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Facial recognition for Banking apps


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Just  been to Bangkok Bank and had my photo taken apparently  for transfers over 50k. Now have to go to Krungsri to do the same. My Thai wife has 4 accounts with  Thai banks and hasn't been  notified by any of them.  My UK bank has also suggested I use facial recognition.

Krungsri says I need to  do this before next mth.

Does anyone know why they are doing this and if we will still receive OTPs or SMSs  as before? 

And of course  why Thai's  are exempt?

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