Request release from hospital once charges reach a certain limit?

[khunbillmex]

Could I (or my spouse) request my release from hospital, regardless the severity of my condition, once charges reach a certain limit?

 

I’m on a Non-O doing retirement extensions and I self-insure. My “insurance” funds are deposited in a Thai bank and are in addition to and separate from the amount I use for my Immigration guarantee. I have additional family cash assets which I wish to use to cover medical costs that my wife may incur should her health fail. I don’t want to use or be forced to use these funds for my own care. I do have a Living Will Declaration in Thai. If I can’t just request release from hospital could my spending limit desire be incorporated into the Living Will in such a way that even though the amount of the funds may vary the amount I’m willing to spend on myself be limited to the current balance of X account?

[OneeyedJohn]

Best of luck understanding any hospital bill, dead or alive.

[Dumbastheycome]

If  you are  demonstrably capable  of declaring you no longer require any offered/declared reason to continue "in house" treatment/ intervention AND  you  have provided evidence of legitimate agreement/capacity for payment  for services provided and  detailed then it is  not a matter of  request  but  a matter of indisputable  intent.

A caveat to that  may be if  you are intending  to  claim insurance coverage or have  been admitted  for  psychiatric reason.

 

 

[Dumbastheycome]

Consider  any "Will" as  only becoming  applicable post  death. The  nomination of  any set level of  funds for a purpose is regardless of that fact.

The  harsh reality is  that  whatever  Health  care system involved  there is a financial bottom line to provision. Which means  that if  either  you,  your  spouse , or other legitimate nominee  announces a  financial  limit has been reached  you  will most  likely  be escorted  to the door via the  cashier.

[khunbillmex]

1 hour ago, Dumbastheycome said:

 

A caveat to that  may be if  you are intending  to  claim insurance coverage

 

 

re claiming insurance cover: Medical insurance vs. Life insurance or either type?

[Dumbastheycome]

2 minutes ago, khunbillmex said:

re claiming insurance cover: Medical insurance vs. Life insurance or either type?

In the sense of  reality I would say Medical.

If it were to be a question of  Life Insurance  then  perhaps that  could only  involve other than the deceased patient in question and the irrelevance of the terms of that to the deceased posthumously other than having the  forethought  to ensure  it was  adequate.

 

[Sheryl]

If you are capable of leaving on your own you have absolute right to do so any any time even against medical advice.

 

The problem comes when you are unable to leave on your own. It then falls on your wife to be very assertive and if she is Thai, that will be difficult. Her chances of getting you discharged home against medical advice are slim if you are setiously ill. Transferred to a government hospital is more feasible but will still take a lot of assertiveness from her side.

Thete is also the problem of knowing day to day how much bill has accumulated.

 

Leaving against medical advice will usuallt make it impissible tohave medical insurance pay for the costs. 

 

Your best bet is to not use private hospitals in the first place and make surw you have sufficient finds to cover care at a government hospital.