snoop1130 Posted December 18, 2018 Share Posted December 18, 2018 Mum's 'relief' as £60k raised to bring injured daughter home from Thailand after horrific accident By Alan Thompson £60k has been raised to bring Sophie Wilson (right) home from Thailand. Her parents (left) have shared their thanks The mum of a backpacker left unable to walk after an horrific accident in Thailand has shared her relief that enough funds have been raised to bring her daughter home. Her reaction to the “absolutely amazing” news comes as the £60,000 target needed to bring seriously injured Sophie Wilson home has been raised. In just six days, well wishers from around the world, touched by the plight of the 24-year-old have rallied to raise a target-busting £62,675 on a crowdfunding page. Sophie, of Shepshed, near Loughborough, was one week into a six-month backpacking tour of Asia after packing up her coffee shop manager’s job to fulfil a lifetime dream. Full Story: https://www.leicestermercury.co.uk/news/leicester-news/mums-relief-60k-raised-bring-2339275 Link to comment Share on other sites More sharing options...
darksidedog Posted December 18, 2018 Share Posted December 18, 2018 Happy to hear that she is recovering and OK to go home, but of course, if her shyster insurance company hadn't been such a bunch of dogs, the fundraiser would not have been necessary. People dive into pools all day long without drama, so to suggest her doing so was "reckless" is just mean. I hope other tourists take note and put these bandits out of business. I wouldn't insure my goldfish with them after this. Link to comment Share on other sites More sharing options...
ukrules Posted December 18, 2018 Share Posted December 18, 2018 Good, I hope they follow up with a complaint to the ombudsman about the insurance company here. Link to comment Share on other sites More sharing options...
Kadilo Posted December 18, 2018 Share Posted December 18, 2018 Great news. Unfortunately the Insurance Company will carry on merrily to scam another day. Link to comment Share on other sites More sharing options...
NanLaew Posted December 18, 2018 Share Posted December 18, 2018 14 minutes ago, darksidedog said: Happy to hear that she is recovering and OK to go home, but of course, if her shyster insurance company hadn't been such a bunch of dogs, the fundraiser would not have been necessary. People dive into pools all day long without drama, so to suggest her doing so was "reckless" is just mean. I hope other tourists take note and put these bandits out of business. I wouldn't insure my goldfish with them after this. You have goldfish? What sort? Link to comment Share on other sites More sharing options...
ThreeEyedRaven Posted December 18, 2018 Share Posted December 18, 2018 6 minutes ago, Kadilo said: Great news. Unfortunately the Insurance Company will carry on merrily to scam another day. Maybe, maybe not. The UK Ombudsman might have a say in the matter, though you have to say, this was ultimate stupidity by them. The opportunity was there for a real positive media story, in that Hey, you were a bit stupid, but you are in dire straits, so we will honour our policy. Instead it is global bad news for them, which will cost them a lot more than 60 grand. After all, insurance is quite competitive so why risk saving a fiver for a policy you know won't pay out, against one that might? Link to comment Share on other sites More sharing options...
Kadilo Posted December 18, 2018 Share Posted December 18, 2018 10 minutes ago, NanLaew said: You have goldfish? What sort? Must be bloody expensive ones Link to comment Share on other sites More sharing options...
richard_smith237 Posted December 18, 2018 Share Posted December 18, 2018 11 minutes ago, ThreeEyedRaven said: Maybe, maybe not. The UK Ombudsman might have a say in the matter, though you have to say, this was ultimate stupidity by them. The opportunity was there for a real positive media story, in that Hey, you were a bit stupid, but you are in dire straits, so we will honour our policy. Instead it is global bad news for them, which will cost them a lot more than 60 grand. After all, insurance is quite competitive so why risk saving a fiver for a policy you know won't pay out, against one that might? I hope you are right.... But unfortunately too many people look only at the bottom line, quality no longer matters over price... its why and how we end up consuming so much rubbish... See these guys out of business... but unfortunately I feel they will remain competitive on price and that's all most people will look at, and why not, 'it won't happen to them, right' ??? Link to comment Share on other sites More sharing options...
darksidedog Posted December 18, 2018 Share Posted December 18, 2018 19 minutes ago, NanLaew said: You have goldfish? What sort? 7 minutes ago, Kadilo said: Must be bloody expensive ones Sorry to disappoint, but they are gold, they are fish, cheap fish I might add that are not worth insuring anyway, especially if it is money straight out the front door. I would of course, suffer deep traumatic loss when I find them floating belly up one morning, and require counseling. If they won't pay for this accident, I suspect my policy would leave me suffering even greater loss than just the fish. Link to comment Share on other sites More sharing options...
djayz Posted December 18, 2018 Share Posted December 18, 2018 25 minutes ago, NanLaew said: You have goldfish? What sort? Ones that don't dive or swim recklessly I assume. Link to comment Share on other sites More sharing options...
ThreeEyedRaven Posted December 18, 2018 Share Posted December 18, 2018 10 minutes ago, richard_smith237 said: I hope you are right.... But unfortunately too many people look only at the bottom line, quality no longer matters over price... its why and how we end up consuming so much rubbish... See these guys out of business... but unfortunately I feel they will remain competitive on price and that's all most people will look at, and why not, 'it won't happen to them, right' ??? True enough. But it also sends out an equally bad message, which is, don't bother insuring at all. If I have a shitty accident, a bunch of people I don't know will go fund me, right? The whole industry will lose and this will become an even more common occurrence than it is right now. She was away for 6 months all over the world and the insurance company knew it. Sky diving, being on a bike in Thailand maybe, but if they can't cover diving into a resort pool, I suspect not much else of the policy was worth a lot. Enough folk will take notice to cost them way more than the payout. Link to comment Share on other sites More sharing options...
bluesofa Posted December 18, 2018 Share Posted December 18, 2018 1 hour ago, NanLaew said: You have goldfish? What sort? I'm sure darksidedog doesn't want to carp on about, it's just not the right plaice. Link to comment Share on other sites More sharing options...
Compass Call Posted December 18, 2018 Share Posted December 18, 2018 Apparently, there was a sign at the pool saying "No Diving". Probably for a very good reason. The insurance company are bound to have found out about it and therefore refused to pay out. Insurance companies are very good at finding out things that would mean that they could reuse a claim. Link to comment Share on other sites More sharing options...
Canuckabroad Posted December 18, 2018 Share Posted December 18, 2018 This article says the Financial Ombudsman is indeed investigating the insurer. Hopefully the publicity will serve as a lesson to insurance providers. https://www.leicestermercury.co.uk/news/leicester-news/fundraisers-trying-raise-60k-bring-2334510 The article also names the insurance provider, and they sound like the type of shop that preys upon naive people. Most private insurance companies would deny every claim if they could get away with it. The cheaper ones do, making you fill out the same forms 2 or 3 times to get your stolen phone reimbursed. But refusing to pay for a young woman’s life saving surgery, and writing her off by saying diving into a pool was a reckless act... that’s a serious d**k move. Link to comment Share on other sites More sharing options...
Canuckabroad Posted December 18, 2018 Share Posted December 18, 2018 3 hours ago, Compass Call said: Apparently, there was a sign at the pool saying "No Diving". Probably for a very good reason. The insurance company are bound to have found out about it and therefore refused to pay out. Insurance companies are very good at finding out things that would mean that they could reuse a claim. I don’t think the insurance company knew about the sign. She was injured and transported to two hospitals for surgery within about 48 hours. I’ve had emergency surgery too while traveling and the insurer has a very short window to say whether or not they’ll cover you. For small amounts, maybe they’ll tell you to pay it and file a claim later, but in this case it would be her friends and family making desperate phone calls to a toll free number while the hospital’s rep is standing there. Someone at the insurance company saw the following: diving into a pool, no lifeguard, and maybe also the time that it happened. Based on that they used their reckless behaviour clause to deny her. A no diving sign and other fine evidence would come up if they were trying to sue her to recover the costs over an incorrect claim. And in my opinion, that’s what makes it all worse, because even a crap insurance company should have paid the relatively small amount to save her life and then try to recover it. A 60k bill isn’t really that high. It’s not like this accident happened in the US or Japan where it could be a 50 times that. Link to comment Share on other sites More sharing options...
catman20 Posted December 19, 2018 Share Posted December 19, 2018 9 hours ago, darksidedog said: Sorry to disappoint, but they are gold, they are fish, cheap fish I might add that are not worth insuring anyway, especially if it is money straight out the front door. I would of course, suffer deep traumatic loss when I find them floating belly up one morning, and require counseling. If they won't pay for this accident, I suspect my policy would leave me suffering even greater loss than just the fish. no problem...................just do a go fund me page and get them replaced. ???? Link to comment Share on other sites More sharing options...
bristolgeoff Posted December 19, 2018 Share Posted December 19, 2018 wrong on many accounts.begging for medical bills that could have been avoided.she chose to dive in a rock pool in pai.if a sign was there then it is they for a reason.no wonder the insurance refused.they ask everyone to help her cause why not remortage their house or anything else but begging to everyone please help us.i,am sure they will be another begging bowl out soon i wonder who it will be.if you take out insurance make sure u check the do,s and don,t,s.too many begging for hands out when something happens now Link to comment Share on other sites More sharing options...
madmen Posted December 19, 2018 Share Posted December 19, 2018 I feel sorry for this young lady. A SCI at neck level is the worst place to have it. Pleased she is getting repatriated and how insurance companies operate has been a real eye opener and everyone should be reading the fine print. Link to comment Share on other sites More sharing options...
Brigante7 Posted December 19, 2018 Share Posted December 19, 2018 The moral of the story? Don’t buy the cheapest insurance and read the reviews. Brigante7. Link to comment Share on other sites More sharing options...
madmen Posted December 19, 2018 Share Posted December 19, 2018 wrong on many accounts.begging for medical bills that could have been avoided.she chose to dive in a rock pool in pai.if a sign was there then it is they for a reason.no wonder the insurance refused.they ask everyone to help her cause why not remortage their house or anything else but begging to everyone please help us.i,am sure they will be another begging bowl out soon i wonder who it will be.if you take out insurance make sure u check the do,s and don,t,s.too many begging for hands out when something happens nowAgain how much high risk stuff did you do while growing up? Diving into a pool is not high risk, it's super low risk as millions do it every day. She just go unlucky. I'm surprised I'm still alive after the high risk stuff I did and I bet most men have similar stories . It's easy to criticize when your old and a bit more sensible Link to comment Share on other sites More sharing options...
bkk6060 Posted December 19, 2018 Share Posted December 19, 2018 3 minutes ago, Brigante7 said: The moral of the story? Don’t buy the cheapest insurance and read the reviews. Brigante7. And do not recklessly (careless/without caution) dive into a shallow pool..... Link to comment Share on other sites More sharing options...
new2here Posted December 19, 2018 Share Posted December 19, 2018 10 hours ago, darksidedog said: Happy to hear that she is recovering and OK to go home, but of course, if her shyster insurance company hadn't been such a bunch of dogs, the fundraiser would not have been necessary. People dive into pools all day long without drama, so to suggest her doing so was "reckless" is just mean. I hope other tourists take note and put these bandits out of business. I wouldn't insure my goldfish with them after this. While I haven’t read all the details, has it been proven that the claim was actually within her policies covered limits or is it just generalized anger of no coverage, regardless of incident facts? Just asking as it haven’t read what her policy actually covered and the insurers stated reason for denial. Link to comment Share on other sites More sharing options...
essox essox Posted December 19, 2018 Share Posted December 19, 2018 10 hours ago, NanLaew said: You have goldfish? What sort? it is a gold colour !!! called GOLDIE Link to comment Share on other sites More sharing options...
alfalfa19 Posted December 19, 2018 Share Posted December 19, 2018 9 hours ago, bluesofa said: I'm sure darksidedog doesn't want to carp on about, it's just not the right plaice. This is not the time or place to play koi. Link to comment Share on other sites More sharing options...
mommysboy Posted December 19, 2018 Share Posted December 19, 2018 The insurance company avoided at least part responsibility. And surely the bar operator is also responsible. Link to comment Share on other sites More sharing options...
mommysboy Posted December 19, 2018 Share Posted December 19, 2018 Error Link to comment Share on other sites More sharing options...
bkk6060 Posted December 19, 2018 Share Posted December 19, 2018 18 minutes ago, new2here said: While I haven’t read all the details, has it been proven that the claim was actually within her policies covered limits or is it just generalized anger of no coverage, regardless of incident facts? Just asking as it haven’t read what her policy actually covered and the insurers stated reason for denial. The insurance company claimed it was a "reckless" act and they will not cover it. I agree with the insurance company. Link to comment Share on other sites More sharing options...
NextStationBangkok Posted December 19, 2018 Share Posted December 19, 2018 British people are generous! Link to comment Share on other sites More sharing options...
HAKAPALITA Posted December 19, 2018 Share Posted December 19, 2018 Its a different World today, If we old Crumblie Folk told or Parents we were off to do sod all for 6 months at 24, we wouldn't be welcome back. Come to think of it, neither could i, and a few other posters here live comfortable in LOS without hard work as youngsters. 2 Bloody weeks off in the Summer was our luxury. Dont blame them, but theres a price to pay long term. Dont rely on inheritance Kids, its blown in a few years. Link to comment Share on other sites More sharing options...
blazes Posted December 19, 2018 Share Posted December 19, 2018 10 minutes ago, NextStationBangkok said: British people are generous! Agree. Though, tbh, the article says it was a "world-wide" response. At all events, it's pleasing to see that, despite so much $hit taking place in the world, the spirit of generosity still pulses weakly in the Global DNA. Nice one, Scrooges of the world. Link to comment Share on other sites More sharing options...
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