Skip to content
View in the app

A better way to browse. Learn more.

Thailand News and Discussion Forum | ASEANNOW

A full-screen app on your home screen with push notifications, badges and more.

To install this app on iOS and iPadOS
  1. Tap the Share icon in Safari
  2. Scroll the menu and tap Add to Home Screen.
  3. Tap Add in the top-right corner.
To install this app on Android
  1. Tap the 3-dot menu (⋮) in the top-right corner of the browser.
  2. Tap Add to Home screen or Install app.
  3. Confirm by tapping Install.

Caddie Injured by Expat’s Golf Ball: Should Golfers Take Out Insurance Cover?

Featured Replies

9 minutes ago, ravip said:

Brilliant advice. Keep on at it!

 

now watch this drive...

 

 

Edited by mr mr

  • Replies 43
  • Views 2.7k
  • Created
  • Last Reply

Top Posters In This Topic

Most Popular Posts

  • If this is true then entirely her fault and he should not be held accountable for her negligence . Caddies must at all times stand away or behind the players so as to avoid accidents like these .

  • ThailandRyan
    ThailandRyan

    So you don't play golf then or understand what the caddies job really is then. A caddie never moves far from the player as it is there job to not only carry the bag, but to clean the ball, check the d

  • Caddies should of course be covered by their employer, the golf course. This is normal practice for most work places.

Posted Images

3 minutes ago, mr mr said:

 

now watch this drive...

 

 

I guess you are Tiger Woods trainer. Keep calm, never meant to 'offend' you. Will ask for advice, when necessary.

????

Ban golf altogether, stupid elitist sport and waste of precious land and resources.

 

 

2 hours ago, TigerandDog said:

Lets get a few things straight here, as many of you commenting don't appear to be golfers or have any idea what you're waffling on about.

 

1. The only time a player is required to have insurance to cover injuries is if the player's ball hits another player when being called up on a par 3. Incidentally, calling up on par 3's was banned back in the mid 90's by both the R&A, the USGA and most other international golf associations when insurance companies started refusing to make payments related to injuries sustained on par 3's and being claimed on the golf course's insurance policies. 

2. Golf courses MUST have insurance that covers the following:

a. damage to property adjoining a golf course that is the result of errant golf balls, e.g broken roof tiles, windows etc.

b. public liability to cover ALL persons on a golf course, whether player, caddy or course employee who may be injured by errant golf balls etc. The ONLY exception to this is if the injury is the result of some bad tempered idiot throwing his clubs. Then the club thrower is responsible for the costs to the injured player.

3. What on earth was the caddy doing that far ahead of the player. As stated in another post, too lazy to go to the tee with the player. Therefore caddy is 100% at fault.

4. The caddy straight out demanded 500k baht as compensation. To ask for that amount she obviously is well aware of the maximum payout for injury under the types of insurance that players can take out. So even though she may have legitimately been injured, she's scamming the player.

5. If the caddy continues to insist that the player has to pay and he does, then the player is well within his rights to sue the golf club to recover the amount he pays the caddy for her injury.

 

I've been involved in amateur & professional golf internationally as an administrator and inside the ropes at pro tournaments, so these are the facts, NOT an opinion.

 

In saying all the above, I do have to say that amateur golf in Thailand is very poorly organised and run both by the golf courses and the TGA, so I'm not at all surprised that this has occurred.

Sorry to say, but you have some faults there, at least if we are talking about Thailand. Rule 1. Never the less the length of the hole. You hit the ball when the caddy say it is ok. If you then hit someone in front of you the responsibility is the caddys and the course will fee the caddy. 2. There is no such rule about insuranse in Thailand. Just walk out on any golf cource in Thailand, that have buildings close to the hole and you will see signs, telling that you have to pay for any damage. 

Edited by Parsve
wrong words

3 hours ago, eyup said:

Tiger and Dog. Totally wrong mate! Unless the golf course specifically has insurance or includes it in the green fee then the golfer is liable on many counts. Your experience may be true in the good old USA but def not in the UK and as far as I know not Thailand either.! 

 

Hence companies like this one. https://www.golfcare.co.uk/

eyup, yolu're the one totally wrong. I've worked in the golf industry ( golf course administration ) internationally ( never in the USA, but have been in Australia, the UK & parts of Europe ) and I've stated facts NOT conjecture. Yes players can take out there own insurance, BUT golf courses are required to have public liability insurance to cover such incidents. As I said, amateur golf is managed quite poorly by the courses ( to tight to spend the money on insurance ) & the TGA here in Thailand.

3 hours ago, ravip said:

I guess you are Tiger Woods trainer. Keep calm, never meant to 'offend' you. Will ask for advice, when necessary.

????

forrrrrre

19 minutes ago, TigerandDog said:

eyup, yolu're the one totally wrong. I've worked in the golf industry ( golf course administration ) internationally ( never in the USA, but have been in Australia, the UK & parts of Europe ) and I've stated facts NOT conjecture. Yes players can take out there own insurance, BUT golf courses are required to have public liability insurance to cover such incidents. As I said, amateur golf is managed quite poorly by the courses ( to tight to spend the money on insurance ) & the TGA here in Thailand.

So by admitting you know that golf courses won't have the insurance. Then isnt it smart for golfers to buy insurance themselves. 

 

You can quote rules all you want but if the normal practice is different then unless you want to go to court its much wiser just to buy an insurance. 

Usually they risk more injury form another kind of balls :-)

 

In my 20 years here, I have never seen a caddie carry a bag. They all have their own pull carts. 
 

only on the professional circuit must the caddie actually carry the pro golfer’s bag...

 

why would it be otherwise in Phuket?

On 8/3/2020 at 5:04 AM, TigerandDog said:

eyup, yolu're the one totally wrong. I've worked in the golf industry ( golf course administration ) internationally ( never in the USA, but have been in Australia, the UK & parts of Europe ) and I've stated facts NOT conjecture. Yes players can take out there own insurance, BUT golf courses are required to have public liability insurance to cover such incidents. As I said, amateur golf is managed quite poorly by the courses ( to tight to spend the money on insurance ) & the TGA here in Thailand.

 

Golf courses may be required to have insurance, but are the golfers themselves named as "co-insured"?  It's quite possible that the golf course is covered, and the insurance company goes after reimbursement from the individual golfer in a process called subrogation.

 

8 hours ago, cardinalblue said:

In my 20 years here, I have never seen a caddie carry a bag. They all have their own pull carts. 
 

only on the professional circuit must the caddie actually carry the pro golfer’s bag...

 

why would it be otherwise in Phuket?

Sorry if you feel a caddie pulling a pull cart with a bag on it is not carrying your clubs. Semantics in my book.  I don't use a golf cart so my clubs are never on the back of one.  Whether they are pulled or slung over a shoulder a caddy is still carrying your clubs for you.

Edited by ThailandRyan

On 8/4/2020 at 9:22 PM, ThailandRyan said:

Sorry if you feel a caddie pulling a pull cart with a bag on it is not carrying your clubs. Semantics in my book.  I don't use a golf cart so my clubs are never on the back of one.  Whether they are pulled or slung over a shoulder a caddy is still carrying your clubs for you.

May be semantics to you but there is a hell of a difference if you are actually carrying vs pulling/pushing a trolley. Some caddies do actually carry but I have only ever seen it here with a few of the male caddies at Plutaluang - Thai Navy near Pattaya.

 

On 8/4/2020 at 12:23 PM, cardinalblue said:

In my 20 years here, I have never seen a caddie carry a bag. They all have their own pull carts. 

See above.

 

  • 2 months later...
On 8/1/2020 at 4:46 AM, eyup said:

Mistakenly, many golfers think they are insured by the golf course (included in their green fee) That is quite simply NOT the case generally. Highlighting this with my fellow golfers, (by the way I am insured on a worldwide policy from the UK) it seems they will still take a cavalier approach and not bother with any third party or any type of golfers insurance. Lack of insurance in any way is OK if you are prepared to take the risk, but woe betied when lack of insurance comes back to bite you. My UK policy costs (valid worldwide) . around £50 (2000 baht ish) and covers me for allsorts, (personal liability, loss of clubs and even the most impossible scenario which is getting a "hole in one!"

 

I totally agree to what was said here. One never know what can happen on a golf course, and the green fee offers in most cases a very minimal cover. In my opinion, every golf player should subscribe an insurance policy. Moreover, it exists now comparison websites where anybody can compare quotes and pick up the best deal. There is the Hello Safe platform for example, but also a few other, that are very handy for customers.

2 hours ago, alexwang said:

There is the Hello Safe platform for example, but also a few other, that are very handy for customers.

Not sure if you are shilling (not the coin :smile:) for them but even if so thanks for that as never heard of them before and never knew there were potentially so many golf insurance packages out there. :thumbsup:

Create an account or sign in to comment

Recently Browsing 0

  • No registered users viewing this page.

Account

Navigation

Search

Search

Configure browser push notifications

Chrome (Android)
  1. Tap the lock icon next to the address bar.
  2. Tap Permissions → Notifications.
  3. Adjust your preference.
Chrome (Desktop)
  1. Click the padlock icon in the address bar.
  2. Select Site settings.
  3. Find Notifications and adjust your preference.