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400k for those who had this last year - there is no longer any such option for new applicants. But money needs to be in account for a period of 3 months prior to each renewal. New requirement is 40k monthly family income (can be husband/wife or joint).

800k is for those over age 50 using the retirement option. That also now requires a 3 month period in bank prior to renewals.

For this year if you do not have the 3 month for renewal it will most likely not be an issue.

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