive with no insurance at all the Police in most states do nothing 

and you can't get any money out of them. Learned that the hard way.

The compensation will likely be in coconuts.

37 minutes ago, Chang_paarp said:

Good luck with that.

He will have to pay 500 baht a month for 275 years to cover what his insurance doesn't.

45 minutes ago, Crossy said:

That's how I understand it works, of course one assumes that a red plated super-car would have fully comprehensive insurance.

Nah, your eyes must be deceiving you. I read that the DLT said a few months ago by the end of July, red plates would no longer be legal, as it was now possible to register a vehicle at the DLT within one day.

You don't think they could telling porkies, surely?

I for one believe everything they say - including that 'gullible' is no longer in the dictionary.

 

23 minutes ago, mercman24 said:

yes its the usual Thailand thing, no licence, no insurance, if i can scale it down a bit,  a  farang in our complex has a scooter that was last taxed ,   6 years ago

Excuse me but what exactly is meant by Tax and insurance ?  Are they an optional accessory of some sort ?

4 hours ago, rkidlad said:

As much as I'd love to drive a McLaren around, I wouldn't be doing it in a country where so many people can't drive and don't have insurance. Doesn't matter how much money I have. 

Totally agree.

A classmate of mine drove a Porsche and everytime plans came up to go somewhere to eat or go out he had to pass because he couldnt park his car safely there.

He was limited to supercar parking in hi-so shopping malls and all everything else wasn't an option.

 

 

Pre-emptively: And no, it was not an excuse cause I was there.

If he can afford the car...he can afford the repairs.  He knew the risks of posing in a car like that in this country of brainless drivers !

5 hours ago, webfact said:

The McLaren is one of only three such cars on the road in Thailand.

Really?  There are 10 others that are available used through One2Car and probably others that are not for sale.

The guy's driving a status symbol.  Any compensation should be capped at reasonable and normal for the average car on the road.  Accidents happen, but no one can insure against hitting a Hi-So's multi-million THB super-car.  It's insanity to think otherwise.

Edited August 14, 20188 yr by connda

most expensive car ive owned here was a subaru impreza sti 2015. just shy of 4m with all the bits and pcs. it was destroyed by some idiot that attacked it with a buffer with a worn out wheel. big gash! couldnt wash it myself because of the gypsum, calcium and whatever in the bangkok water at the time. one wash meant i needed to clean it with vinegar and the story goes on like this forever and a day. petrol drops all down the car, people leaning on the spolier, police danglig keys on the door having a sticky beak, etc, etc... in the western world these cars arent cheap but i tell you i wont buy another one taxed up car. my revo does the job nicely with ripped seats and dings all round and even some rust in the bonnet already only after 2yrs but i could careless. i treat it like everybody else treats it and there country. like sht!

Only in a country that practices proper law. Here ? HAHAHAHA

7 hours ago, tracker1 said:

Thats how it works in a normal country ! There is your answer NORMAL COUNTRY

 

I always tell my friends, who are visiting for the first time. Remember one thing. Thailand is NOT a foreign country. It is a distant planet. The culture, the tribal traditions, the superstitions, and the practice of face make this a country that is barely recognizable to most of us. Do not ever expect common sense, reason and practical thinking, nor planning for the future. 

 

Many of us find parts of that to be a good reason why we are here. If I wanted predictable, I would have stayed in the states. Boring. Instead I got this. Anything but boring! Actually very enjoyable if you do not have those western expectations. 

just drive it with the damage,they call it ''patina'',or use a little ''super glue''.

Edited August 14, 20188 yr by mok199
speliings

Here is the real question , which garage has the skills and materials to fix one of only 3 cars in Thailand ? And how long would be the wait if parts need to be ordered?

 

i am guessing insurance would also have hard time assessing the damage and cost to fix when there are only 3 of this in the country and it might be the first to get damaged 

Edited August 14, 20188 yr by BestB

8 hours ago, ukrules said:

If the Mclaren driver has first class insurance then it's up to his insurance company to sue the third party, isn't it ?

Thai insurance trying to escape lol

8 hours ago, mercman24 said:

yes its the usual Thailand thing, no licence, no insurance, if i can scale it down a bit,  a  farang in our complex has a scooter that was last taxed ,   6 years ago

Oh I say that just not cricket is it!

Would be intetesting to know who owns the 3 McLarens in Thailand.

Off topic posts and the replies have been removed. 

7 hours ago, trainman34014 said:

If he can afford the car...he can afford the repairs.  He knew the risks of posing in a car like that in this country of brainless drivers !

 

Not necessarily so.. and why should he? thats what he has insurance for. 

 

That said, why should insurance premiums for the many be elevated by someone who who wants an expensive car?... there has to be a balance...

 

Because the McLaren is so expensive; above xxxx value, perhaps the Pickup drivers insurance covers the damage to the McLaren up to its limit and the insurance on the McLaren covers the rest. 

 

Either way - its not quite as black and white as the issue would initially seem, the pickup driver made a mistake, albeit a stupid one and there is no doubt that the accident is his fault. But it is not the Pickup drivers fault that another vehicle on the road is so expensive. 

 

I think it would be extremely unfair to be personally penalized by a significantly greater amount because I had an accident with a 30MB super-car than a 700k Toyota - But, thats why I have insurance and I don't expect there to be any limit on 3rd party payout for repairs (I'll have to check my policy). 

 

 

 

Edited August 14, 20188 yr by richard_smith237

5 hours ago, BestB said:

Here is the real question , which garage has the skills and materials to fix one of only 3 cars in Thailand ? And how long would be the wait if parts need to be ordered?

 

i am guessing insurance would also have hard time assessing the damage and cost to fix when there are only 3 of this in the country and it might be the first to get damaged 

No surprise if it ends up back at McLarens in UK .. Mr Beans F1 went back to there for a year long rebuild that cost £900,000 after the last time it was stacked .. Atkinson's insurance premium on it after that shunt were reputed to be £60,000 ..