All good points. Still ... Some of us have Thai family based on our spouse, and its now their turn to live in Thailand after living for decades outside of Thailand with us. And some of us, even without Thai family, ... just like Thailand and like staying here. Its not always about the money. Re: your income, >$80,000 US/year, if it is passive income, and if you are over age 50 and given you have 4.5 million THB in a Thai bank (I assume cash where that is greater than $100,000 US$) then it qualifies as self health insurance. So you could likely qualify for an LTR-Wealthy Pensioner visa, and not have to think about this 800,000 THB in a Thal bank. My having typed that, I suspect you considered the LTR and either age, or the "passive" income aspect, or perhaps the self health insurance aspect, put you off.
